San Diego’s Top 5 Luxury Home for Sale Markets 2022 | 2023

San Diego Top 5 Luxury Home for Sale Markets

Out-of-staters are always fixated by the price of Southern California real estate. We can’t blame them for the fascination; the price of a luxury home in Topeka is comparable to what you pay for  an ordinary house in San Diego. A typical three-bedroom house can cost over $800,000 in San Diego neighborhoods.

READ: San Diego vs. San Jose: Which California City is Best in 2022 | 2023?

The luxury homes in San Diego County are much, much higher. America’s Finest City does not have Hollywood A-list actors, but some successful people live here and earn stellar wages. They are people who can afford luxury homes and are looking for such property.

VISIT: San Diego’s Top 5 Luxury Home for Sale Markets in 2022 | 2023

Here's a quick rundown of our list:

These folks are not looking in the Alta Vista area, either. Buyers will investigate neighborhoods with properties of comparable value. There are neighborhoods in the metropolitan area where luxury homes are waiting to be bought by the right person. We will take a look at those areas and give you an idea of some enjoyable surroundings. The markets will be in alphabetical order.

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We are going to have fun doing this. You might not be able to afford a luxury house (at least not right now), but there is nothing wrong with some California dreaming. So, we ventured on to our site and checked out some luxury homes in San Diego. We will include the specs on one house per market. These properties and their sales price are as of this writing. 

READ: 6 Reasons San Diego is California’s #1 Real Estate Buy in 2022 | 2023

Keep These Things in Mind

You will be paying a lot for that beautiful home. We are not just talking about mortgage payments, but home insurance, real estate taxes, and general maintenance as well. Therefore, it is critical to get as much value as possible out of that house. Here are some suggestions real estate experts will share about making that enormous purchase.

  • Luxury homes are not always listed. The realtor knows more about what is available, so using an agent specializing in luxury homes is a plus.
  • Don’t just rely on photos. Photographers will touch up the photographs. A personal visit is worth the time and effort. More real estate agents are using drones to film properties, and a film that shows the interior, exterior, and aerial view of the property provides good information.
  • Get pre-approved. Buying that house is the most significant investment you will ever make and knowing how much a lending institution will give you will help in your property search. That pre-approval can also give you a head start on a competing buyer who has to find a lender to make the offer.
  • Title insurance. Be sure you have it. The exceptions page of the title insurance ought to be inspected and understood before the deal is finalized.
  • The amenities. A luxury home will come with attractions ordinary houses do not have. We are talking about theater rooms, exercise areas, wine cellars, outdoor kitchens, dressing rooms, advanced technology, and spa bathrooms. A first-time buyer can be dazzled by all the luxuries, but the buyer beware. What glitters will cost you a lot of gold!

You should decide ahead of time what amenities you need and will use. Everything else will pad the final price. You can expect the seller to emphasize the fabulous attractions but don’t let the hype fool you. For example, a theater room should not stop you from asking that the owner lower the selling price if the room holds no appeal for you.

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There are some other things to keep in mind as you check out the market.

  • Schools. Okay, everybody looks at those, but we are not just talking about elementary and high schools. Lifelong learning is essential in this day and age. You want easy access to a good college or university, where you can improve your skills.
  • Where is the entrance ramp? This probably won’t seal the deal, but the closer you are to an entrance ramp onto the freeway, the less stressful your work commute will be.
  • Entertainment. We are thinking of upscale entertainment and not the bar and grill type. 5-star restaurants are a great place to bring clients, and the same goes for a fashionable club. By the way, you might want to see if there are any top-level country clubs nearby.
    • The beach. San Diego has some of the best beaches in the United States. The view of the San Diego shoreline is breathtaking. If that luxury home you are considering allows you to look out over the ocean at sunrise or sunset, you are that much closer to heaven on earth.

Own a home in San Diego and you want to get a personalized home valuation for it to see how much you can walk away in profit in this exciting market? See Now ›

The Luxury Communities

We are going to look at the luxury home markets. Very successful people live in these communities, expecting the best of the houses they call home. The bottom price of these houses will be $5,000,000, and all costs and statistics quoted are as of this writing. 

