San Diego vs. San Francisco: Which California City is Best in 2022 | 2023?

San Diego vs San Francisco Which California City is Best

It’s fun to compare hometowns, and people in San Diego don’t mind contrasting what America’s Finest City has to offer against any other metropolitan area in the United States. Frankly, we think we are at the top of the list no matter what New Yorkers had to say about the Big Rotten Apple. The City by the Bay believes it is better, but we would have to suspend all disbelief to buy that story.

Here's a quick rundown of our list:

We are convinced that San Diego stands up very well against San Francisco, thank you very much. As a matter of fact, we are better in many areas and do not have any problem pointing that out to that city up north. So, we want to share with you the great qualities of San Diego and why the story that San Francisco is better just barks at the moon.

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We all know that San Diego gets better and better as every day passes, and it isn’t easy to keep up with all the success. Consequently, statistics cited in this article are as of this writing.?

Housing Is a Frisco Hot Mess

San Diego vs San Francisco Which California City is Best - Housing

It might sound catty, but we sometimes think that San Francisco really wants to be a ghost town. If you don’t think so, then please explain why the cost of buying a house is so ungodly high in San Francisco. Purchasing a home in the bay area is darn near out of reach for many people, particularly those who are middle-class wage earners.

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A comparison between San Diego and San Francisco is pretty stark. The average home price in San Diego is a little bit over $800,000, and the average home price in San Francisco is just below $1,500,000. Yes, San Diego does have homes that are in the six figures. Nevertheless, we also have neighborhoods where houses are affordable by California standards. Places like Normal Heights or Linda Vista have houses that are roughly half the price of something that you would find in San Francisco. Frankly, a distressed sale in San Francisco probably costs a lot more than a house sale in Mira Mesa.

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Rent is just as rough. The median rent in San Francisco is $1895, and most people in San Francisco rent. The median rent in San Diego, on the other hand, is $1695. San Diego residents are more likely to own their property than those in San Francisco. San Diego communities such as Lemon Grove will have rents as low as $1333.

READ: 7 Reasons to Buy a Home in San Diego in 2022 | 2023

The BestPlaces.net comparison between the two cities rates San Diego at 279. 1 and San Francisco at 596.2. We believe that having a roof over your head in San Diego costs considerably less than San Francisco.

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The Commute Time Is Longer Up North

San Diego vs San Francisco Which California City is Best - Commute

San Francisco has a little bit more than half the population of San Diego, with about 860,000 residents compared to San Diego, with over 1,400,000 people. So, it would make sense that commuting would be a little bit easier in a smaller city, right? Wrong. It takes longer to get around in San Francisco than it does in San Diego.

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The average commute time in San Diego is 23.97 minutes compared to San Francisco’s 32.85 minutes. San Diego is below the national average, and San Francisco is above it compared to the national figures. What is causing this?

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We are not sure, but please don’t blame everything on San Francisco Bay. Rush-hour traffic is probably hectic in San Francisco on the Golden Gate Bridge, but rush hour isn’t 24/7. Also, San Diego spreads over an entire county, and a lot of the space is urban. But we still can get to where we want to go faster.

READ: San Diego vs Los Angeles: Which SoCal City is Best in 2022 | 2023?

The public transportation systems in both cities are sound. San Francisco is fortunately not as bad as Los Angeles. The city does have the San Francisco Municipal Transportation Agency (SFMTA), and getting around without a car is possible. Those cable cars that are trademarks of San Francisco, however, are not free rides. A ride on one of them costs $8, and you pay every time you get on one. The cable fare quickly swallows up what you save in gas money by not driving a car. A trolley car ride in Frisco is $2.25 per ride. A single ride for an adult on a San Francisco’s MuniMobile bus is $2.50.

READ: 5 (Hot) Up and Coming San Diego Neighborhoods in 2022 | 2023

The San Diego Metropolitan Transit System (SDMTS) provides public transportation for Central, South, Northeast, and Southeast San Diego County. A ride on a San Diego trolley is $2 per ride on the San Diego Metropolitan Transit System (MTS) and the North County Transit District (NCTD). The cost of a bus ride on an MTS bus for Adult/Youth is $2.50.

