San Diego's 7 Best Places to Live in 2022 | 2023 (Just Updated)

People might be a little nervous about buying a house in San Diego right now, which is understandable. Inflation is doing nobody any favors, and the cost of everything is going up. As of this writing, the current California mortgage rates are 5.51% for a 30-year fixed mortgage and 4.79% for a 15-year fixed mortgage. Of course, there is no telling what will happen in the coming weeks and months. However, we think that if buying a house is on your bucket list, now is an excellent time to start looking seriously.

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There is no question there are some wonderful places to live in San Diego County. We are blessed with fantastic weather, a top-of-the-line public transportation system, and all the other amenities that enhance the quality of life. We want to show you the top 7 places to live in the San Diego area. We did not want to play favorites, so we listed everything alphabetically. All statistics quoted are as of this writing.

Here’s a quick rundown of our list:

Carmel Valley

Carmel Valley is one of the best places to raise a family in San Diego County. It rates highly for the public schools serving the community, and most homeowners have a college degree or at least some college education. It gets higher marks from the residents for being safe, family-friendly, and clean. The work commute time for most people is reasonable.

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It is a planned residential community, but that does not mean that Carmel Valley is a dull place. If you enjoy the outdoors, this is a beautiful place to live. Hikers will enjoy the Los Penasquitos Canyon Preserve, which has 4,000 acres of open space with waterfalls and canyons. Some hiking trails allow you to bring your four-legged friend with you, provided the dog is on a leash. Black Mountain Open Space Park has 1,200 acres of hiking trails and surrounds Black Mountain. There are opportunities for horseback riding in Carmel Valley. You can access the Historic US Route 101 easily in Carmel Valley.

Quick Facts:

  • Population: 54,910
  • Median Household Income: 160,064
  • Top Employers: Starbucks, Chevron, Safeway, Blue Shield of California
  • Median Rent: $2,605
  • Median Sales Price: $1,555,000
  • Median Days on the Market: 7
  • Redfin.com rates the Carmel Valley Market as Most Competitive
  • See Carmel Valley's housing market statistics here

Coronado

The people who live in Coronado love it! This town has received some great reviews from the people who live there. Here is one of them:

"I love this tourist town! The community is extremely close knit where local support are locally owned businesses and schools."

The town is known for the Hotel del Coronado, which is one of the world's top resorts and is a national historic landmark. Rumor has it that the hotel was the inspiration for the Emerald City in the wonderful Wizard of Oz and Orange Avenue was the inspiration for the Yellow Brick Road.

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There are some unique activities that you can enjoy in Coronado. The Coronado Ferry Landing Summer Concerts occur every weekend. If you are into boating, the Glorieta Bay Marina will let you rent a sailboat, a speedboat, jet skis, you name it, to get on the water. The Museum of History and Art offers an educational side, which sponsors heritage walks through the neighborhoods. Finally, the Hotel del Coronado is not just a place for tourists to stay. You can take advantage of the MooTime Creamery at the hotel and create something out of ice cream to fit your taste.

Quick Facts:

  • Population: 23,639
  • Median Household Income: $108,967
  • Top Employers: Sodexo, T-Mobile, Hotel Del Coronado, Starbucks
  • Median Rent: $2,479
  • Median Sales Price: $2,000,000
  • Median Days on the Market: 27
  • Redfin.com rates the Coronado Market as Somewhat Competitive
  • See Coronado's housing statistics here

Del Mar

This little community ranks high on Niche.com for its public schools and is an excellent place for retirees. It started out as a seaside resort and hosts the Del Mar Horse Races each summer. Del Mar is a typical beach town and was featured in the classic Beach Boys song "Surfin' USA."

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The beaches, of course, are a great attraction but there is more than the surf and the horse races. The Del Mar Farmers Market allows you to buy farmers' produce and international cuisine as well. If you want to get a good view of the Del Mar community, we suggest that you take a trip on the Magical Adventure Balloon Rides and get a birds-eye view. But if the water is what you really enjoy, you can have some fun at the Del Mar Surf school and learn how to catch a wave.

