San Diego VA Approved Condos For Sale in 2022 | 2023

San Diego County CA VA Approved Condos For Sale

If you have previously been in the military and are looking for a new home, you may want to check out available condos, when you’re searching for your next address. 

A great thing about condos is that they are easier to keep up with in terms of maintenance, and they are often located in the heart of what is going on in the city.

While they are a little different than traditional houses, they can come with some major perks. 

For example, it’s not too hard to purchase one, if you’re eligible for a VA loan. 

Here’s a look at the process of finding a VA approved condo in San Diego, so you can see if it’s something that may suit your family’s needs. 

Here's a quick rundown of our list:

VA Loans

VA, or Veterans Administration, is a government agency you may have heard of. 

They are responsible for keeping up with the nation’s veterans and offering them a number of different programs and benefits.

One of these is a VA loan, which is given towards the purchase of a new home. 

Of course, you must be eligible for this type of loan to get one, as there are a few stipulations. 

A service member must have completed: 

  • 2 years of military service

  • 6 years as a Reservist/National Guardsman

  • 90 days active duty when the nation was at war, or

  • 181 days active duty in times of peace

Along with this type of loan, you won’t be required to offer up a down payment and will have low interest rates as well. 

Make sure you check out our San Diego VA mortgage loan articles for more details. 

VA Approved Condos

There are already many condos that are approved to receive this kind of loan.

In order to find an approved condo, you’ll first need to search the database on the VA website

This will help you find condos that you can purchase in the areas you are interested in around San Diego. 

The buildings have to go through a special process in order to be eligible and they must meet certain requirements as well.

You can’t just go find a condo in any complex and hope you’ll get a loan approval, which is essentially what the process previously consisted of. 

The entire building has to be vetted now, which can streamline the process and make it easier to find what you want. 

Get Pre-Approved in 60 Seconds... (No Social Security Number Needed)

By proceeding, you consent to receive calls and texts at the number you provided, including marketing by auto-dialer, pre-recorded voicemail, and email, from this site's operators about real estate related matters, but not as a condition of purchase. You also agree to our Terms of Service, and to our Privacy Policy regarding the information relating to you. Message and data rates may apply. This consent applies even if you are on a corporate, state or national Do Not Call list. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

VA Condominium Rules

Here is a look at the rules that a complex must follow in order to meet the VA regulations:

  • They must be able to produce 3 years of financial documents, which are in good order.

  • No one person or company can hold more than 10% of the units.

  • There can only be 10% or fewer units that have HOA fees that are 60 days late.

  • They must have a minimum of 35% of units occupied.

  • They must have at least 20% of their budget readily available, to protect against damages, emergencies, and other things. 

  • All units must be covered by insurance policies.

These rules must be met by all condo buildings that want to be certified for VA loans. 

If they don’t meet them, then they won’t be accepted. 

If you find a condo you want and it is eligible for a VA loan, most of the work is done for you. 

However, if the condo you want to purchase is not eligible for that type of loan, there are three things you can do. 

You can meet with the board or management of a property and ask them if they would be willing to get on the VA loan approved list. 

It can be a lengthy and invasive process, but it can also be quite worthwhile to a given property. 

You can also consider getting a different type of loan, if you are really in love with a property and don’t want it to go to someone else. 

Each type of loan has its pros and cons, so you’ll likely want to meet with a real estate agent to discuss what your options are and how to get the best deal. 

The third thing you can do is just keep looking. 

Even if you have your heart set on a property that isn’t eligible, if you wait a little while, it may become eligible, or you may end up finding something you like more. 

Keep in mind that finding one of these condos doesn’t necessarily guarantee that you will get a loan to buy one, but if the site is eligible, and you are also, there’s a good chance you’ll get the VA loan you’ll looking forward to.

Tips

Although you might be anxious to get into a new home, don’t hesitate to take your time when looking for applicable condos. 

You still want to get a good deal, even if you are eligible for a loan that has the perks that a VA loan has.

Furthermore, this is where you will potentially be living for a long time, so you want to be sure you like the area and enjoy the place. 

If you still aren’t sold on a condo, there are a few more things that make them a great place to live. 

You’ll likely have access to amenities that would normally cost you extra, like security, fitness areas, or pools. 

 

The Takeaway

There’s no right answer when it comes to what type of home you can purchase for your family with a VA loan.

This means you can even choose a condo, if that’s something that interests you.

Until recently, you were able to choose which condo you wanted and possibly get approved for a loan, but now things are a little bit different. 

Now you must search for eligible units via the VA page, which can help you find prospective places in different areas. 

It will also show you a condo report, so you’ll know what to do next. 

