San Diego Mortgage Loan Calculator
✍️ This is San Diego's #1 rated mortgage loan calculator and will help you to determine how much house you can afford and/or qualify for.
(Please note - these numbers below have been updated for 2022. We do our best to make sure everything is correct at the time you are reading it.)
✍️ Complete or change the entry fields in the "Input" column of all three sections. The calculator will automatically recalculate anytime you press the Tab key after making a change to an input field.
(If you are looking for more information regarding our top loan programs, please click on whatever best suits your needs):
✔️ Purchase Loans - Learn what the best San Diego loan options are based on your personal needs.
✔️ $0 Down DPA Loan - If you make a great income, have a good credit score, just don't have the $$$ for a down payment.
✔️ $0 Down VA Loan - If you were or are currently are in the military and can get your COE and DD 214.
✔️ $0 Down USDA Loan - If you are looking to live in the countryside of San Diego county, don't have $$$ for a down payment, make good income, and have a decent credit score.
✔️ 3% Down Conventional - If you want to put down 3% up to a $647,200 loan amount, or 5% up to a $879,750 loan amount, make a great income, and have good credit.
✔️ 3.5% Down FHA - If you want to put down 3.5% up to a $879,750 loan amount, make great income, and have less than perfect credit.
✔️ 10% Down Jumbo - If you want to put down 10% over a $879,750 loan amount, make great income, have great credit, and want different loan options.
Please see the San Diego home loan calculator below...
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See San Diego's Newest Listings Below...
. May 19, 2022
2883
Listed
29
Avg. DOM
$696.03
Avg. $ / Sq.Ft.
$989,000
Med. List Price
$995,000
Neighborhood:
Otay Ranch Village 1
5
Beds
3
Baths
2,750
Sq.Ft.
2003
Year Built
1
Day on Site
305449063
MLS
Move-In Ready Home in a Gated Community! This Otay Ranch Beauty features an Open Concept Floor Plan with Vaulted Ceilings and Plantation Shutters. As you enter this lovely home through the grand...
$1,200,000
Neighborhood:
Del Cerro
3
Beds
2
Baths
2,104
Sq.Ft.
1969
Year Built
1
Day on Site
305451249
MLS
Welcome to this secluded gem with panoramic views in Del Cerro! This beautifully maintained 3 bedroom/2 bath home features a gorgeous kitchen with double ovens, granite countertops, custom cabinetry,...
$677,700
Neighborhood:
Lemon Grove
3
Beds
2
Baths
1,266
Sq.Ft.
1979
Year Built
1
Day on Site
220012256
MLS
Welcome home to this gorgeous open floor plan with a HUGE back yard that's perfect for entertaining. Enjoy the newly updated flooring in the living room, kitchen and hallway, beautiful quartz counter...
$1,495,500
Neighborhood:
Del Cerro
3
Beds
2
Baths
2,094
Sq.Ft.
1960
Year Built
1
Day on Site
305453348
MLS
Do not miss this opportunity to enjoy a gorgeous, newly remodeled, 3-bedroom, 2-bathroom, 2,094 square foot ranch style home (plus a 221 sq.ft. bonus room) in one of the most highly desired...
2
Beds
1
Baths
769
Sq.Ft.
1974
Year Built
1
Day on Site
305453420
MLS
Encinitas lifestyle! Walking distance to downtown (8/10th of a mile), Coaster train station, library and Moonlight beach is just a little farther. The community is gated, beautifullylandscaped with...
$1,599,000
4
Beds
2
Baths
1,831
Sq.Ft.
1981
Year Built
1
Day on Site
305453459
MLS
This Single-Level, four bedroom home has been well-maintained and is move in ready! Updated inside and out, enjoy newer windows, roof, kitchen and baths. Enter to light and bright living areas with...
$743,000
3
Beds
2
Baths
1,274
Sq.Ft.
1978
Year Built
1
Day on Site
305453473
MLS
Amazing Home - 3 bedrooms, 2 baths, 1,274 sqft, The Primary Bedroom is on the main floor with two bedrooms and a bath upstairs. Come see the Open floor plan, cathedral ceiling in the Livingroom,...
$1,450,000
Neighborhood:
Adobe
3
Beds
2
Baths
3,004
Sq.Ft.
1955
Year Built
1
Day on Site
220012258
MLS
Welcome to this single-story idyllic, Santa Barbara style historic Adobe hacienda custom-built by the Weir Brothers and featured on the Escondido Adobe Home Tour. You will be captivated by the charm...
$630,000
Neighborhood:
Chula Vista
3
Beds
2F11/2
Baths
1,464
Sq.Ft.