Quick Facts:

  • Population: 4,331
  • Median Household Income: $129,063
  • Top Employers: Wells Fargo, Starbucks
  • Median Rent: $2,320
  • Median Sales Price: $3,112,500
  • Median Days on the Market: 9
  • Redfin.com rates the Del Mar Market as Somewhat Competitive
  • See Del Mar's housing statistics here

La Jolla

Well, the neighborhood is a little pricey, but that doesn't seem to bother the residents that much. Almost everybody enjoys the weather and the scenery, which folks compare to what you would find ordinarily in the West Indies or Caribbean Mexico. It is nice to have the beach as close to the houses.

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Frankly, you cannot escape the ocean because beaches and bluffs surround la Jolla on three sides. It is an educational community where you will find the University of California, San Diego, Scripps Institution of Oceanography, Scripps Research Institute, and the Salk Institute. So, it is no surprise that nearly everyone who lives here has a higher education degree or at least some college experience.

READ: 7 Reasons to Buy a Home in San Diego in 2022 | 2023

You are in the wrong place if you do not like the beach. La Jolla Shores Beach is a great place for swimming, and Scripps Pier you would thing was made expressly for photographers. Some people enjoy picnics in the park. La Jolla Underwater Park is a protected area where you can scuba dive and kayak to your heart's content (be careful that you do not end up as a picnic for large fish).

Quick Facts:

  • Population: 32,486
  • Median Household Income: $140,204
  • Top Employers: AT&T, Oracle, Starbucks, Best Buy
  • Median Rent $2,553
  • Median Sales Price: $2,355,000
  • Median Days on the Market: 14
  • Redfin.com rates the La Jolla Market as Somewhat Competitive
  • See La Jolla's housing statistics here

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Miramar Ranch North

Miramar Ranch North has a reputation for being an excellent place to raise a family. There is a lot for kids to do and easy access to shopping. It is also one of the safer communities in San Diego County. It is part of the Scripps Ranch community, and it is well known for its hiking trails.

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Some of the attractions in the community include the local breweries. Ale Smith Brewing Company, Pure Project, and the Duck Foot Brewing Company are just some of the small breweries that are great to visit. You will certainly not go thirsty in this town!

Quick Facts:

  • Population: 20,841
  • Median Household Income: $147,238
  • Top Employers: Wells Fargo, Amazon, Walmart, Microsoft Corporation
  • Median Rent: $2,744
  • Median Sales Price: $1,250,000
  • Median Days on the Market: 7
  • Redfin.com rates the Miramar Ranch North Housing Market as Most Competitive.
  • See San Diego's housing statistics here

Solana Beach

The public schools that educate the children in Solana Beach are among the best in California. If you like art galleries, you will love the large number of art places in Solana Beach that are in addition to the boutiques, antique stores, and import establishments.

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The Design District is at the center of the cultural scene. Cedros Avenue is a road with all kinds of venues, and you can spend the entire day just window shopping. If that is not enough art for you, the Coastal Rail Trail has some hidden art treasures just waiting for you to look at and perhaps buy. The local art community creates all the art on this pathway.

Quick Facts:

  • Population: 13,356
  • Median Household Income: $108,118
  • Top Employers: Wells Fargo, Citi, Thermo Fisher Scientific, Regency Centers
  • Median Rent: $2,232
  • Median Sales Price: $1,725,000
  • Median Days on the Market: 9
  • Redfin.com rates the Solana Beach Market as Very Competitive
  • See Solana Beach's housing statistics here

Torrey Pines

This San Diego neighborhood gets high marks from Niche.com, is a fantastic place to live and raise a family, and is the right kind of environment for a young professional in the San Diego area. It is a safe community with a population that has a diverse educational background (approximate 69% of the residents have a baccalaureate degree or better).

READ: San Diego vs Los Angeles: Which SoCal City is Best in 2022 | 2023?

One-quarter of the residents are families with children, so this is an area for singles. What is interesting about Torrey Pines is that although it is part of the city of San Diego, it has some fantastic environmental areas. Torrey Pines State Natural Reserve includes 1500 acres of land with maritime chaparral, unspoiled beaches, and a lagoon.