1) Coronado

San Diego Luxury Home Markets - Coronado

Population: 23,639. Current Unemployment: 1.9%. Education: Bachelor’s Degree, 33%, Master’s Degree or Higher, 31%. Median Household Income: $108,967(173% of National Household Median Income). Average Home Price (Zillow) $2,270, 975

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Coronado is located on a sandy isthmus (tombolo) and is nicknamed “The Crown City.” The United States Navy is the largest employer, and the Hotel Del Coronado is a primary resort. Therefore, tourism is an essential part of the local economy.

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Coronado Luxury Home: 5 bedrooms and 6 bathrooms. Price: $7,999,000. The house has water frontage with a private boat dock for two 50ft. yachts. 2 attached garage spaces, Forced Air Heating, and Central Forced Air Cooling. The house was built in 1991. Property taxes for 2020 were $72,741, and Zillow estimates there is a monthly cost of $34,058. Rental value is $25,258 per month.

2) Del Mar

San Diego Luxury Home Markets - Del Mar

Population: 4,331. Current Unemployment: 1.9%. Education: Bachelor’s Degree, 37%; Master’s Degree or Higher: 39%. Median Household Income: $129,063 (205% of National Household Median Income) Average Home Price (Zillow) $3,021,074.

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Del Mar is a beach city where the Del Mar racetrack, Torrey Pines State Beach, and the San Diego County Fair are located. Most of the town is situated on bluffs above the ocean, and there is concern about rising sea levels and coastal erosion. Del Mar does have a Climate change adaption plan.

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Del Mar Luxury Home. 4 bedrooms and 3 baths. Price: $6.195,000. This house has an ocean view from many rooms. There are 2 attached garage spaces, Forced Air Heating and Central Air Cooling, and there is solar power in the home. The Chef’s kitchen has Bosch, Miele, Wolf, and Sub-Zero appliances. The property comes with a private lap pool and spa. The house was built in 1995. Property taxes for 2020 were $41,161, and Zillow estimates a monthly cost of $26,295. The rental value is $17,038 per month.

3) Encinitas

San Diego Luxury Home Markets - Encinitas

Population: 62,780. Current Unemployment: 2.5%. Education: Bachelor’s Degree,36%; Master’s Degree or Higher, 26%. Median Household Income: $116,022 (184% of the National Median Income). Average Home Price (Zillow) $1,552,820,

VISIT: San Diego’s 10 Most Affordable Neighborhoods in 2022 | 2023

Although the area has a history dating back to the eighteenth century, Encinitas was formally incorporated in 1986 by popular vote. The economy is best described as “beachy” with local salons, restaurants, bars, and art galleries. In addition, it is the home of the Encinitas Ballet and the San Dieguito Heritage Museum. Surfing is a popular sport.

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Encinitas Luxury Home. 4 bedrooms and 4 baths. Price: $6,850,000. It has an ocean view, and the house design is Century Modern Deco. Wood is the predominant building material, and the house has oak floors, custom milled Birch ceilings, and custom-designed Honduras Mahogany doors. There are 5 attached garage spaces, Forced Air Heating and Central Forced Air Cooling. The house was built in 1991. Property taxes for 2020 were $15,091, and Zillow estimates there is a monthly cost of $29,049. Rental value is $21,294 per month.

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4) La Jolla

San Diego Luxury Home Markets - La Jolla

Population: 32.486. Education: Bachelor’s Degree, 33%; Master’s Degree, 42%. Median Household Income: 140,204 (223% of the National Median Income). Average Home Price (Zillow) $2,072,790.

READ: 7 Reasons to Buy a Home in San Diego in 2022 | 2023

La Jolla is a neighborhood of San Diego, and its unemployment figures are part of San Diego’s overall statistics. It is surrounded on three sides by beaches and ocean bluffs. Many academic and research institutions can be found here, including The University of California San Diego, Salk Institute, Scripps Research Institute, and National University’s headquarters. In addition, it is the home of the Museum of Contemporary Art San Diego and the La Jolla Music Society.

