San Diego’s 9 Best Beach Towns to Buy a Home in 2022 | 2023

San Diego’s 9 Best Beach Towns to Buy a Home

The beach is everything in southern California. A little sand in your shoes is no big deal; it lets you know you live near some spectacular natural scenery. San Diego County is blessed with 70 miles of coastline and some of the best beaches on the Pacific Coast. Towns and cities dot the shoreline and contribute to a beach lifestyle that many enjoy following.

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The natural beauty is sufficient to make somebody move in and settle down in one of these municipalities. It’s a good idea for the right person. We intend to tell you in this article about the best towns where you can have your beach and enjoy it, too.

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Sun of a Beach!!!

No one in southern California must be told the importance a stretch of sand on a sunny day has for a person’s attitude. The coves and caves along the Pacific Ocean are places of peace and quiet that are far from the madding crowd. The serene sound of waves coming in lightens the soul and calms the mind. Those are primary reasons why living close to the water is the perfect dream for many.

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We don’t suggest building a shack near the incoming tide. It really isn’t a good idea and the local zoning commissions would agree. You can buy a house in a beach town and be within walking distance of the shore, and that would be perfect. Here are what we believe are the best locations close to the water. All figures mentioned are as of this writing and the towns will be in alphabetical order instead of being ranked.

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Here's a quick rundown of our list:

Carlsbad

San Diego’s 9 Best Beach Towns to Buy a Home - Carlsbad

Population: 114,523. Median Household Income: $110,478. Median Home Sales Prices: $1,210,000

Carlsbad gets high marks from Niche.com. It is a major tourist city, and the golf manufacturing industry is the reason why Carlsbad is known as “Titanium Valley”.

Carlsbad is ranked #4 in Cities with the Best Public Schools in America. It is also #5 in Best Suburbs to Live in the San Diego Area.

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The city’s workforce is 90% white-collar. About 15% of Carlsbad employees are self-employed, 69% work in private companies, close to 10% work in the public sector, and 5% are in not-for-profit organizations.

Redfin.com rates the housing market as Very Competitive and average homes are sold within 10 days of being on the market.

Coronado

San Diego’s 9 Best Beach Towns to Buy a Home - Coronado

Population: 23,639. Median Household Income: $108,967. Median Home Sales Price: $2,400,000

Coronado ranks #3 in Best Suburbs to Live in the San Diego Area. The isthmus that connects this tombolo to the mainland is called the Silver Strand. The Hotel Del Coronado is one of the world’s top resorts and is listed as a National Historic Landmark. Tourism is a major industry.

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About 92% of the working population of Coronado are white-collar employees. 20% of workers are self-employed, 49% work for private employers, almost 22% are in government jobs, and 9% work for not-for-profit companies.

 Refin.com rates the housing market as Very Competitive and average homes are sold within 14 days of being on the market.

Del Mar

San Diego’s 9 Best Beach Towns to Buy a Home - Del Mar

Population: 4,331. Median House Income: $129,063. Median Home Sales Price: $1,925,000

Del Mar is ranked #1 in Best Suburbs to Raise a Family in San Diego Area. It also ranks #3 in Suburbs with the Best Public Schools in California and #5 in Best Places to Retire in California. If you think this is not a beach town its name, meaning “by the sea”, should convince you otherwise. The Del Mar Horse Races are run annually on the Del Mar racetrack. The San Diego County Fair also takes place here.

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Roughly 90% of employed people are in white-collar jobs. 38% are self-employed, 52% work on private companies, 6% are government employees and 3% work in not-for-profit organizations

Redfin.com rates the housing as Somewhat Competitive and average homes are sold within 20 days of being on the market.

Encinitas

San Diego’s 9 Best Beach Towns to Buy a Home - Encinitas

Population: 62,780    Median Household Income: $116, 022 Median Home Sales Prices: $1,592,500

Encinitas is ranked #4 in Best Suburbs to Live in the San Diego Area. The “Surfing Madonna” mosaic is located here and the Magic Carpet Rode statue. There is a fair amount of culture in Encinitas and the Encinitas Ballet, the Lux Art Institute, and the San Dieguito Museum are part of the scene.

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Approximately 92% of employed residents are in white-collar jobs. Self-employed workers comprise nearly 21% of self-employed, 59% work for private employers, 12% for government, and about 8% are working in not-for-profit organizations.

Redfin.com rates the housing market as Very Competitive and average homes are sold within 10 days of being on the market.

Imperial Beach

San Diego’s 9 Best Beach Towns to Buy a Home - Imperial Beach

Population: 27,315. Median Household Income. $53,690.Median Home Sales Price: $870,000.

Imperial Beach is well known for surfing, dude. The town’s Boca Rio beach is considered the second-best surfing location in the county. You can read about the role Imperial Beach played in surfing USA from the Pier Plaza plaques on surfboard benches. This is the home of the U.S. Open Sandcastle competition. Honestly, you cannot get more “beach” conscious anywhere else.

