San Diego's #1 FHA Streamline Refinance Home Loan Q & A for 2021

(Please note: This video was created in 2021 - but, these numbers below have been updated after the video and for new loan amounts for 2021)

In this video we break down 5 San Diego FHA Streamline Refinance Home Loan common questions and answers.

As a friendly reminder - this would pertain to anyone whom has an FHA mortgage now (or, might in the near future) and wants to lower your interest rate, drop your payments, and make it as simple as possible.

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Ready to rock?

Here's 5 of the most common questions I receive:

Question: Can I take cash out when doing an fha streamline refinance

Answer: No, you cannot take any cash out when doing this - that would be an fha cash out refinance.

Questions: Can I pay for any closing costs by putting them into my loan amount?

Answer: No, you need to either pay these closing costs out of pocket, use a lender rebate (where you qualify at one rate, we do your rate a tad higher, that higher rate gives you money, you use that money for your closing costs), or a combination of both.

Question: What is the maximum loan amount I can do?

Answer: As of this video the maximum FHA loan amount in San Diego is $753,250 for a single family home/town home/condo.

Question: Is there a limit to how many times I can do a streamline refinance

Answer: No, as long as you meet the basic requirements of the loan (at least 210 days has past since last loan closed, no missed payments, save at least 0.50%, etc) then you can rinse and repeat as many times as you want.

Question: I have heard a credit score does not matter - is this true?

Answer: No, that's not true. The higher your credit score - the lower your rate - even with an fha streamline refinance.

Here's how to get started:

Fill out my online loan application at:

Once done, I will pull a mortgage only credit report, which simply verifies your credit score, and that you have made your mortgage payments only.

From you document wise will need a copy of your drivers license, latest bank statement, latest mortgage statement, and a copy of your home owners insurance information - that's usually it!

Here's more San Diego FHA streamline refinance home loan videos below:

SD FHA Streamline Refinance Program Highlights

SD FHA Streamline Refinance Secrets Revealed

SD FHA Streamline Refinance Q and A

SD FHA Streamline Refinance Needed Supporting Documents

What do you think?

Leave me a comment below – or, contact me here

Your San Diego FHA Streamline Insider,


5 San Diego FHA Streamline Refinance Secrets Revealed!

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