READ: 9 Best Places for Families to Live in San Diego in 2022 | 2023

Transportation overall is less expensive in San Diego. The BestPlaces.net score for San Diego is 120.2 and for San Francisco is 120.5

Own a home in San Diego and you want to get a personalized home valuation for it to see how much you can walk away in profit in this exciting market? See Now ›

Culture Does Rank Higher in SF

San Diego vs San Francisco Which California City is Best - Balboa Park

San Francisco has the 6th Best Ballet Company in the United States, and the War Memorial Opera House is highly regarded. Its theater scene is also better than ours, sad to say.

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San Diego’s claim to cultural fame is Balboa Park. The Park has museums and theaters all in one area. So, you don’t have to go all over town. 

They Have Us in Sports

San Diego vs San Francisco Which California City is Best - Sports

We must be fair when comparing the two cities. San Francisco has a better sports record than San Diego, and the figures don’t lie. We lost the San Diego Chargers to someplace else, but the San Francisco 49ers had a better overall record of Super Bowl wins; not even Phil Rivers or LaDamien Tomlinson could change that.

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We Have Bragging Rights to Parks

San Diego vs San Francisco Which California City is Best - San Diego Zoo

San Diego Zoo is ranked #2 in the Best Zoos in the US to Visit in 2021. The San Francisco Zoo does not even come close. Balboa Park, where the Zoo is located, ranks #3 in the Top 10 City Parks in America. That is better than San Francisco’s Golden Gate Park that comes in at #8 in the listing.

Better Beaches

San Diego vs San Francisco Which California City is Best - Beaches

Southern California is the land of the best beaches, and San Diego has a claim to some great ones. Mission Beach, La Jolla Shores Beach, and Coronado Beach are fabulous! San Francisco has Ocean Beach. Big Deal. We happen to have a great beach town named Ocean Beach, and it has more to offer than sand! (Take that, Frisco!)

Find out what the latest and greatest San Diego home loans are right now. Detailed video and post reveals all. See it Now ›

The Cost-of-Living Slam Dunk

San Diego vs San Francisco Which California City is Best - Cost of Living

It is clear that San Diego has many advantages over San Francisco regarding the cost of living. Of course, San Francisco does have sports and cultural events, but we are not the small-town USA. We have good sports teams and refined arts, so we really don’t care if San Francisco is a tad better.

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We gave San Francisco its props, to be fair, and because we know there is one significant advantage we have over San Francisco: San Francisco is too darn expensive to live in!

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If residents can’t afford to attend either, having an international ballet or Super Bowl-winning football team doesn’t do much good. The trouble in San Francisco is that staying alive in the City by the Bay takes a lot out of a person’s paycheck. BestPlaces.net plainly states that San Francisco is 68.2% more expensive than San Diego. The best things in life might be free, but San Francisco charges an arm and a leg when it comes to essentials.

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BestPlaces.net doesn’t pull punches when it compares the two cities health costs less in San Diego than in San Francisco (89.02 to 100.3), food and groceries are cheaper in America’s finest city (109.72 to 116.6). The overall comparison between the cities has San Diego at 160.1 and San Francisco at 269.3. We’ve already mentioned housing, but looking at the cost one more time, you discover that San Francisco housing costs are 113.6% more than you will pay in San Diego.

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A final slam we would like to point out is that San Francisco may think it is hipper and more exciting, but San Diego is more youthful and vibrant. You don’t think so? The median age in San Diego is 33.9, and in San Francisco, it is 38.6. Let’s get real: San Francisco residents will be in nursing homes before we are in San Diego, provided they live that long. 

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Real Estate in Both Areas

San Diego vs San Francisco Which California City is Best - Real Estate

We will close the comparison by saying that even though we firmly believe that San Diego has the edge, both metropolitan areas have attractions that make them stand out.