Quick Facts:

  • Population: 13,494
  • Median Household Income: $142,118
  • Median Rent: $2,257
  • Top Employers: CVS Health, Rancho Valencia, AT&T
  • Median Home Value: $1,262,094
  • Median Days on the Market: Not Available
  • Redfin.com ratings are Not Available
  • See San Diego housing market statistics here

We think these are the best communities in the San Diego area and the type of places where you can feel comfortable. Selecting where you want to live is the first step in any house hunting expedition. The next is determining what neighborhood you want to be in and what place you wish to buy. We strongly suggest that you do not go into any of this with the retail store state of mind.

See how much your home has appreciated in this market

The house you will be living in is perhaps the most significant financial investment you will make in your life. If you notice the figures, you will be spending over $1 million to live in one of these communities. The housing market is hot, and a typical house will have several pending offers. It always happens that a house buyer is in a sprint to the finish line ahead of other people. Buying a home in a competitive market is like driving a Lamborghini. You can go from 0 to 60 mph in less than a minute. If you know what you are doing it is not a problem. If you do not know what you are doing, you will crash into a wall.

See San Diego's top home loans right now

The right financing is critical to success in house buying. A person needs to know where they can find the best mortgage interest rates and how to apply for a mortgage successfully. Many buyers do not understand that there are alternatives to an FHA loan or a conventional bank mortgage. What is essential is that the person can qualify for something like a Veterans Administration (VA) loan or Department of Agriculture (USDA) loan. A home buyer must understand these financial instruments, and the application process can be tricky.

5 (shocking) San Diego housing market predictions

We strongly suggest that you never try to buy a house by yourself. The price of most homes in San Diego County is extremely high. A mistake can cost the buyer thousands of dollars in addition to the mortgage payments. Those trying to buy a house by themselves are like people trying to do root canals all alone. The process is going to be very, very painful.

See todays brand new San Diego homes just listed

We Are Here to Help

We have been part of the real estate industry. We concentrate on San Diego County, and we are familiar with the residential areas. We can help you find the right place for you and your family. It means researching the neighborhoods based on your specific needs. We do that all the time for our clients.

See San Diego pool homes

We can help you get ready for pre-approval letters and sample financing you need to buy your dream home. We are licensed to advise on mortgages, and we have been successful in helping people get the right financing.

See San Diego horse properties

We believe teamwork is the key to being successful in real estate. It means that we work with you and for you in the entire process. We make suggestions on what to do, but you decide what to do in the end. We will do whatever it is you need us to do. Our policy is to treat all clients with respect and courtesy, answering all the questions and going the extra mile for them.

Contact Scott to discuss your needs

The American Dream can be yours in San Diego County. Your desire to own a home will become a reality with the assistance we provide. We like to say more about what we can do to help you. With that in mind, we encourage you to contact us as soon as possible, and set up a meeting. You will be pleasantly surprised by what we can do to simplify the house buying process.

? I would love to help assist you with your home purchase, home sale, or home loan - please feel free to give me a call, text, or use the form below.

