San Diego Mortgage Loan Calculator

✍️ This is San Diego's #1 rated mortgage loan calculator and will help you to determine how much house you can afford and/or qualify for.

(Please note - these numbers below have been updated for 2022. We do our best to make sure everything is correct at the time you are reading it.)

✍️ Complete or change the entry fields in the "Input" column of all three sections. The calculator will automatically recalculate anytime you press the Tab key after making a change to an input field.

(If you are looking for more information regarding our top loan programs, please click on whatever best suits your needs):

✔️ Purchase Loans - Learn what the best San Diego loan options are based on your personal needs. 

✔️ $0 Down DPA Loan - If you make a great income, have a good credit score, just don't have the $$$ for a down payment. 

✔️ $0 Down VA Loan - If you were or are currently are in the military and can get your COE and DD 214.

✔️ $0 Down USDA Loan - If you are looking to live in the countryside of San Diego county, don't have $$$ for a down payment, make good income, and have a decent credit score. 

✔️ 3% Down Conventional - If you want to put down 3% up to a $647,200 loan amount, or 5% up to a $879,750 loan amount, make a great income, and have good credit. 

✔️ 3.5% Down FHA - If you want to put down 3.5% up to a $879,750 loan amount, make great income, and have less than perfect credit. 

✔️ 10% Down Jumbo - If you want to put down 10% over a $879,750 loan amount, make great income, have great credit, and want different loan options. 

Please see the San Diego home loan calculator below...

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See San Diego's Newest Listings Below...

. January 27, 2022
1526
Listed
41
Avg. DOM
$745.74
Avg. $ / Sq.Ft.
$899,000
Med. List Price
1526 Properties
Page 1 of 128
$275,000
Subdivision: Oak Park
1
Beds
1
Baths
668
Sq.Ft.
1980
Year Built
1
Day on Site
220001759
MLS
Welcome to this cozy condo with lots of natural light in a gated complex. The new owners will be greeted with an open floor plan, remodeled kitchen, modern flooring throughout the unit, and side by...
Coming Soon on 01/28
1040 E Washington Ave #17 Escondido, CA 92025
$299,000
Subdivision: Escondido
1
Beds
1
Baths
865
Sq.Ft.
1981
Year Built
1
Day on Site
220001760
MLS
Great 1st time buyer or investor opportunity! Corner unit located on the ground floor - no stairs! Nice tile and granite counter upgrades in the kitchen. Tile and laminate flooring throughout. Comes...
2
Beds
2
Baths
761
Sq.Ft.
1976
Year Built
1
Day on Site
305030997
MLS
A rare completely REMODELED floor level Condo * The UPGRADES include a NEW wall AC unit - NEW engineered wood plank flooring throughout the home - The kitchen has been completely remodeled NEW...
3
Beds
2
Baths
1,330
Sq.Ft.
1976
Year Built
1
Day on Site
305031951
MLS
Welcome to beautiful Pine Valley, the peace and quiet of this charming mountain town will make you want to stay. About an hour from the hustle and bustle of downtown San Diego, we have a single...
2
Beds
1F11/2
Baths
990
Sq.Ft.
1980
Year Built
1
Day on Site
305037930
MLS
AVAILABLE FOR SHOWING! ONE DAY ONLY! SELLER IS ACTIVELY SEARCHING FOR REPLACEMENT PROPERTY! BRING ALL OFFERS!!!! EASY TO SHOW. Gated community Corner Unit, 2br/1.5ba Condo, with a great view of...
$1,020,000
Subdivision: West Hills
4
Beds
3
Baths
1,700
Sq.Ft.
1961
Year Built
1
Day on Site
305040201
MLS
Backyard paradise, totally remodeled home, top to bottom! Paid solar, salt water pool & spa with baja & waterfall, massive finished yard, pavers, color concrete, mature tropical landscape, gazebos,...
2
Beds
2
Baths
1,525
Sq.Ft.
1989
Year Built
1
Day on Site
305040957
MLS
A golf course gem! Lovely single story 2 Bedroom, 2 Bath townhome with 1525 sq. ft. on Shadowridge Golf Course, perfectly situated with long view of 7th Green. Fully remodeled and spacious kitchen...
$749,000
Subdivision: Eastlake
3
Beds
2
Baths
1,295
Sq.Ft.
1989
Year Built
1
Day on Site
305041033
MLS
Low Mello-Roos and Low HOA!! This thoughtfully updated and meticulously maintained single story home on a cul-de-sac will surely check off the "must have" boxes. Access to both Eastlake Centers, as...
3
Beds
2
Baths
1,924
Sq.Ft.
1979
Year Built
1
Day on Site
305041080
MLS
Country living close to town. You are but 5 minutes to Old Town Ramona and close to all the markets, antique stores and restaurants. This spacious home sits on over an acre with 2 barns, plenty of...
$1,349,000
Subdivision: Oceanside
4
Beds
3
Baths
3,352
Sq.Ft.
2003
Year Built
1
Day on Site
305041355
MLS
The home youve waited for! Showcasing 3352 sq ft of living space, 4 bedrooms, 3 baths, and an optional downstairs bedroom, panoramic views, pool, spa, and solar (PPA agreement); situated on an...
$629,000
Subdivision: El Cajon
3
Beds
2F11/2
Baths
1,865
Sq.Ft.
2006
Year Built
1
Day on Site
305042569
MLS
Located in the heart of El Cajon within the gated Park Ave. Estates community, near shops, eateries and nearby freeway access. End unit, tri-level row home, with owned solar, low HOA fees and an...
$549,995
Subdivision: Descanso Park Unit 1
3
Beds
2
Baths
890
Sq.Ft.
1930
Year Built
1
Day on Site
220001761
MLS
LOWEST PRICED 3 BEDROOM AROUND! FULLY REMODELED SINGLE STORY ON OVER 1/3 OF AN ACRE WITH A CREEK IN THE BACKYARD! HOME FEATURES REMODELED KITCHEN, QUARTZ COUNTERS, STAINLES STEEL APPLIANCES, ISLAND,...