San Diego Mortgage Loan Calculator

✍️ This is San Diego's #1 rated mortgage loan calculator and will help you to determine how much house you can afford and/or qualify for.

(Please note - these numbers below have been updated for 2023. We do our best to make sure everything is correct at the time you are reading it.)

✍️ Complete or change the entry fields in the "Input" column of all three sections. The calculator will automatically recalculate anytime you press the Tab key after making a change to an input field.

(If you are looking for more information regarding our top loan programs, please click on whatever best suits your needs):

✔️ Purchase Loans - Learn what the best San Diego loan options are based on your personal needs. 

✔️ $0 Down DPA Loan - If you make a great income, have a good credit score, just don't have the $$$ for a down payment. 

✔️ $0 Down VA Loan - If you were or are currently are in the military and can get your COE and DD 214.

✔️ $0 Down USDA Loan - If you are looking to live in the countryside of San Diego county, don't have $$$ for a down payment, make good income, and have a decent credit score. 

✔️ 3% Down Conventional - If you want to put down 3% up to a $726,200 loan amount, or 5% up to a $977,500 loan amount, make a great income, and have good credit. 

✔️ 3.5% Down FHA - If you want to put down 3.5% up to a $977,500 loan amount, make great income, and have less than perfect credit. 

✔️ 10% Down Jumbo - If you want to put down 10% over a $977,500 loan amount, make great income, have great credit, and want different loan options. 

Please see the San Diego home loan calculator below...

Purchase Information


Payment Information

Qualifying Information

Create Amortization Schedule

Longer term loans may take a few moments for the report to be generated.

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