Your San Diego Insider,

Scott

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4308 Properties
Page 1 of 120
$939,000
Condo: The Crest At Del Mar
2
Beds
2F11/2
Baths
1,351
Sq.Ft.
1998
Year Built
1
Day on Site
220025003
MLS
This tranquil and hilltop-appointed south-facing townhome dazzles with natural lights, captivating ocean breeze in summer and soothing warm air in winter. Vaulted ceiling! No carpet! Upgraded with...
3
Beds
2
Baths
2,455
Sq.Ft.
1935
Year Built
1
Day on Site
305790821
MLS
Old Town District La Mesa-Timeless Beauty. This Home is a Short Walking Distance to All Your Favorite Places, Personal Residence-Vacation Home, with Stunning Views, 3 Bedroom, 2 Full Bath Home with...
$6,895,000
Neighborhood: Covenant
4
Beds
3F21/2
Baths
5,284
Sq.Ft.
1990
Year Built
1
Day on Site
305797926
MLS
Completely renovated with the highest finishes, this gated 3.54-acre west Covenant 4+ bedroom estate is ready for its new homeowners! Light and bright with the perfect blend of contemporary luxury,...
$699,000
Neighborhood: El Cerrito Heights
2
Beds
1
Baths
726
Sq.Ft.
1937
Year Built
1
Day on Site
220025004
MLS
BEAUTIFULLY UPDATED HOME IN CHARMING EL CERRITO HEIGHTS WITH MAJESTIC MOUNTAIN VIEWS. COMPLETE WITH GLEAMING HARDWOOD FLOORING, GRAINTE COUNTERS, SS APPLIANCES, NEWER VANITY AND CUSTOM CERAMIC TILE...
$669,900
Neighborhood: Paradise Hills
3
Beds
2
Baths
1,068
Sq.Ft.
1959
Year Built
1
Day on Site
220025005
MLS
Looking for a beautiful home with canyon views, then this is the one! With a new roof, new kitchen and full upgraded bathrooms, this Paradise Hills home is perfect for those last summer parties....
$599,000
Neighborhood: La Mesa
3
Beds
1
Baths
1,364
Sq.Ft.
1955
Year Built
1
Day on Site
305801657
MLS
EXCELLENT OPPORTUNITY FOR THIS FIXER IN LA MESA/FLETCHER HILLS AREA. 3 BEDROOM, 1 BATH SINGLE STORY WITH WOOD FLOORS ON A HUGE .32 OF AN ACRE. PERFECT FOR A POSSIBLE ADU WITH DRIVEWAY ACCESS ALL THE...
Coming Soon on 10/07
12759 Corte Cierna San Diego, CA 92128
$910,000
Neighborhood: Mirador
2
Beds
2
Baths
1,418
Sq.Ft.
1981
Year Built
1
Day on Site
220025006
MLS
This lovely home in Mirador boasts 2 large bedrooms and 2 full bathrooms. The oversized 2 car garage also has extra room for storage. The updated kitchen, newer dual pane windows and sliders make...
4
Beds
2
Baths
1,936
Sq.Ft.
1969
Year Built
1
Day on Site
305801664
MLS
Original equipment needs updating.