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75% of working people are in white-collar jobs. 10% of all workers are self-employed, 69% are wage earners in private companies, 18% work for the government, and 3% are in the not-for-profit arena.

Redfin.com rates the housing market as Very Competitive and the average homes are sold within 15 days of being on the market. 

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La Jolla

San Diego’s 9 Best Beach Towns to Buy a Home - La Jolla

Population: 32,486. Median Household Income: $140,204. Median Home Sales Price: $1,500,000.

La Jolla occupies about 7 miles of California coast and is about 12 miles north of the city of San Diego. It has a good sense of community even though the cost of housing is admittedly high for many. The city is ranked the 6th Best Neighborhood to Live in the San Diego Area. GreatSchools.com gives La Jolla a score of 9 out of 10 for academic standings.

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 It is a white-collar town where over 90% of employed people are in white collar occupations. Approximately 23% are self-employed, 51% work for private companies, nearly 15% work for private companies and about 11% are employed by not-for-profit establishments.

Redfin.com rates the housing market as Somewhat Competitive and average homes are sold within 12 days of being on the market.

Oceanside

San Diego’s 9 Best Beach Towns to Buy a Home - Oceanside

Population: 175,622. Median Household Income: $72,697. Median Home Sales Price: $713, 750

If you think beach towns are small communities, you are mistaken. Oceanside is a good-sized suburb of San Diego and is the third largest city in San Diego County. It is part of a tri-city that also includes Carlsbad and Vista. Oceanside happens to the where the Supergirl Pro Jam, the world’s largest women’s surf competition, is held. The Marine Corps Base Camp at Pendleton is not far away. Public Schools are rated above average.

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White-collar jobs are the occupation of 80% of the workforce. Nearly 12% are self-employed, 69% work for private companies, about 13% work for the government, and 6% are employed by not-for-profit companies.

Redfin.com rates the housing market as Very Competitive and average homes are sold within 10 days of being on the market.

Solana Beach

San Diego’s 9 Best Beach Towns to Buy a Home - Solana Beach

Population: 13,356. Median Household Income: 108,118. Median Home Sales Price: $1,500,000

Solana Beach is ranked #1 in Best Suburbs to Live in the San Diego Area. The homes are ranked among the most expensive in the United States. The Cedros Design District has over 985 art galleries, antique stores, boutiques, and cafes, making this a shop-till-you-drop town. Nisus Software is headquartered here.

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White-collar jobs employ 93% of the workforce. Approximately 19% are self-employed, 64% work in private companies, 8% for government and roughly 9% work in not-for-profit companies.

Redfin.com rates the housing market as Very Competitive and houses are sold within 14 days of being on the market.

Special Consideration

Ocean Beach

San Diego’s 9 Best Beach Towns to Buy a Home - Ocean Beach

Population: 19,698. Median House Income: $91,478. Median Home Sales Price:$1,105,000.

Ocean Beach is not a town but a community within San Diego. It might as well be a town and we think that it merits attention. People who live in Ocean Beach consider themselves “OBecians” and Ocean Beach is not just a neighborhood but a state of mind, too (just ask the neighbors). The waterfront has a special place in its heart for canine members of the family and Dog Beach is a 24/7 place for leash-free dogs. Ocean Beach is also known for the Ocean Beach Street Fair and Chili Cookoff. You won’t find many chain stores establishments because the natives don’t like them.

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90% of the wage earners here are white-collar employees. Approximately 14% are self-employed, 65% work for private companies, 11% are government employees, and a little over 8% work for not-for-profit organizations.

Redfin.com rates the housing market as Somewhat Competitive and houses are sold within 10 days of being on the market.

Honorable Mention: Beach Neighborhoods

We want to include some other neighborhood/communities that are part of San Diego itself and are beside the deep blue ocean. They are:

You can look at these if you are concentrating only on the city of San Diego.

Never Buy Solo

You probably want to hop in the car, pop a Beach Boys CD in the CD player, and go on your own surfing safari after reading about these beach towns. That’s a great idea but remember that you are not looking for the perfect wave. There is a greater goal in this quest.

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You are looking for a home to call your own. A place where you can perhaps raise a family and get on with the rest of your life. There are a lot of properties along the coast and not all of them are outrageously expensive. Nevertheless, if you are a first-time buyer then you should not enter the real estate market alone. It is a forest of terms and conditions that a lay person will have trouble understanding. Real estate at its core is a process of negotiating. Anyone who tries to buy property alone can be quickly outmaneuvered by a seller. It may result in you paying hundreds of thousands of dollars and discovering that the house needs extensive repair work. You could be stuck with additional costs you did not budget for in the first place.