2008
Year Built
1
Day on Site
220012259
MLS
Your home search is over! You could be calling this 2 bedroom, with optional 3rd, 2 1/2 bath yours! This 3 story home is located in the highly desired Winding Walk Community. First story holds...
4
Beds
2
Baths
1,338
Sq.Ft.
1930
Year Built
1
Day on Site
305448269
MLS
Welcome to this charming, remodeled duplex that sits on a large 24,058 Sq.Ft. lot! This home offers a total of 4 bedroom, 2 bathrooms(2 Bed 1bath each), an open floorplan, beautiful wood look...
$930,000
4
Beds
3
Baths
2,124
Sq.Ft.
1973
Year Built
1
Day on Site
305451524
MLS
This multi-level home with a very private feel to it, sits on a large .32 acre lot with a beautiful yard, and lush greenery, in a highly desirable and sought-after Vista neighborhood The living room...
$1,150,000
Neighborhood:
Stagecoach View Highlands
4
Beds
2F11/2
Baths
2,823
Sq.Ft.
2003
Year Built
1
Day on Site
305452977
MLS
Jaw-Drop views will welcome you here at this single story SHOWPLACE. Spectacular views from many directions! Sip your AM coffee AND your early evening cool beverage while you gaze at the gorgeous and...
$899,000
Neighborhood:
Otay Ranch Village
4
Beds
3
Baths
2,491
Sq.Ft.
2004
Year Built
1
Day on Site
305453193
MLS
Fantastic opportunity to own in the highly desirable neighborhood of Winding Walk! This popular floor plan offers formal living and dining room spaces, an open concept kitchen anchored by a large...
$1,075,000
4
Beds
3F11/2
Baths
2,788
Sq.Ft.
2019
Year Built
1
Day on Site
305453681
MLS
Coming Soon the Seville Plan ll built by Shea Homes 05252022
Coming Soon the Seville Plan ll built by Shea Homes 05252022
Coming Soon the Seville Plan ll built by Shea Homes 05252022
2
Beds
2
Baths
993
Sq.Ft.
1988
Year Built
1
Day on Site
305453752
MLS
Value range between $569,000 and $599,000. A stunning 2-bedroom 2-bathroom condo that lives like a single-family home. This highly updated home boasts a nice bright open kitchen and living room,...
2
Beds
2
Baths
1,028
Sq.Ft.
1964
Year Built
1
Day on Site
305453946
MLS
Oceana end unit with panoramic views of canyon, hills and distant mountains. This highly upgraded one story is in move-in condition and ready to go. Upgrades include new energy efficient windows,...
3
Beds
2F11/2
Baths
1,578
Sq.Ft.
2020
Year Built
1
Day on Site
305453332
MLS
Gorgeous turnkey townhome recently built in the coveted gated community of Saint Cloud! Highly desirable floorplan with an optional room downstairs which can be used as an office, 3rd bedroom, gym,...
Coming Soon on 05/20
$899,000
Neighborhood:
Hidden Meadows
3
Beds
3
Baths
2,258
Sq.Ft.
1973
Year Built
2
Days on Site
220012102
MLS
Enjoy the extraordinary balance of style and comfort of this inviting single story home on a beautifully landscaped corner lot. This home s perfect layout offers two bedroom suites with walk-in...
$890,000
Neighborhood:
Linda Vista
3
Beds
2
Baths
1,705
Sq.Ft.
1965
Year Built
2
Days on Site
220012103
MLS
LOCATED IN LINDA VISTA.PROPERTY HAS 2-ON-1 POTENTIAL W/HUGE BEDROOM WHICH OFFERS SEPARATE ENTRANCE. SOLAR PANELS, ALLEY ACCESS, NEWER ROOF, BACKYARD DECK, 2 MINUTE DRIVE TO FASHION VALLEY MALL AND 5...
$950,000
Neighborhood:
Lake Murray Village
3
Beds
2F11/2
Baths
1,872
Sq.Ft.
1958
Year Built
2
Days on Site
305395332
MLS
Spectacular single level home,located just minutes from Lake Murray.This home is beautifully remodeled with gorgeous counters,newer stainless steel appliances and gorgeous cabintery. All new Luxury...
$529,000
Neighborhood:
Kensington
2
Beds
2
Baths
962
Sq.Ft.
1984
Year Built
2
Days on Site
305449861
MLS
Welcome to Kensington living with the charm of local shops and parks within walking distance! If you know Kensington, you know that this is a special area that offers so many unique opportunities for...
$1,049,000
Neighborhood:
Alpine
5
Beds
3
Baths
2,350
Sq.Ft.
1971
Year Built
2
Days on Site
305452653
MLS
Your Alpine dream home awaits with over 2 acres of usable land and your own well. This beautiful home includes 5 bedrooms and 3 bathrooms which could be set up for multi-generational living, in-laws,...