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What a person should remember in comparing the two cities is that both have one major thing in common: these are high-priced metropolitan areas compared to other parts of the United States. A four-bedroom house in either will cost considerably more than what you would pay in Dayton, Ohio. A mortgage of over $500,000 is expected in either of these two cities.

READ: San Diego vs Orange County: Which Socal City is Best in 2022 | 2023?

Anyone who is looking to buy a house must view the transaction as a major financial investment. You might have a mortgage that is seven figures big and will be a major monthly bill for many years to come. The phrase ‘let the buyer beware’ is very good advice no matter which town you decide to go house hunting. A mistake can have considerable financial consequences. 

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Take Advantage of What a Professional Can Do

San Diego vs San Francisco Which California City is Best - Professional

There is an old saying that the worst thing a person can do in a court of law is represent themselves. We submit that is the same case when it comes to real estate. This is not an arena for inexperienced people. We know some think that they can buy a house without the services of a real estate agent. Those are the kind of people who believe they will save money by not paying real estate commissions. However, these amateurs lose money in other places.

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A noticeable loss can occur if the purchased house has a utility budget, and the buyer ignores that. Like it or not, the buyer is liable for the balance on that budget unless they insist on the seller paying off the balance. In addition, the house may have some structural problems that are not seen because the buyer does not know where to look. You have to remember that once the deal is struck and the closing papers are signed, you own the house warts and all. A good real estate agent can spot potential money problems in the sale. That professional can negotiate with the seller or the seller’s agent to deduct certain expenses from the final sale price.  

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Finding you the best possible home and saving you thousands of dollars are what we do best.

We have been in the real estate market here in San Diego for years, and we know the metropolitan area from Oceanside to Imperial Beach. So, if you want to live in luxury digs in La Jolla or perhaps a middle-class home in Chula Vista, we have you covered either way.

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We help you develop a house-hunting strategy that stresses affordability and a neighborhood that you will feel comfortable living in. If you have your sights set on a particular house, we can check it out and discover what hidden problems may be lurking under the rafters. Negotiating is one of our specialties. We will not allow a client to be taken advantage of by anybody, and the final sales price is ordinarily thousands of dollars below the original asking cost.

Own a home in San Diego and you want to get a personalized home valuation for it to see how much you can walk away in profit in this exciting market? See Now ›

The house is a significant financial investment, and we respect that about real estate. If you need assistance with finding the right financing, we make that chore a lot easier. We answer all your questions and offer expert suggestions on what to do. Always remember you make all the final decisions. We will suggest, but we will not insist.

READ: 6 Reasons San Diego is California’s #1 Real Estate Buy in 2022 | 2023

Are you getting ready to go on that house hunting safari in San Diego? We would welcome the opportunity to be your guide. We ask that you allow us to explain what we can do to make things easier for you. Please feel free to contact us at your earliest convenience. We can sit down and talk about real estate and plan your adventure into the San Diego housing market.

? I would love to help assist you with your home purchase, home sale, or home loan - please feel free to give me a call, text, or use the form below. 

