San Diego Mortgage Loan Calculator
✍️ This is San Diego's #1 rated mortgage loan calculator and will help you to determine how much house you can afford and/or qualify for.
(Please note - these numbers below have been updated for 2022. We do our best to make sure everything is correct at the time you are reading it.)
✍️ Complete or change the entry fields in the "Input" column of all three sections. The calculator will automatically recalculate anytime you press the Tab key after making a change to an input field.
(If you are looking for more information regarding our top loan programs, please click on whatever best suits your needs):
✔️ Purchase Loans - Learn what the best San Diego loan options are based on your personal needs.
✔️ $0 Down DPA Loan - If you make a great income, have a good credit score, just don't have the $$$ for a down payment.
✔️ $0 Down VA Loan - If you were or are currently are in the military and can get your COE and DD 214.
✔️ $0 Down USDA Loan - If you are looking to live in the countryside of San Diego county, don't have $$$ for a down payment, make good income, and have a decent credit score.
✔️ 3% Down Conventional - If you want to put down 3% up to a $647,200 loan amount, or 5% up to a $879,750 loan amount, make a great income, and have good credit.
✔️ 3.5% Down FHA - If you want to put down 3.5% up to a $879,750 loan amount, make great income, and have less than perfect credit.
✔️ 10% Down Jumbo - If you want to put down 10% over a $879,750 loan amount, make great income, have great credit, and want different loan options.
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See San Diego's Newest Listings Below...
. August 10, 2022
4787
Listed
40
Avg. DOM
$670.00
Avg. $ / Sq.Ft.
$925,000
Med. List Price
$589,000
Neighborhood:
Lemon Grove
3
Beds
1
Baths
1,252
Sq.Ft.
1954
Year Built
1
Day on Site
220020717
MLS
Looking for a charming place to call home? This is the perfect place to make your own oasis, with a tiered backyard that allows you to do some lush landscape and relax by the pool. The possibilities...
$886,000
Neighborhood:
San Elijo Hills, Westridge
3
Beds
2F11/2
Baths
1,469
Sq.Ft.
2003
Year Built
1
Day on Site
305709778
MLS
Beautiful remodeled in 3 bedroom 2.5 bath Condos/ townhomes in highly sought after gated community Westridge San Elijo Hills. The community offers a beautiful pool/ jaccuzi and close proximity to San...
$1,195,000
4
Beds
2F11/2
Baths
2,104
Sq.Ft.
1985
Year Built
1
Day on Site
305714141
MLS
Location, Location, Location! Enjoy many conveniences from this 4 bedroom coastal Carlsbad home just 1 mile from the beach! Tranquil, mature trees line the street that flow beautifully with the...
$569,000
Neighborhood:
Terra Nova
2
Beds
2F11/2
Baths
1,278
Sq.Ft.
1996
Year Built
1
Day on Site
305714345
MLS
WOW- priced to sell! Must see this gorgeous move-in ready 2 bedroom, 2.5 bath condo in the desirable Sanibelle community! NO mello-Roos fees and low HOA fees! Enjoy nearly 1300 SF of living space...
$1,005,000
Condo:
Las Playas
3
Beds
2F11/2
Baths
1,443
Sq.Ft.
1988
Year Built
1
Day on Site
305716283
MLS
Oceans Views and Sea Breezes! Plush and lush premium location in popular Las Playas development. Secluded end unit on short cul-de-sac street. Gated courtyard entry opens to huge palm tree lined yard...
3
Beds
2F11/2
Baths
1,376
Sq.Ft.
1986
Year Built
1
Day on Site
305716641
MLS
Rarely Available Town home in San Marcos Pepper Tree Knolls. Highly desirable location, small complex with low HOA, this twin home is located in private location of Peppertree Knoll in San Marcos....
3
Beds
2F11/2
Baths
2,900
Sq.Ft.
1967
Year Built
1
Day on Site
305716669
MLS
Charm abounds in this renovated "modern farmhouse" nestled in the hills of South Escondido with serene southeasterly views. This home offers a gorgeous renovated kitchen with floating shelves,...
$695,000
Neighborhood:
Linda Vista
2
Beds
2
Baths
1,092
Sq.Ft.
1980
Year Built
1
Day on Site
305717743
MLS
Remarkable find. On entry level you will find a Flowing layout with access to a spacious private patio perfect to restore and relax. Bedrooms and bathrooms are upstairs giving this property...
$1,249,000
Neighborhood:
Summerset Court
4
Beds
2F11/2
Baths
1,990
Sq.Ft.