$1,099,000
4
Beds
2F11/2
Baths
2,467
Sq.Ft.
1997
Year Built
2
Days on Site
305452747
MLS
Wonderful opportunity to purchase in the highly desirable neighborhood of Rancho Del Oro. Spacious 4 bedroom, 3 bathroom home on nearly a quarter acre lot complete with RV Parking and A beautiful...
$800,000
Neighborhood:
Rolando Village
2
Beds
2
Baths
7,160
Sq.Ft.
2
Days on Site
305449310
MLS
Its a rental. Its a residence. Its a family compound! Proven money making duplex in Rolando Village near SDSU. First time on the market in 50 years. Two bedroom unit in front. Three bedroom unit in...
3
Beds
2
Baths
1,250
Sq.Ft.
1963
Year Built
2
Days on Site
305447022
MLS
Completely rehabbed house in a very desirable area of Escondido. Brand new roof and Fascia. Brand new Low-E Vinyl windows throughout the house with 2 large sliding doors that lead you into a covered...
$1,599,000
Neighborhood:
Venzano In The San Elijo Hills
5
Beds
4
Baths
3,274
Sq.Ft.
2006
Year Built
2
Days on Site
305450088
MLS
Highly desirable floor plan with entertainer's yard, Venzano community in the San Elijo Hills. 5 Bd + Bonus room (Optional 6th Bedroom) and 4 full bathrooms with one bedroom/ bathroom downstairs....
$1,395,000
Neighborhood:
Alga Hills
3
Beds
2F11/2
Baths
1,990
Sq.Ft.
1992
Year Built
2
Days on Site
305450828
MLS
Breathtaking Carlsbad home Located in Alga Hills, one of the most desirable neighborhoods close to all that La Costa has to offer. As you enter into the elegant open format with impressive wood...
$849,000
Neighborhood:
Vista Point
3
Beds
2
Baths
1,557
Sq.Ft.
1987
Year Built
2
Days on Site
305451100
MLS
SINGLE STORY charmer in beautiful Vista Point sitting on a nearly 8,000 sf lot!! This rarely available plan offers the convenience of single level living conveniently located on a quiet street with...
$2,050,000
Neighborhood:
San Elijo Hills
3
Beds
3F11/2
Baths
3,229
Sq.Ft.
2016
Year Built
2
Days on Site
305452148
MLS
Executive single story home with incredible views atop San Elijo Hills. Amazing schools, low fees & an all-single story newer construction community at the end of a cul-de-sac. The view is enjoyed...
$2,788,000
4
Beds
3F11/2
Baths
3,527
Sq.Ft.
2009
Year Built
2
Days on Site
305453658
MLS
This beautiful home is luxurious, comfortable and immaculate. Located in the highly-desirable Derby Hill neighborhood, the property has been remodeled with a designer-tasteful palate, neutral paint,...
3
Beds
2F11/2
Baths
1,442
Sq.Ft.
2017
Year Built
2
Days on Site
305453659
MLS
Upgraded throughout end unit located in Playa Del Sol Community. Quartz counters upgraded appliances and cabinets, indoor laundry, 2 car attached garage, central air and heat, Ecobee smart AC/heating...
3
Beds
2F11/2
Baths
2,164
Sq.Ft.
1978
Year Built
2
Days on Site
305453660
MLS
Peaceful 1.36 acre property with over 2,100 square feet single story home with close freeway access. Large main suite with adjacent office or nursery option and remodeled bathroom. Two stall garage,...
$1,150,000
Neighborhood:
Pauma Valley Country Club
3
Beds
2F11/2
Baths
3,040
Sq.Ft.
1982
Year Built
2
Days on Site
305453661
MLS
This property is such a one of a kind! Situated on a full parklike acre, this home sits up against a magnificent oak tree woods with beautiful granite boulders! Cascading waterfall runs into a black...
$949,000
4
Beds
2F11/2
Baths
2,230
Sq.Ft.
1988
Year Built
2
Days on Site
305453662
MLS
Your dream home awaits! Featuring 4 bedrooms, 2.5 bathrooms, and 2,230 sqft, this two-story home is located in the prestigious neighborhood of Tuscany in Shadowridge. A grand entry with vaulted...
$499,000
Neighborhood:
Mission Hermosa
2
Beds
1
Baths
827
Sq.Ft.
1975
Year Built
2
Days on Site
305453663
MLS
2 Bedroom, 1 bath unit on tree-lined street. Well-maintained plus extra storage on side and rear of house. Near shopping, highway and minutes from the beach.
2 Bedroom, 1 bath unit on...
2 Bedroom, 1 bath unit on...
