Revealed: 5 San Diego FHA Streamline Refinance Home Loan Secrets for 2021

(Please note, this video was created prior to 2021 - but, these loan amounts, and loan details below, have been updated for 2021...)

✍️ In this video we break down 5 San Diego FHA Streamline Refinance Home Loan Secrets that you might not be aware of.

✍️ As a friendly reminder - this would pertain to anyone whom has an FHA mortgage now (or, might in the near future) and wants to lower your interest rate, drop your payments, and make it as simple as possible.

✍️ If you are finding value from this video, I would really appreciate if you could smash that like button, subscribe to get more hard hitting videos just like this, and tap that notification bell so you know when a new video comes out.

Here's 5 secrets you might not be aware of:

➡️  Secret #1 - You can do an FHA streamline refinance if you live in a 2 unit, 3 unit, or 4 unit. And, let's keep in mind you can go up to $964,300 for a 2 unit, $1,165,600 for a 3 unit, and $1,448,600 for a 4 unit

➡️  Secret #2 - You can skip one mortgage payment when doing a streamline refinance and up to 2 if we time it right. Let me give you an example. Let's say you pay for February, we close the loan on February 15th, you skip March, and your next payment is due April.

Now, if we time it even better - and, you pay in February, skip March, we close March 15, skip April, and your next mortgage payment is May.

➡️  Secret #3 - Assuming you have an impound account currently on your FHA loan, and we do an FHA streamline refinance, within 20 days after closing, your previous lender has to give you any monies owed - such as money left in the escrow impound account and any overages when paying off your mortgage.

➡️  Secret #4 - We do not need a full credit report (just mortgage only), no verification of job or employment, no need for pay stubs or taxes, and no appraisal.

➡️  Secret #5 - You get a refunded a portion of your previous UFMIP on your current FHA loan up to 68%

Here's how to get started:

1) Fill out my online loan application at: http://www.ScottsLoanApp.com

2) Once done, I will pull a mortgage only credit report, which simply verifies your credit score, and that you have made your mortgage payments only.

3) From you document wise will need a copy of your drivers license, latest bank statement, latest mortgage statement, and a copy of your home owners insurance information - that's usually it! 

Here's more San Diego FHA streamline refinance home loan videos below:

 What do you think?

Leave me a comment below – or, contact me here

Your San Diego FHA Streamline Insider,

Scott

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