Original equipment needs updating.
$745,000
Neighborhood: Unknown
3
Beds
2
Baths
1,740
Sq.Ft.
1960
Year Built
1
Day on Site
220025008
MLS
This Vista one-story home offers a two-car garage.
$1,300,000
Neighborhood: Sundance
3
Beds
2F11/2
Baths
1,802
Sq.Ft.
2000
Year Built
1
Day on Site
220025009
MLS
Beautifully upgraded home on over-sized corner lot in the highly sought after community of Sundance in Scripps Ranch. Hardwood flooring throughout with spacious living and dining areas boasting...
$1,250,000
Neighborhood: Olive Hills Estates
4
Beds
3
Baths
2,733
Sq.Ft.
2004
Year Built
1
Day on Site
220025010
MLS
Beautiful single-level home with great views from backyard. Putting green & a covered eating area to enjoy spectacular views. High ceilings and spacious rooms in an open floorplan. Updated kitchen...
$2,150,000
Neighborhood: Bankers Hill
2
Beds
2
Baths
1,875
Sq.Ft.
2018
Year Built
2
Days on Site
220024978
MLS
Welcome to THE PARK Bankers Hill, one of San Diego's most sought-after iconic addresses! A harmonious blend of the world's finest materials create a timeless canvas of texture and color unique to...
$1,295,000
Neighborhood: Harbor Pointe
3
Beds
2
Baths
1,404
Sq.Ft.
1988
Year Built
2
Days on Site
220018654
MLS
Back on the Market - with a beautiful kitchen recently upgraded with an open concept, new quartz counter tops, white ceramic single bowl sink and stainless stove. Enjoy Coastal living year round in...
4
Beds
3
Baths
2,298
Sq.Ft.
1989
Year Built
2
Days on Site
305797080
MLS
Two Bedrooms & two full Bathrooms on the first floor & two Bedrooms and full Bath on the 2nd floor. Primary Bedroom features large walk-in closet (enter from the Bathroom or the bedroom). Notice that...
1
Beds
1
Baths
719
Sq.Ft.
2004
Year Built
2
Days on Site
305800999
MLS
Downtown Little Italy at its best. This wonderful unit is situated in the gorgeous newly remodeled Aqua Vista building. The one bedroom, one bath condo has been remodeled with new paint and vinyl...
$1,299,000
Neighborhood: Torrey Ranch
4
Beds
3
Baths
1,920
Sq.Ft.
2011
Year Built
2
Days on Site
220024979
MLS
Welcome to Torrey Ranch! This impeccably cared for home offers the ultimate in flexibility and convenience! Main floor bedroom and full bath offers options galore! Perfect place for guest bedroom...
$765,250
Neighborhood: Sabre Springs
3
Beds
2
Baths
1,267
Sq.Ft.
2005
Year Built
2
Days on Site
220024981
MLS
Savannah Terrace!!! New Paint New Carpet! 3 Bedroom 2 bath on the 2nd floor. Attached is 2 car garage with entry stairs to the unit. Resort living with 2 large Swimming pools, Spa, Tennis,...
$829,900
Neighborhood: East Village
2
Beds
2
Baths
1,191
Sq.Ft.
2007
Year Built
2
Days on Site
305801416
MLS
Great opportunity to own in the highly desirable Smart Corner building in East Village!! Rarely available this 18th floor unit features a wrap around balcony with panoramic Ocean and City views, 2...
3
Beds
2
Baths
1,633
Sq.Ft.
1963
Year Built
2
Days on Site
305801421
MLS
Another beautiful AJX Remodel. As you pull in front of this home you will notice there is enough parking in drive way to fit 5 cars with a drive in entrance to the back yard from the side. This home...
$1,450,000
Neighborhood: Point Loma Heights
4
Beds
2
Baths
1,062
Sq.Ft.
1953
Year Built
2
Days on Site
220024982
MLS
Ocean Beach. This house is just a few miles away to the ocean, walking distance to local shops, and school. Conveniently close to the Naval Base Point Loma, MCRD, the Liberty Station, San Diego...
$1,878,990
Neighborhood: Homestead @ The Farm
5
Beds
4F11/2
Baths
3,673
Sq.Ft.
2022
Year Built
2
Days on Site
220024983
MLS
The Farm in Poway is a masterplan community featuring five new collections in Poway, CA. Residents enjoy ample conserved open space and one and two-story homes. The nearby area is host to nature...
$830,000
Neighborhood: Allied Gardens
4
Beds
2
Baths
1,242
Sq.Ft.
1956
Year Built
2
Days on Site
220024985
MLS
Mid-Century Modern Home in centrally located Allied Gardens neighborhood. Per the seller: Refinished original red oak hardwood floors, vaulted ceilings, dual pane windows throughout entire house and...
Open 10/8
2950 South Grade Rd. Alpine, CA 91901
$1,775,000
Neighborhood: Alpine
5
Beds
3
Baths
1.82
Acres
1956
Year Built
2
Days on Site
220024986
MLS