Your San Diego Insider, 

Scott

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4929 Properties
Page 1 of 137
$595,000
Neighborhood: Otay Ranch
2
Beds
2
Baths
1,071
Sq.Ft.
2005
Year Built
1
Day on Site
305713408
MLS
Beautifully up kept town-home located in the highly desirable Otay Ranch community of Chula Vista. This fantastic home has it's own attached entry level garage, large private balcony, high ceilings,...
3
Beds
1F11/2
Baths
1,000
Sq.Ft.
1963
Year Built
1
Day on Site
305714969
MLS
Rare find ! Large lot in South Escondido on quiet street near shopping. New roof, new stainless appliances, new cabinets and granite countertops as well as new master bath. This home maintains its...
$850,000
Neighborhood: Vista Valley Country Club
2
Beds
2
Baths
1,730
Sq.Ft.
1990
Year Built
1
Day on Site
305715524
MLS
Located in the coveted gated golf community of Vista Valley Country Club, this 1730sf, 2 Bedroom, 2 Bath + Office, 2-car + Golf Cart Garage, one-level home, is situated on a quiet, corner lot with...
$1,299,000
Neighborhood: Mt. Helix
4
Beds
3
Baths
2,960
Sq.Ft.
1975
Year Built
1
Day on Site
305716076
MLS
Recently renovated with a quality, chic modern design and extraordinary attention to detail, this Mt Helix sunset & distant Bay view home offers an intelligent floor plan, an abundance of space and...
4
Beds
3
Baths
2,414
Sq.Ft.
1999
Year Built
2
Days on Site
305709446
MLS
No description available...
$899,990
Neighborhood: Fairmount Village
5
Beds
3
Baths
1961
Year Built
2
Days on Site
220020537
MLS
Wonderful opportunity with this two home property, located in one of San Diego's best up and coming areas! Long term tenants pay lower rents; fabulous opportunity to raise rents over time! The...
Open 8/13
8152 Roy Street Lemon Grove, CA 91945
$689,000
Neighborhood: Lemon Grove
3
Beds
1
Baths
1,006
Sq.Ft.
1952
Year Built
2
Days on Site
220020538
MLS
PRIDE OF OWNERSHIP. This charming home lets you experience indoor and outdoor living. It has beautiful hard wood floors, an updated eat-in kitchen with a glass pocket door, modern bathroom and lots...
Coming Soon on 08/10
3844 Albatross St San Diego, CA 92103
$2,895,000
Neighborhood: Mission Hills
4
Beds
3F11/2
Baths
3,254
Sq.Ft.
2022
Year Built
2
Days on Site
220020539
MLS
Stunning NEW Construction! Contemporary in design, yet earthy at the heart, the sleek lines and a picturesque wooded scenery are a rare find! Enjoy the abundance of indoor/outdoor living, with over...
Coming Soon on 08/09
5440 Kiowa Dr #22 La Mesa, CA 91942
$599,000
Condo: Murray Hill
2
Beds
2F11/2
Baths
1,194
Sq.Ft.
1977
Year Built
2
Days on Site
220020540
MLS
Situated adjacent to Lake Murray this completely remodeled & turn-key town home is what you've been waiting for! The two-story home has the feel of a single family residence with a fully fenced back...
$2,200,000
Neighborhood: Bankers Hill
3
Beds
2
Baths
1,926
Sq.Ft.
2017
Year Built
2
Days on Site
220020542
MLS
A refreshing take on city living, the Penthouse at Hangar 5 offers a rare chance to acquire one of the most exciting residence in Banker's Hill. Unobstructed city, bay, and ocean views,...
$1,299,000
Neighborhood: Westwood
4
Beds
2F11/2
Baths
1,979
Sq.Ft.
1990
Year Built
2
Days on Site
220020543
MLS
A fully remodeled home settled privately on a cul-de-sac with great canyon & mountain views. Open floor plan with vaulted ceiling & an abundance of windows. This meticulously maintained home has 3...
Coming Soon on 08/19
11616 Caminito Magnifica San Diego, CA 92131
$2,300,000
Neighborhood: Scripps Crown Pointe
4
Beds
3
Baths
4,002
Sq.Ft.
1982
Year Built
2
Days on Site
220020546
MLS
Beautifully bright spacious home with private resort outdoor space, within Crown Pointe gated community. This home has 4 bedrooms and a huge bonus room, 3 full bathrooms (with one bed and bath on the...