There are many reasons to choose a condo over a traditional home, especially if you don’t need a lot of space. 

They are cheaper, you won’t be responsible for high maintenance costs, and there are often high levels of security in place.

What do you think?

☎ I would love to help assist you with your home purchase, home sale, or home loan - please feel free to give me a call, text, or use the form below. 

Your VA Condo Insider, 

Scott

Get Scott's Personal Help Below...


This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Where Do You Want To Go Next?

By clicking “Send” I/We agree by electronic signature as stated below: 1) To be contacted by telephone even if the telephone number appears on a State/National Do Not Call registry or any company’s Do Not Contact lists. 2) To this website’s Privacy Policy and Terms of Use.

See San Diego's VA Approved Condos Below...

1536 Properties
Page 1 of 43
Open 5/28
5051 Savannah St. San Diego, CA 92110
$1,299,999
Neighborhood: Bay Park
3
Beds
3
Baths
1,808
Sq.Ft.
2020
Year Built
1
Day on Site
220012991
MLS
Live the good life in this charming 3 bedroom and 3 bathroom home located in Bay Park, San Diego. This custom home was built in 2020 with only one owner. The home features a spacious living room,...
Open 5/28
13622 Paseo De La Huerta Poway, CA 92064
$3,400,000
Neighborhood: Green Valley Estates
5
Beds
4F11/2
Baths
5,759
Sq.Ft.
1993
Year Built
1
Day on Site
220012992
MLS
Welcome to this sprawling, premier Poway property in Green Valley Estates. You are captivated the minute you pull up to the semi-circular driveway, take in the lush landscaping, and make your way...
Coming Soon on 05/27
1884 Aquamarine Ct #8 Chula Vista, CA 91913
$675,000
Neighborhood: Otay Ranch
3
Beds
3F11/2
Baths
1,663
Sq.Ft.
2013
Year Built
1
Day on Site
220012993
MLS
Bright and beautiful end unit in the highly desired Otay Ranch community! Surrounded by lush greenery, this 3 story townhome offers a first floor bedroom with an attached full bath and patio. The...
4
Beds
3
Baths
2,700
Sq.Ft.
1987
Year Built
1
Day on Site
305451577
MLS
No description available...
4
Beds
3
Baths
2,633
Sq.Ft.
1968
Year Built
1
Day on Site
305455268
MLS
Welcome Home! This incredible single story POOL home is located in the highly desirable neighborhood of Green Valley. Located on a quiet street, this beautiful home offers 4 beds, 3 baths, 2,633 sq...
4
Beds
3
Baths
2,016
Sq.Ft.
1979
Year Built
1
Day on Site
305456957
MLS
STUNNING Single Story Ranch Style POOL HOME! This beautiful home sits perfectly at the end of a cul-de-sac on a half acre lot in Vistas most desirable neighborhood. Offering 4 spacious bedrooms, 3...
$1,624,000
Neighborhood: Whittingham
4
Beds
3F11/2
Baths
3,183
Sq.Ft.
2018
Year Built
1
Day on Site
305457226
MLS
Single level Whittingham Home in Harmony Grove Village boasts panoramic views, 4 bedrooms, 3.5 bathrooms, three car garage, 3,183 square feet, over 27,000 square foot lot, upgraded flooring,...
$889,000
Neighborhood: Hillsborough
4
Beds
2F11/2
Baths
1,980
Sq.Ft.
2003
Year Built
1
Day on Site
305457737
MLS
Welcome home to this turnkey beauty in the highly desirable neighborhood of Hillsborough at Otay Ranch! Remodeled with bright and airy finishes, a kitchen island, quartz countertops, custom...
$750,000
Neighborhood: Princess Crest Estates
3
Beds
2
Baths
1,344
Sq.Ft.
1965
Year Built
1
Day on Site
305459156
MLS
Opportunity knocks at this single level LIGHT fixer. Trust Sale. Large yard space. Roof appears newer, Most windows are dual pane. Replace flooring and then enjoy the creative process of making this...
$598,500
Neighborhood: Sabre Spring
2
Beds
2
Baths
904
Sq.Ft.
1994
Year Built
2
Days on Site
220012881
MLS
Bright upper level 2 bed/2 bath condo nestled into the hills in the community of Hilltop in Sabre Springs. Property has upgraded laminate flooring, kitchen cabinet, and bathroom counters as well as...
Open 5/28
17995 Caminito Pinero #299 San Diego, CA 92128
$449,000
Neighborhood: Bernardo Pines
1
Beds
1
Baths
817
Sq.Ft.
