📝 In this video we break down 5 San Diego FHA Streamline Refinance Home Loan Secrets that you might not be aware of. 

📝 As a friendly reminder - this would pertain to anyone whom has an FHA mortgage now (or, might in the near future) and wants to lower your interest rate, drop your payments, and make it as simple as possible.

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📝 Ready to rock?

👉 Here's 5 secrets you might not be aware of:

✔️ Secret #1 - You can do an FHA streamline refinance if you live in a 2 unit, 3 unit, or 4 unit. And, let's keep in mind you can go up to $898,050 for a 2 unit, $1,085,550 for a 3 unit, and $1,349,050 for a 4 unit

✔️ Secret #2 - You can skip one mortgage payment when doing a streamline refinance and up to 2 if we time it right. Let me give you an example. Let's say you pay for February, we close the loan on February 15th, you skip March, and your next payment is due April.  

Now, if we time it even better - and, you pay in February, skip March, we close March 15, skip April, and your next mortgage payment is May. 

✔️ Secret #3 - Assuming you have an impound account currently on your FHA loan, and we do an FHA streamline refinance, within 20 days after closing, your previous lender has to give you any monies owed - such as money left in the escrow impound account and any overages when paying off your mortgage. 

✔️ Secret #4 - We do not need a full credit report (just mortgage only), no verification of job or employment, no need for pay stubs or taxes, and no appraisal. 

✔️ Secret #5 - You get a refunded a portion of your previous UFMIP on your current FHA loan up to 68% 

👉 Here's how to get started:

✔️ Fill out my online loan application at: http://www.ScottsLoanApp.com

✔️ Once done, I will pull a mortgage only credit report, which simply verifies your credit score, and that you have made your mortgage payments only.

✔️ From you document wise will need a copy of your drivers license, latest bank statement, latest mortgage statement, and a copy of your home owners insurance information - that's usually it! 

👉 Here's more FHA streamline refinance videos below:

✔️ SD FHA Streamline Refinance Program Highlights

✔️ SD FHA Streamline Refinance Secrets Revealed

✔️ SD FHA Streamline Refinance Q and A

✔️ SD FHA Streamline Refinance Needed Supporting Documents

👉 What do you think?

📝 Leave your comment below - or, should me a text/call to (760) 297-4539

Your San Diego FHA Streamline Insider, 


5 San Diego FHA Streamline Refinance Secrets Revealed!