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La Jolla Luxury Home - 4 bedrooms and 6 baths. A 5th bedroom can be used as a home office. Price: $11,300,000. The house is located in La Jolla Farms. Formal Living and Dining Rooms, and there is a resort-style private pool and spa. The design is Modern European/Scandinavian with French Country accents. 6 attached garage spaces and Central Air cooling. The house was built in 1990. Property taxes in 2020 were $34,086, and Zillow estimates there is a monthly cost of $48,160. No monthly rental value was listed.

5) Rancho Santa Fe

San Diego Luxury Home Markets - Rancho Santa Fe

Population: 2,510. Education: Not Available. Unemployment: Not Available. Median Household Income: $137,083 (218% of the National Median Income) Average House Price (Zillow) $3,202,930.

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Rancho Santa Fe is a census-designated place (CDP) within San Diego County. It is predominately a residential community.

Rancho Santa Luxury Home. 11 bedrooms and 15 baths. Price: $19,900,000. The property is 8.13 acres and is walled and gated. It includes the Main house, Retreat with 2 bedrooms and 2 baths, a 1-bedroom Tennis Cottage, and a Staff house with 2 bedrooms, a Media room, Chef’s kitchen and is next to the Ewing Preserve and the Rancho Santa Fe Riding Club. Construction material includes Carrara stone. There are 7 attached garage spaces, and Zoned Cooling. The house was built in 2001. Property taxes in 2020 were $108,232, and Zillow estimates there is a monthly cost of $84,814. Rental value is $61,164.

READ: San Diego vs Los Angeles: Which SoCal City is Best in 2022 | 2023?

The houses fit in one way or another to the conditions we mentioned earlier. It is no surprise that beach views raise the home price because San Diego has some of the best ocean views in the world. Other qualities such as parking space and the number of bedrooms and baths create property well worth millions.

They are More Than Homes

We can not stress enough that luxury houses are more than a residence. These little palaces are substantial investments and must be viewed as such. The resale value of the homes can be millions more than the original investment, depending on the market and how long the owner has possession.

READ: 5 (Hot) Up and Coming San Diego Neighborhoods in 2022 | 2023

We mentioned the rental value, not because these houses can be regular income sources. An owner’s career may require that person to be sent overseas or across the country for a year or more. Renting the house can be a sensible way to hold the property longer rather than selling it. The final resale value can justify someone else living on the premises for a while.

READ: 9 Best Places for Families to Live in San Diego in 2022 | 2023

Anyone wanting to buy a luxury house needs to have a seasoned veteran as a real estate agent. That person is essential in negotiating a reasonable price and making sure you get the best possible all-around deal. Your relationship with the agent might last several months, and that is perfectly acceptable. It gives you the required time to map out a buying strategy that will save you millions upfront and generate millions in profit when you eventually sell the house.

Do you own a home in San Diego and want a fast, free, and automated home valuation in 30 seconds or less? Get One Now ›

The San Diego real estate market has always been a great place to find the right house for you and your family. We do not think that a luxury house indicates decadence or evidence of an inflated ego. On the contrary, a luxury home is a sign that all the hard work you invested in your career paid off and that you earned the right to have a property that shows you are successful.

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Plan your buying efforts carefully and make sure that the money is there. The pre-approval letter will be indispensable in deciding how much house you can afford and the area where you will live. A high-quality real estate agent will be worth their weight in gold. We have one final suggestion you should take: enjoy the place once you own it! That makes everything you do worthwhile. 

VISIT: 7 Best Places to Live in San Diego for Millennials in 2022 | 2023

? I would love to help assist you with your home purchase, home sale, or home loan - please feel free to give me a call, text, or use the form below. 

Your San Diego Insider, 

Scott

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See San Diego's Luxury Homes for Sale Below...