1988
Year Built
2
Days on Site
305709227
MLS
Coming Soon*This truly is a ONE OF A KIND incredible home in popular Summerset Court with too many upgrades to mentionBEST lot and location at the end of a cul-de-sac with additional parking,...
$2,600,000
Neighborhood:
Capri
4
Beds
3
Baths
2,383
Sq.Ft.
1989
Year Built
2
Days on Site
305714923
MLS
This elegant single family home sits on one of the largest lots in Capri, Carlsbad. Tucked away in a quiet cul-de-sac, this pie-shaped lot offers unobstructed views, allowing a full 180 degree view...
$1,599,900
Neighborhood:
Kensington
4
Beds
3
Baths
1,914
Sq.Ft.
1933
Year Built
2
Days on Site
305716436
MLS
Charming Spanish Revival with a modern, custom design. This single level 3 bedroom home offers a detached bonus room with full bath, full 2 car garage, plus easy access to a walkable small town...
$599,000
Neighborhood:
Chollas Creek
2
Beds
1
Baths
780
Sq.Ft.
1951
Year Built
2
Days on Site
305716774
MLS
Updated & move-in ready single-level home on large ~1/4 acre, extra deep lot. Prime for an ADU or just an enormous backyard. Brand New Roof, New Landscaping, & New Exterior Paint. Updated Spacious...
$695,000
Condo:
Corte Bella
3
Beds
3
Baths
1,238
Sq.Ft.
2004
Year Built
2
Days on Site
305717619
MLS
Coming soon! Beautiful 3 bed/3 bath with modern upgrades, hill views and a great location in the gated Coronado Ranch community! This turn key townhome has wide plank hardwood flooring throughout...
Open 8/12
$1,099,990
Neighborhood:
Tanglewood
3
Beds
2F11/2
Baths
1,310
Sq.Ft.
2003
Year Built
2
Days on Site
220020557
MLS
Beautifully upgraded 4S home in coveted Tanglewood neighborhood! This detached home has new paint and carpet and remodeled stunning kitchen. This home is perfect! With high ceilings and lots of...
$949,000
Neighborhood:
Portofino
4
Beds
3
Baths
2,015
Sq.Ft.
1973
Year Built
2
Days on Site
305396367
MLS
Best value in Tierrasanta! This unique 2015 SF home with 4 bedrooms and 3 full bathrooms is the only one of its kind in the Portofino due to the previous owner adding on and remodeling the home...
$700,000
Neighborhood:
Lemon Grove
4
Beds
2
Baths
5,784
Sq.Ft.
1960
Year Built
2
Days on Site
220020631
MLS
Great duplex with detached garage at the end of a cul-de-sac on one of the best streets in Lemon Grove. 8130 is currently rented and was completely renovated approximately 5 years ago. The kitchen is...
$595,000
Neighborhood:
Otay Ranch
2
Beds
2
Baths
1,071
Sq.Ft.
2005
Year Built
2
Days on Site
305713408
MLS
Beautifully up kept town-home located in the highly desirable Otay Ranch community of Chula Vista. This fantastic home has it's own attached entry level garage, large private balcony, high ceilings,...
2
Beds
2
Baths
868
Sq.Ft.
1990
Year Built
2
Days on Site
305713741
MLS
OCEAN VIEW OFF MASTER BEDROOM & STEPS TO THE SAND! Must see this Coastal Modern style home, only a few blocks from the pier. Walk to local restaurants, breweries, theaters, shops and train station....
$549,000
Neighborhood:
Eastlake/Rolling Hills Ranch
2
Beds
2
Baths
1,086
Sq.Ft.
1994
Year Built
2
Days on Site
305716531
MLS
Beautiful 2BR 2 BA Eastlake Rolling Hills Ranch Townhome. Gorgeous complex perfect for the family with beautiful landscaping and trees throughout. Complex features a large pool and spa, guest...
4
Beds
2F11/2
Baths
2,150
Sq.Ft.
1977
Year Built
2
Days on Site
305716537
MLS
One of a Kind property located in the heart of East Chula Vista. Must see upgraded home! Beautiful kitchen with tile floors, granite countertops, & stainless steel appliances. Master bedroom with...
$600,000
Neighborhood:
Golden Hill
2
Beds
2
Baths
827
Sq.Ft.
1993
Year Built
2
Days on Site
305716592
MLS
Newly completed $50k renovation! Quiet and serene 2 bedroom, 2 bath, condo with a green canyon view from all windows and balcony, in the highly desired community of Golden Hills. Spacious open floor...
$1,897,000
Neighborhood:
San Elijo Hills
5
Beds
3F11/2
Baths
3,601
Sq.Ft.