Coming Soon on 08/12
16837 Wren Haven Way #2 San Diego, CA 92127
2
Beds
2F11/2
Baths
1,108
Sq.Ft.
2003
Year Built
2
Days on Site
220020547
MLS
A bright and freshly updated townhome located in the fabulous gated community of Sitella at Bernardo Springs is ready its new owner. Enter into the home and enjoy the high ceilings and open floor...
$1,775,000
Neighborhood: Palacio Del Mar
4
Beds
3
Baths
1,912
Sq.Ft.
1998
Year Built
2
Days on Site
220020548
MLS
Single story detached home in the gated community of Palacio Del Mar. Golf course views and sunny southern exposure with an open floor-plan and vaulted ceilings. Convenient 56 freeway access but...
Coming Soon on 08/15
822 Ida Solana Beach, CA 92075
$1,249,000
Condo: Del Mar Downs
2
Beds
2F11/2
Baths
1,170
Sq.Ft.
1987
Year Built
2
Days on Site
220020549
MLS
First Time on the market.....Ocean and Del Mar Racetrack views from this tastefully remodeled turn-key townhome in a small gated community West of I-5. 2 bedroom 2-1/2 bathroom with separate office...
$649,000
Neighborhood: Santee
3
Beds
2
Baths
950
Sq.Ft.
1959
Year Built
2
Days on Site
220020553
MLS
Here is your chance to purchase a single-family home in Santee. The same family has lived in this home for 45 years! Great for a Cash buyer or a new family looking for a home to purchase and rehab....
$2,000,000
Condo: Seabluffe
3
Beds
2
Baths
1,710
Sq.Ft.
1974
Year Built
2
Days on Site
220020556
MLS
Fantastic opportunity to live at the beach in the secluded and gate-guarded oceanfront enclave of SeaBluffe! Ideal beach house or seasonal rental, this charming 3BR/2BA + loft, garden view end unit...
$1,888,800
Neighborhood: La Costa Ridge
4
Beds
3F11/2
Baths
3,571
Sq.Ft.
2009
Year Built
3
Days on Site
305701441
MLS
Spectacular Masterpiece in prestigious, gated La Costa Ridge. Pristinely manicured grounds welcome you to your own private oasis. Tucked at the end of a small cul de sac street with no through...
$1,800,000
Neighborhood: Bonita Verde Estates
3
Beds
3
Baths
3,866
Sq.Ft.
1969
Year Built
3
Days on Site
305702631
MLS
Passing through the custom iron privacy gates you enter a bright and sunny courtyard with the soothing sound of a beautiful fountain which frames the welcoming entryway of this elegant home on the...
$700,000
Condo: Vista Del Sur
3
Beds
2F11/2
Baths
1,600
Sq.Ft.
2019
Year Built
3
Days on Site
305704120
MLS
Fresh paint! New flooring! Beautiful townhome ready for a new family. White quartz countertops and open layout. This 3 bedroom and 2.5 bath end unit is bright with natural light. This home has...
5
Beds
3
Baths
2,411
Sq.Ft.
2004
Year Built
3
Days on Site
305709598
MLS
beautiful 2 story home located in cul-de-sac with Solar panels that are paid off, downstairs bedroom with bath downstairs. Spacious Livingroom and family room. This sale will include refrigerator,...
4
Beds
2F11/2
Baths
2,125
Sq.Ft.
1989
Year Built
3
Days on Site
305710117
MLS
Newly renovated beautiful home, ready for move in. All new flooring thru out, new cabinets, master bathroom, kitchen, new paint both inside and exterior, epoxy garage floor, new front yard, new...
$2,995,000
Neighborhood: Robertson Ranch
5
Beds
5F11/2
Baths
4,364
Sq.Ft.
2018
Year Built
3
Days on Site
305712372
MLS
Experience California Coastal living at its finest in this beautifully finished home in Robertson Ranch built by Toll Brothers. Through the front door, the dramatic soaring ceilings set the tone for...
2
Beds
2
Baths
868
Sq.Ft.
1990
Year Built
3
Days on Site
305713741
MLS
OCEAN VIEW OFF MASTER BEDROOM & STEPS TO THE SAND! Must see this Coastal Modern style home, only a few blocks from the pier. Walk to local restaurants, breweries, theaters, shops and train station....