Seller to entertain offers between 1,625,000 - 1,775,000. Welcome to Villa Oasis! Your Shangri-la in the heart of Alpine. Villa Oasis is an enchanting fenced and gated compound with 3 homes, view,...
3
Beds
2F11/2
Baths
1,656
Sq.Ft.
1992
Year Built
2
Days on Site
305783633
MLS
Amazing opportunity west of Coast Hwy! Beautiful sunny end unit with peek views of the Pacific Ocean in a small & quiet gated condo complex just a couple blocks to the stunning beaches, iconic pier,...
$425,000
Neighborhood: Oceana South III
2
Beds
2
Baths
1,050
Sq.Ft.
1975
Year Built
2
Days on Site
220024988
MLS
Welcome home to this very clean and well taken care of home in Oceana South. A popular and affordable 55+ community only eight minutes to the beach! This floorplan features a nice open living room...
$1,595,000
Neighborhood: Olde Carlsbad- Highland Dr
2
Beds
1
Baths
1,046
Sq.Ft.
1954
Year Built
2
Days on Site
220024991
MLS
Amazing opportunity... Panormaic Ocean Views... Fabulous lot and location on west side of highly desired Highland Drive... huge 13,600 sf all useable lot... This single story home offers charm,...
Coming Soon on 10/06
4060 Porte La Paz #40 San Diego, CA 92122
$775,000
Neighborhood: La Jolla Colony
2
Beds
2
Baths
1,086
Sq.Ft.
1985
Year Built
2
Days on Site
220024995
MLS
Lower level 2 master suites open floorplan in excellent south facing interior location with spacious patio. Nicely upgraded light neutral interior. Updated kitchen and baths, flooring, fixtures, &...
Open 10/6
12132 Royal Birkdale Row #305E San Diego, CA 92128
$665,000
Neighborhood: Masters Hill
3
Beds
2
Baths
1,464
Sq.Ft.
1987
Year Built
2
Days on Site
220024996
MLS
More photos to follow. Resort style living at the gated community of Masters Hill. Views from your windows and patio gaze out over the Carmel Mountain Golf Course. One of two pools with Jacuzzis...
Coming Soon on 10/10
425 W W Beech St #708 San Diego, CA 92101
$488,800
Neighborhood: Little Italy
1
Beds
1
Baths
760
Sq.Ft.
2004
Year Built
2
Days on Site
220024997
MLS
RARELY AVAILABLE stunning residence inside Downtown s Acqua Vista! Step inside this spacious, bright unit with ample storage space throughout, walk-in closet and beautiful private balcony! Never want...
$1,450,000
Neighborhood: Pacific Beach
1
Beds
1
Baths
540
Sq.Ft.
1920
Year Built
2
Days on Site
220025001
MLS
Excellent Pacific Beach development opportunity. Full size 6250 sf through lot with 50' of frontage. Alley access. Highly flexible CO-1-2 zoning.
$884,990
Neighborhood: Orange Glen
4
Beds
3
Baths
2,089
Sq.Ft.
2003
Year Built
2
Days on Site
305801595
MLS
WOW! This incredible 4 bedroom + den, 3 bath home is completely turn-key ready!! Nestled into a very large cul-de-sac lot, the home is set back away from the street giving you ultimate privacy. The...
Open 10/9
14237 Green Valley Court San Diego, CA 92131
$2,580,000
Neighborhood: Stonebridge Estates
4
Beds
3F21/2
Baths
4,257
Sq.Ft.
2009
Year Built
3
Days on Site
220024931
MLS
Fantastic opportunity for an elegant one-level luxury home on a quiet Cul-de-sac in the prestigious Stonebridge Estates of Scripps Ranch; Over a half-acre lot; Lots of custom features with an...
$319,000
Neighborhood: San Diego
3
Beds
2
Baths
792
Sq.Ft.
1987
Year Built
3
Days on Site
220024930
MLS
"Opportunity Knocks!" Investor or End User with a creative touch for this fixer unit with excellent rental income opportunity in a gated community. Buyer and buyers agent to verify all information.
$839,000
Condo: Seaport Villas
2
Beds
2F11/2
Baths
1,421
Sq.Ft.
1987
Year Built
3
Days on Site
305791674
MLS
This one checks all the boxes! Premier Carlsbad location, 2-bedroom 2.5 bath town home, lives like a single family, large backyard. Two car garage, plenty of storage. Only 36 homes in Seaport Villas,...
$2,850,000
Neighborhood: La Costa Oaks
5
Beds
4F11/2
Baths
3,438
Sq.Ft.
2010
Year Built
3
Days on Site
305792600
MLS
Enjoy mesmerizing sunsets over Box Canyon, Batiquitos Lagoon, and out to the ocean from this turnkey La Costa Oaks North home. White water crests and San Clemente Island are visible on clear days....
$599,876
Neighborhood: Hillsborough
3
Beds
2
Baths
1,293
Sq.Ft.
1985
Year Built
3
Days on Site
305795601
MLS
This nicely remodeled unit has tons of features and is waiting for your personal touches. Close to everything with easy access to transportation and freeways. This 3 bed 2 bath offers a large bedroom...

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