1648 Properties
Page 1 of 46
$1,299,000
Neighborhood: Mt. Helix
4
Beds
3
Baths
2,960
Sq.Ft.
1975
Year Built
1
Day on Site
305716076
MLS
Recently renovated with a quality, chic modern design and extraordinary attention to detail, this Mt Helix sunset & distant Bay view home offers an intelligent floor plan, an abundance of space and...
4
Beds
3
Baths
2,414
Sq.Ft.
1999
Year Built
2
Days on Site
305709446
MLS
No description available...
Coming Soon on 08/10
3844 Albatross St San Diego, CA 92103
$2,895,000
Neighborhood: Mission Hills
4
Beds
3F11/2
Baths
3,254
Sq.Ft.
2022
Year Built
2
Days on Site
220020539
MLS
Stunning NEW Construction! Contemporary in design, yet earthy at the heart, the sleek lines and a picturesque wooded scenery are a rare find! Enjoy the abundance of indoor/outdoor living, with over...
$1,299,000
Neighborhood: Westwood
4
Beds
2F11/2
Baths
1,979
Sq.Ft.
1990
Year Built
2
Days on Site
220020543
MLS
A fully remodeled home settled privately on a cul-de-sac with great canyon & mountain views. Open floor plan with vaulted ceiling & an abundance of windows. This meticulously maintained home has 3...
Coming Soon on 08/19
11616 Caminito Magnifica San Diego, CA 92131
$2,300,000
Neighborhood: Scripps Crown Pointe
4
Beds
3
Baths
4,002
Sq.Ft.
1982
Year Built
2
Days on Site
220020546
MLS
Beautifully bright spacious home with private resort outdoor space, within Crown Pointe gated community. This home has 4 bedrooms and a huge bonus room, 3 full bathrooms (with one bed and bath on the...
$1,775,000
Neighborhood: Palacio Del Mar
4
Beds
3
Baths
1,912
Sq.Ft.
1998
Year Built
2
Days on Site
220020548
MLS
Single story detached home in the gated community of Palacio Del Mar. Golf course views and sunny southern exposure with an open floor-plan and vaulted ceilings. Convenient 56 freeway access but...
$1,888,800
Neighborhood: La Costa Ridge
4
Beds
3F11/2
Baths
3,571
Sq.Ft.
2009
Year Built
3
Days on Site
305701441
MLS
Spectacular Masterpiece in prestigious, gated La Costa Ridge. Pristinely manicured grounds welcome you to your own private oasis. Tucked at the end of a small cul de sac street with no through...
4
Beds
2F11/2
Baths
2,125
Sq.Ft.
1989
Year Built
3
Days on Site
305710117
MLS
Newly renovated beautiful home, ready for move in. All new flooring thru out, new cabinets, master bathroom, kitchen, new paint both inside and exterior, epoxy garage floor, new front yard, new...
$2,995,000
Neighborhood: Robertson Ranch
5
Beds
5F11/2
Baths
4,364
Sq.Ft.
2018
Year Built
3
Days on Site
305712372
MLS
Experience California Coastal living at its finest in this beautifully finished home in Robertson Ranch built by Toll Brothers. Through the front door, the dramatic soaring ceilings set the tone for...
$1,290,000
Neighborhood: Westwood
3
Beds
2
Baths
1,875
Sq.Ft.
1972
Year Built
3
Days on Site
220020491
MLS
If you are looking for a move-in-ready home within Poway Unified School District, don t miss this great home in the sought after Westwood community. Just minutes away from the coming Apple SD Campus,...
$1,150,000
Neighborhood: Casa De Oro - Mt Helix
4
Beds
2F11/2
Baths
2,422
Sq.Ft.
1975
Year Built
3
Days on Site
220020497
MLS
Beat The Heat relaxing in your refreshing pool as you ohhh and ahhh over this sparkling, newly renovated 4 Bedroom 2½ Bath home! All new kitchen, baths, appliances, dual pane windows & sliding doors,...
$1,389,000
Neighborhood: San Carlos
4
Beds
2
Baths
2,246
Sq.Ft.
1968
Year Built
3
Days on Site
220020509
MLS
Golf course and lake views in this completely remodeled single story home. Designed by San Carlos/Del Cerro's premier interior designer Adrienne Kravchuk Interior Design. Located behind the 14th hole...
Coming Soon on 08/15
10652 El Caballo Ave San Diego, CA 92127