$999,900
Neighborhood: Summerset Court
3
Beds
2F11/2
Baths
1,482
Sq.Ft.
1988
Year Built
3
Days on Site
305714626
MLS
This south facing home is drenched in natural light with high ceilings and large windows. Canyon views and breezes from large primary bedroom. New carpet downstairs. Tons of cabinet storage in garage....
$1,290,000
Neighborhood: Westwood
3
Beds
2
Baths
1,875
Sq.Ft.
1972
Year Built
3
Days on Site
220020491
MLS
If you are looking for a move-in-ready home within Poway Unified School District, don t miss this great home in the sought after Westwood community. Just minutes away from the coming Apple SD Campus,...
8
Beds
4,996
Sq.Ft.
3
Days on Site
305713835
MLS
Great investment opportunity. This 4 unit apartment complex has new kitchen cabinets, a washer and dryer in each unit, hardwood floors, upgraded sliding doors, upgraded windows, a courtyard, assigned...
$925,000
Neighborhood: Clairemont Mesa
4
Beds
2
Baths
1,228
Sq.Ft.
1961
Year Built
3
Days on Site
220020492
MLS
Fascinating Single Story in Clairemont. The home has been completely remodeled featuring: New Stainless-steel appliances, New windows, cabinets, luxury vinyl flooring, electrical system (including...
$1,249,000
Neighborhood: Braemar
3
Beds
3
Baths
1,283
Sq.Ft.
1987
Year Built
3
Days on Site
220020493
MLS
LOCATION LOCATION LOCATION. First day on market and HOT off the press, this beautiful beach bungalow is the perfect owner-user or investment rental. What's special about this gem are the 3 bedrooms,...
$365,000
Neighborhood: San Carlos
1
Beds
1
Baths
610
Sq.Ft.
1975
Year Built
3
Days on Site
220020494
MLS
Move in ready TOP floor unit located in a quiet location in the Casa Dorada community & PRICED BELOW RECENT SALES! Easy flow floorplan with large balcony (with shade) & peek-a-boo view of Cowles...
$1,299,000
Condo: Promontory
3
Beds
3F11/2
Baths
1,774
Sq.Ft.
2020
Year Built
3
Days on Site
220020495
MLS
Set atop the highest point of Civita and opening itself up to prized views of Mission Valley, this Promontory home is a rare opportunity. Enjoy the convenient location, while living in luxurious...
$565,000
Neighborhood: Ridgeview
3
Beds
2
Baths
1,302
Sq.Ft.
1960
Year Built
3
Days on Site
220020496
MLS
This property has huge potential.Bring your paint brush +++. home is on a large lot with a canyon view, cash investors best for this property. Fruit trees lime,kumquat and concord grape vines....
$1,150,000
Neighborhood: Casa De Oro - Mt Helix
4
Beds
2F11/2
Baths
2,422
Sq.Ft.
1975
Year Built
3
Days on Site
220020497
MLS
Beat The Heat relaxing in your refreshing pool as you ohhh and ahhh over this sparkling, newly renovated 4 Bedroom 2½ Bath home! All new kitchen, baths, appliances, dual pane windows & sliding doors,...
$595,000
Neighborhood: Little Italy
1
Beds
1
Baths
623
Sq.Ft.
2009
Year Built
3
Days on Site
220020498
MLS
BEAUTIFUL BAY VIEW! 1-BD Penthouse at Breeza. With only 4 residences on the (top) 9th floor; these highly desirable homes very rarely become available! Beautifully upgraded with wood flooring,...
$725,000
Neighborhood: Utc
2
Beds
2
Baths
1,008
Sq.Ft.
1981
Year Built
3
Days on Site
220020499
MLS
Location, Location, Location! Right in the heart of UTC this immaculate light and bright 2 bedroom 2 bath condo. Featuring an upgraded kitchen & master shower, cozy fireplace, large master bedroom...
$570,000
Neighborhood: Paradise Hills
3
Beds
2
Baths
1,170
Sq.Ft.
1980
Year Built
3
Days on Site
220020501
MLS
Recently updated and remodeled single story property shares only 1 wall! This amazing townhome that feels like a detached home is light, bright and cozy property features an open floor plan, quartz...

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