1985
Year Built
2
Days on Site
220012882
MLS
LOWEST PRICED CONDO in RB (w/o age restrictions)! Resort style living in desirable Bernardo Pines. Soaring, vaulted ceilings (18 feet) in the gorgeous family room (w/ fireplace) that flows to a...
$759,000
Neighborhood: La Mesa Country
2
Beds
1
Baths
1,080
Sq.Ft.
1945
Year Built
2
Days on Site
305448480
MLS
Gorgeous turn key low maintenance immaculate 1945 Craftsman home on large 9200 sq ft lot...an outdoor entertainers delight!! Features include Owned solar (13 panels)--Artificial turf yard front and...
4
Beds
3
Baths
2,376
Sq.Ft.
2001
Year Built
2
Days on Site
305453328
MLS
Welcome to YOUR DREAM home. This home is Oceanside living at its finest. Located less than 4 miles away from the beach, close to restaurants, Marine Corps Base Camp Pendleton, hospitals and...
2
Beds
2F11/2
Baths
1,766
Sq.Ft.
1987
Year Built
2
Days on Site
305456134
MLS
Spacious townhome in the heart of UTC near UCSD, tech/biotech research campuses, world-class shopping, restaurants, schools, and public transportation. This home is light and bright with high volume...
$1,150,000
Neighborhood: Eastlake Hills
4
Beds
3
Baths
2,749
Sq.Ft.
1988
Year Built
2
Days on Site
305457583
MLS
Highly deseriable model in the beautiful Eastlake Hills community. No Mello-Roos and low HOA. This traditional Tuscan style home has an open floor plan and features vaulted ceilings, natural...
$1,025,000
Neighborhood: Otay Ranch
6
Beds
4F11/2
Baths
3,232
Sq.Ft.
2008
Year Built
2
Days on Site
305458041
MLS
Don't miss the opportunity to own this beautiful home featuring the largest floor plan and backyard in the community. Located downstairs is a full bedroom with an attached full bathroom, plus an...
3
Beds
2
Baths
1,360
Sq.Ft.
1976
Year Built
2
Days on Site
305448778
MLS
Welcome home! This charming single-story home, nestled in a quiet cul du sac, is the perfect family home. This single-story beauty features paid-off solar, a HUGE 10,000+ sq ft lot, 2 car garage, and...
$485,000
Condo: Carefree East
2
Beds
1
Baths
896
Sq.Ft.
1973
Year Built
2
Days on Site
220012883
MLS
Lovely townhouse with 2 bedroom 1 bath recently renovated with brand new kitchen with quartz countertops, backsplash and stainless steel appliances and beautiful shaker cabinets. Brand new LVP on...
Open 5/27
1627 Hornblend St San Diego, CA 92109
$1,299,000
Condo: Playa Pacifica
3
Beds
3
Baths
1,608
Sq.Ft.
2017
Year Built
2
Days on Site
220012885
MLS
Built in 2017, this highly sought-after Pacific Beach townhome embodies an elevated coastal lifestyle. Tastefully designed with top-notch finishes throughout, this residence offers 3-bedrooms and 3...
2
Beds
2
Baths
1,163
Sq.Ft.
2015
Year Built
2
Days on Site
220012887
MLS
OTAY RANCH VILLAGE OF MONTECITO GEM!. Located inside a resort style community zoned with-in Grade "A" schools, this corner unit Condo has it all: Open floor plan, wood flooring and carpet...
Coming Soon on 06/01
12380 Sage View Road Poway, CA 92064
$2,149,000
Neighborhood: Poway Estates
5
Beds
3
Baths
3,099
Sq.Ft.
1994
Year Built
2
Days on Site
220012888
MLS
Coming Soon value range $1,999,000 - $2,149,000. A Rare Find in the Peacefully, Private Poway Estates! You will be awe-struck as you enter into this Turnkey home with a spacious living room and...
$1,800,000
Neighborhood: University Hills
4
Beds
3
Baths
2,204
Sq.Ft.
1990
Year Built
2
Days on Site
220012889
MLS
Views! Views! Views! Well maintained single level home with an attached two-car garage located within the heart of University City. Situated on an ample .30 acre lot this amazing residence...
Open 5/26
2422 Haller St San Diego, CA 92104
$1,199,000
Neighborhood: North Park
3
Beds
2F11/2
Baths
1,651
Sq.Ft.
1988
Year Built
2
Days on Site
220012890
MLS
Enjoy this fantastic location of North Park and South Park living with your 3 bedroom 2.5 bathroom home. New wood like laminate flooring throughout. Updated kitchen featuring new stainless steel...
$3,595,000
Neighborhood: Bird Rock
4
Beds
3F11/2
Baths
2,435
Sq.Ft.
2022
