San Diego's #1 0% Down USDA Home Loan Needed Doc's in 2021
(Please note - This video was created prior to 2021 - but, numbers below are accurate for 2021.)
In this video I break down the needing supporting documents for the $0 down USDA mortgage loan right here in San Diego.
This mortgage loan is great for anyone that wants to live on the outskirts of San Diego (think Fallbrook, Pauma Valley, Ramona, Julian, Palomar Mountain, Campo, etc), doesn't have a down payment, extremely low interest rates (think low to mid 2's), and lower monthly mortgage insurance than an FHA or conventional loan.
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Without further ado - let's jump into the needed supporting documents for the USDA loan.
Here’s the 5 main ones:
Drivers License (Can be a smart phone screen shot)
Last 30 days paychecks (I bet you get these via PDF and email from your work)
Last 2 full months bank statements (log into any checking or savings you have online, save via PDF, done)
Last 2 years tax returns and W2’s (If you do not have - get free online https://www.irs.gov/individuals/get-transcript)
Latest 401(k), retirement, stocks (etc) statements (Log in online, save the latest statement, done)
Only if these are applicable:
Child support order
Short sale or foreclosure paperwork
Here's your steps to begin:
Fill out my online application in 10 minutes or less at www.scottsloanapp.com
Once complete, log back in, finish application, and upload your needed documents
I will be alerted, check everything over, run your credit, review, and contact you about best scenario.
Here's more San Diego USDA home loan videos below:
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