2007
Year Built
2
Days on Site
305716598
MLS
A charming 3601 sq ft home with 5 bedrooms plus large loft with private deck. Primary bedroom and bathroom located on entry level as is a secondary bedroom plus powder room, perfect to use as a home...
$710,000
Neighborhood:
Sunrise Hts
3
Beds
2
Baths
1,312
Sq.Ft.
1957
Year Built
2
Days on Site
305716604
MLS
Lovely 3 BR 2 Bath set back on quiet semi private street. Home has been completely renovated leaving the best of the original period, with the beauty and convenience of today. Duel paned windows ,...
$1,795,000
4
Beds
4F11/2
Baths
3,349
Sq.Ft.
2003
Year Built
2
Days on Site
305716621
MLS
Stunning and well-appointed upgraded estate! Pass thru custom gate to a beautifully landscaped entrance to this 4br/4.5 bath 3349esf home on 1.99 acres with 2 car attached garage and 2 car carports....
1
Beds
1
Baths
865
Sq.Ft.
1981
Year Built
2
Days on Site
305716637
MLS
Amazing opportunity to be in the center of Escondido. Close to shopping, restaurants, nightlife. Easy access to freeways. Located on second floor with elevator access. Beautiful interior atrium with...
2
Beds
2
Baths
896
Sq.Ft.
1980
Year Built
2
Days on Site
305716683
MLS
This Beautiful Centrally Located 2 bedroom 2 bathroom Condo is in need of a new owner. With gorgeously upkept grounds, an exercise room and pool this complex is ready for you. The unit is updated...
$795,000
Neighborhood:
Chula Vista
4
Beds
2
Baths
2,313
Sq.Ft.
1962
Year Built
2
Days on Site
305716694
MLS
Spacious 4 bedroom home in a quiet Chula Vista neighborhood. This home features two extra rooms with closets on the first level. Expansive living room with fireplace. Large bonus room upstairs with a...
4
Beds
2
Baths
1,472
Sq.Ft.
1960
Year Built
2
Days on Site
305716715
MLS
Welcome to this beautifully renovated single story home, located on a premium corner lot, fenced in for extra security. Close to great schools and shopping. Detached 2 car garage, could potentially...
$775,000
3
Beds
2
Baths
1,804
Sq.Ft.
1961
Year Built
2
Days on Site
305716729
MLS
Amazing VIEWS of the San Diego downtown skyline and Coronado bridge! Fully renovated with no expense spared. Centrally located, Easy access to freeways, short drive to Naval Station / Downtown SD....
$675,000
Neighborhood:
La Costa / Aviara
2
Beds
2
Baths
1,040
Sq.Ft.
1980
Year Built
2
Days on Site
305716730
MLS
Great single level condo in a fantastic location in the La Costa/Aviara area of South Carlsbad, San Diego. Spacious open floor plan, top floor condo with cathedral ceilings, a large balcony and lots...
4
Beds
2
Baths
1,563
Sq.Ft.
1979
Year Built
2
Days on Site
305716736
MLS
Welcome to this stunning single story, fully renovated home, located in a quiet pocket of Oceanside. Just a short drive to the beach. 4beds 2baths, Spacious open floor plan, large picture windows...
$815,000
4
Beds
2
Baths
1,448
Sq.Ft.
1960
Year Built
2
Days on Site
305716737
MLS
Welcome to this beautifully renovated single story home, located on a very Rare 18,900 SF FLAT USABLE LOT. The new owner could build an ADU. Boat/RV storage. Close to great schools and shopping. 2...
3
Beds
2
Baths
1,281
Sq.Ft.
1938
Year Built
2
Days on Site
305716742
MLS
Welcome to this masterfully renovated single story, West Chula Vista home! Quick walk to downtown and third avenue where you can find bustling restaurants, coffee shops and dining. Extra long tandem...
$1,520,000
Neighborhood:
El Cerrito
7
Beds
3F11/2
Baths
2,311
Sq.Ft.
1930
Year Built
2
Days on Site
305716744
MLS
EXQUISITE SPANISH STYLE 1930'S HOME IN THE DESIRED EL CERRITO NEIGHBORHOOD, MINUTES FROM DOWNTOWN SAN DIEGO. QUIET COMMUNITY BUT CLOSE TO ALL. HOME HAS RICH FEATURES WITH ARCHED DOORWAYS, TILE AND...
$525,000
1
Beds
1
Baths
723
Sq.Ft.
1990
Year Built
2
Days on Site
305716747
MLS
Views and Privacy, located in the desirable Spyglass Point Complex. Do not miss out on this single level end unit that boasts a modern updated kitchen with solid surface countertops, all new...