Year Built
2
Days on Site
220012891
MLS
Brand new construction in La Jolla! This custom luxury home features 4 beds, 3.5 baths, 20' ceiling entryway, and 10' ceilings throughout the rest of the home. Additional features include Wolf and...
3
Beds
3
Baths
2,600
Sq.Ft.
1991
Year Built
2
Days on Site
305453117
MLS
Absolutely stunning Dehesa Valley ranch home! 3 bedroom 3 bath , 4.67 acres of equestrian property. Home is 2600 square feet. Property also has a back up generator in case of a power outage and a 60...
Open 5/28
10828 Len St Santee, CA 92071
$775,000
Neighborhood: Santana Hills
3
Beds
2
Baths
1,229
Sq.Ft.
1974
Year Built
2
Days on Site
220012895
MLS
Charming Single-Story Home located in beautiful East Santee! This 3 bed 2 bath home features a warm open feel as you step into the living room with vaulted ceilings that flow with natural light. The...
3
Beds
3
Baths
2,113
Sq.Ft.
1985
Year Built
2
Days on Site
305458786
MLS
A MUST SEE! This beautiful custom Spanish style home boasts panoramic views overlooking the Bonsall Valley, and private living in one of the most desirable and convenient locations in Bonsall just...
Coming Soon on 05/28
506 Canyon Dr #56 Oceanside, CA 92054
$599,900
Neighborhood: Las Brisas | Loma Alta
3
Beds
2
Baths
1,164
Sq.Ft.
1978
Year Built
2
Days on Site
220012899
MLS
Coming Soon! Welcome to the beautiful community of Las Brisas in the desirable Loma Alta neighborhood of Coastal Oceanside! Live just 2.5 miles from the beach in this breezy, upstairs, 3-bedroom, 2...
3
Beds
2
Baths
1,770
Sq.Ft.
1983
Year Built
2
Days on Site
305458814
MLS
Immaculate view home in La Mesa. This single-story home boasts 3 bedrooms, 2 bathrooms with 1,770 square feet located on a quiet hilltop. The bright living space has a gas fireplace, recessed...
3
Beds
2
Baths
1,756
Sq.Ft.
1972
Year Built
2
Days on Site
305458824
MLS
Beautiful 3 bed 2 bath home on the West Side of Santee. This home is in a quiet neighborhood with views of the foothills. Outdoor living spaces have been meticulously maintained, which include a fire...
Open 5/28
1425 Corte Bravo San Marcos, CA 92069
$999,000
Neighborhood: Santa Fe Hills
4
Beds
3
Baths
2,041
Sq.Ft.
1990
Year Built
2
Days on Site
220012903
MLS
BRIGHT and OPEN Floor Plan - Newer AC - Neighborhood Parks with Pools - No HOA or Mella-Roos! This lovely home is situated in a quiet, safe cul-de-sac and boasts so many benefits! Laid-back...
$799,000
Neighborhood: San Diego Country Estates
5
Beds
2F11/2
Baths
2,224
Sq.Ft.
2000
Year Built
2
Days on Site
220012904
MLS
Still looking for your diamond of a home? Here it is!! Sit on the front porch and take in breath taking views across the San Diego Country Estate, San Vicente golf course and mountains that allow you...
5
Beds
3F11/2
Baths
3,190
Sq.Ft.
1987
Year Built
2
Days on Site
305452342
MLS
Beautiful Fallbrook custom home on 2.15 acres with so many features - ready to become an extraordinary estate with easy access to everything! 1 BR 1 BA ADU, private gated entry, circular driveway,...
$875,000
Neighborhood: Hidden Meadows
5
Beds
3
Baths
2,670
Sq.Ft.
1986
Year Built
2
Days on Site
305458121
MLS
Magnificently Updated and Superbly Spacious Home with Owned Solar! Conveniently located in a highly desirable neighborhood near tons of amenities, this 4BR/3BA, 2,670sqft residence evokes sheer...
Coming Soon on 06/03
850 Beech St #514 San Diego, CA 92101
$849,900
Neighborhood: Downtown
3
Beds
2
Baths
1,270
Sq.Ft.
2003
Year Built
2
Days on Site
220012743
MLS
Come and see this functional floorplan in an awesome building! This 2 bedroom PLUS office/den offers 1270 square feet along with a useable patio. UNIT HIGHLIGHTS;Brazilian Walnut hardwood floors, new...
$1,299,900
Neighborhood: Tamarack Point
2
Beds
2
Baths
1,217
Sq.Ft.
1988
Year Built
2
Days on Site
220012907
MLS
Rarely does a property like this come on the market with too many upgrades to list! This single story pool home has a dream backyard with incredible views. Beautifully remodeled throughout, the open...

Post a Comment