$1,995,000
Neighborhood: 4S Ranch
6
Beds
4F11/2
Baths
3,639
Sq.Ft.
2001
Year Built
3
Days on Site
220020511
MLS
Best value in the neighborhood! This spacious home is inviting you with the enclosed courtyard and offers: 5 bedrooms, plus 1 optional, 4.5 Bath. 3 car garages. 1 bedroom & full bath on the entry...
$16,900,000
Neighborhood: Covenant
6
Beds
6F11/2
Baths
8,538
Sq.Ft.
2011
Year Built
3
Days on Site
220007448
MLS
This seamlessly laid out 5 ½ acre equestrian compound checks all the boxes. A grand 5 bedroom 5 ½ bath single level home with 4 car garage, World Class 5 stall barn, detached 4 car collector garage,...
Coming Soon on 08/10
311 Hana Ct Encinitas, CA 92024
$3,790,000
Neighborhood: Sheridan Estates
6
Beds
4F11/2
Baths
4,457
Sq.Ft.
2005
Year Built
3
Days on Site
220020535
MLS
Location! Location! Location! Still and always the most 3 important words in real estate! Simply put, West of I-5, just one block south of La Costa Ave by the Baquitos Lagoon, in the area the...
$1,695,000
Neighborhood: Solana Circle
2
Beds
2
Baths
1,420
Sq.Ft.
1964
Year Built
4
Days on Site
305711386
MLS
This single story home sits on arguably one of the best streets in Solana Beach! Park Del Mar is a special place with incredible ocean views surrounded by their own private greenbelt. This home is...
3
Beds
2F11/2
Baths
3,075
Sq.Ft.
1988
Year Built
4
Days on Site
305712369
MLS
Sellers will entertain offers from $1,495,000 - $1,545,000. Nestled in the hills of beautiful San Marcos, this home includes sweeping 180 views of the hills, valley, and St. Mark's golf course....
$2,699,000
Neighborhood: Leucadia
5
Beds
5F11/2
Baths
4,567
Sq.Ft.
2014
Year Built
4
Days on Site
305713865
MLS
An impeccably maintained coastal paradise minutes from the surf, sand and sea, this 5-bedroom, 5.5 bathroom, 3-car garage home stuns with an intuitive sun-kissed open floor plan, French oak wood...
3
Beds
2F11/2
Baths
2,067
Sq.Ft.
2002
Year Built
4
Days on Site
305715432
MLS
Just one block to the beach! Situated in the gorgeous coastal community of Hanover Beach Colony! Beautiful craftsman inspired home located west of I-5, just east of the 101, and across the street...
$2,795,000
Neighborhood: Santaluz
6
Beds
6F11/2
Baths
4,731
Sq.Ft.
2004
Year Built
4
Days on Site
220020349
MLS
Beautiful home with a Casita in the gated community of Santaluz features natural lights throughout the home, good size courtyard, an upgraded kitchen with top-of-end appliances, fixtures, cabinets,...
$1,995,000
Neighborhood: Alvarado Estates
6
Beds
5F11/2
Baths
4,094
Sq.Ft.
1972
Year Built
4
Days on Site
220020350
MLS
Gated community in Alvarado Estates is unlike any other. Two story home with six bedrooms and five bathrooms, swimming pool and a pool house, beautiful view of the city with lots of land for...
$1,100,000
Neighborhood: Mesa Grande
3
Beds
2
Baths
2,040
Sq.Ft.
1987
Year Built
4
Days on Site
220020352
MLS
The Mesa Grande area of Santa Ysabel, Ca hosts this classic 52.65 acre ranch in the heart of some of the most unspoiled areas in San Diego s backcountry. This place is still wild, w/beautiful deer,...
$4,400,000
Neighborhood: The Lakes
6
Beds
5F11/2
Baths
5,288
Sq.Ft.
2015
Year Built
4
Days on Site
220020353
MLS
Exquisite home situated in the gated Lakes community above Rancho Santa Fe! Built in 2015 by Lennar Homes, this home enjoys a premium 1 acre lot with panoramic mountain and golf course views. This...
$10,898,000
Neighborhood: Muirlands Village
6
Beds
7F11/2
Baths
6,140
Sq.Ft.
2022
Year Built
4
Days on Site
220020354
MLS
Modern Muirlands Masterpiece. Newly Constructed!! Enter into the expansive great room with a 20 foot celling, and walk outside through the 26 foot wide Fleetwood pocketing doors to the sparkling...
$1,289,990
Neighborhood: Vista
4
Beds
3F11/2
Baths
3,157
Sq.Ft.
2022
Year Built
4
Days on Site
220020356
MLS
Don't miss this final release! Move in August 30th! An extraordinary new community of 5 New Single Level Estate Residences proudly created by New Pointe Communities. Set on a 13,000 sq. foot lot, A...
$2,295,000
Neighborhood: North Park
4
Beds
3F11/2
Baths
2,329
Sq.Ft.
1968
Year Built
4
Days on Site
220020363
MLS
Impeccable Craftsman Stunner! Custom everything from the entry door to the fireplace mantle! The home is located on a prime and highly desirable corner lot in close proximity to amazing restaurants...
$1,985,000
Neighborhood: Terraza
5
Beds
3F11/2
Baths
3,215
Sq.Ft.
2000
Year Built
4
Days on Site
220020364
MLS
Enjoy Award winning Scripps Ranch schools, south-westerly views and a cuddle-sac... It doesn't get any better! This well maintained executive family home features five bedrooms and three and a half...
$1,224,999
Neighborhood: Sabre Spring
4
Beds
3
Baths
1,883
Sq.Ft.
1986
Year Built
4
Days on Site
220020371
MLS
This beautiful Sabre Springs home has everything you need & more. Step from the inviting formal foyer into the bright, cheerful living room & enjoy the spacious open-concept floor plan, with real...
2
Beds
4
Baths
3,149
Sq.Ft.
1946
Year Built
4
Days on Site
305715646
MLS
Endless Possibilities! Gorgeous Hacienda Ranch Style home on nearly ONE ACRE lot with ocean view from first story deck. Zoned RR2 with ability to build 2 homes in addition to ADU (already existing)...
$1,099,000
Neighborhood: Talmadge
4
Beds
3
Baths
1,716
Sq.Ft.
1941
Year Built
4
Days on Site
305715647
MLS
Canyon view lot!! Beautifully renovated 4 bedroom, 3 bathroom home of 1716 sqft. on a peaceful canyon lot in the Talmadge Park neighborhood. 2 bedrooms up and 2 bedrooms down. Richly-appointed spaces...
$5,749,000
Neighborhood: Country Club
4
Beds
4F11/2
Baths
3,581
Sq.Ft.
2019
Year Built
4
Days on Site
220020377
MLS
Tucked above the La Jolla Cove, this stunning Country Club ocean view residence is a dream opportunity! This luxurious tropical retreat was completed in 2019 and originally inspired by Rod Youngson...
$2,795,000
Neighborhood: Carmel Valley
5
Beds
4F11/2
Baths
4,327
Sq.Ft.
2001
Year Built
4
Days on Site
220020380
MLS
One of the most exceptional VALUES in Carmel Valley... This Light & bright home in a serene location has everything you're looking for including a main floor bed & bath! Located on a corner lot in...
$1,100,000
Neighborhood: Otay Ranch Village
4
Beds
3
Baths
2,750
Sq.Ft.
2003
Year Built
4
Days on Site
305714860
MLS
Beautiful two story home in the Otay Ranch Community. Cathedral ceilings in entry, formal living and dining room. Open spaces, hardwood floors and sunlight throughout. Freshly painted inside and out....
4
Beds
2
Baths
1,603
Sq.Ft.
1966
Year Built
4
Days on Site
305715669
MLS
Opportunity Knocks for this Beautifully REMODELED 4 bedroom Single Level View Home in highly desirable Del Cerro Neighborhood..This Designer inspired home features an Open Floor plan with family...
$2,100,000
Neighborhood: 4S Ranch
5
Beds
3F11/2
Baths
3,451
Sq.Ft.
2003
Year Built
4
Days on Site
220020382
MLS
Gorgeous Talavera home in the highly acclaimed neighborhood of 4S Ranch. This lovely home boasts of 4 bedrooms, an office, loft, 3.5 baths, a chef's kitchen with upgraded appliances, granite...
$1,399,000
Neighborhood: University City
5
Beds
4
Baths
2,956
Sq.Ft.
1978
Year Built
4
Days on Site
220020386
MLS
Spacious 5 bed 4 bath two-story home in desirable University City! Bright & open floorplan features oversized windows & skylights with abundant natural light, brick fireplace, first floor dual master...

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