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We urge you to seek out a good real estate agent in your search for a house. Preferably, it will be someone who has good experience with the local real estate market. That professional who knows the territory can steer you in the right direction. Buying tactics such as getting loan pre-approvals, negotiating payment of existing utility budgets, and deciding who assumes responsibility for various repairs can be discussed with the agent. Incidentally, the agent is ethically bound to work in your best interests and any agent who does not do that is in serious trouble.

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We can help you out. We are a real estate agency doing business in San Diego and we have worked in this area for years. We definitely know the territory! Whatever beach town you have set your heart on, we can do the research to find the property and the neighborhood that matches your lifestyle. There is another service we provide that many real estate agencies do not do at all.

Get Pre-Approved for a San Diego home loan in 60 seconds or less – no social security number needed. Get Started ›

We can help folks find the right financing, which is critical when dealing with high price property. That added service is going to help as you venture into the Very Competitive communities.

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Do not let the cost deter you from achieving your oceanside dream. You can afford it if you prepared for it and are willing to accept the price. The property you buy will appreciate in value, and its resale price might be substantially more than you originally paid. You know, it is possible that in a few years you could sell the house and buy another one that is even better and near the beach.

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Are you interested in what we can do for you? Let’s talk! Please feel free to contact us at your earliest convenience. We could tell you more, but the surf is up, and we are out to catch the perfect wave. We promise you will get the perfect property with our help.

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? I would love to help assist you with your home purchase, home sale, or home loan - please feel free to give me a call, text, or use the form below. 

Your Beach Lovin' Insider,

Scott

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4947 Properties
Page 1 of 138
$595,000
Neighborhood: Otay Ranch
2
Beds
2
Baths
1,071
Sq.Ft.
2005
Year Built
1
Day on Site
305713408
MLS
Beautifully up kept town-home located in the highly desirable Otay Ranch community of Chula Vista. This fantastic home has it's own attached entry level garage, large private balcony, high ceilings,...
3
Beds
1F11/2
Baths
1,000
Sq.Ft.
1963
Year Built
1
Day on Site
305714969
MLS
Rare find ! Large lot in South Escondido on quiet street near shopping. New roof, new stainless appliances, new cabinets and granite countertops as well as new master bath. This home maintains its...
$850,000
Neighborhood: Vista Valley Country Club
2
Beds
2
Baths
1,730
Sq.Ft.
1990
Year Built
1
Day on Site
305715524
MLS
Located in the coveted gated golf community of Vista Valley Country Club, this 1730sf, 2 Bedroom, 2 Bath + Office, 2-car + Golf Cart Garage, one-level home, is situated on a quiet, corner lot with...
$1,299,000
Neighborhood: Mt. Helix
4
Beds
3
Baths
2,960
Sq.Ft.
1975
Year Built
1
Day on Site
305716076
MLS
Recently renovated with a quality, chic modern design and extraordinary attention to detail, this Mt Helix sunset & distant Bay view home offers an intelligent floor plan, an abundance of space and...
3
Beds
2F11/2
Baths
1,445
Sq.Ft.
1970
Year Built
1
Day on Site
305716115
MLS
Rarely available 3 bedroom townhouse with no units above or below! Private patio / yard area is fully fenced . TWO tandem parking space. Put your own touch and make it your own. Great location, close...
2
Beds
2
Baths
1,102
Sq.Ft.
1966
Year Built
1
Day on Site
305716121
MLS
Nick Noonan: Imagine living west of the 5 and a short walk to La Jolla Shores in this charming condo! This west-facing, 2-bedroom, 2-bathroom home has been customized with new windows, lighting,...
$1,049,000
Neighborhood: River Village
3
Beds
2
Baths
2,210
Sq.Ft.
2017
Year Built
1
Day on Site
305716151
MLS
Part of the newly built River Village community in 2017, this highly desirable single story has 3 bedrooms, 2 full baths with an optional office that can be converted into a fourth bedroom. Open...
$841,000
Neighborhood: Fletcher Hills
3
Beds
2
Baths
1,596
Sq.Ft.
1976
Year Built
1
Day on Site
305716146
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This lovely home has many upgrades to satisfy your discerning buyers. Check out the unique kitchen counters and the pretty tile flooring.Stainless steel appliances. Newer carpet in all carpeted areas....
$692,000
Neighborhood: High Country Villas
2
Beds
2
Baths
936
Sq.Ft.
1975
Year Built
1
Day on Site
305716156
MLS
Serene and private, yet just minutes from downtown Encinitas, this sensational single-story home promises the best of both worlds! Set on a peaceful street in a 55+ community, a gated courtyard...
$800,000
Neighborhood: Canopy Grove
5
Beds
3F11/2
Baths
3,209
Sq.Ft.
2021
Year Built
1
Day on Site
305716257
MLS
Live Auction! Bidding to start from $800,000! Newer Construction Home largest model in Canopy Grove. Built in 2021. Upgrades galore including vinyl plank flooring, quartz counter tops, upgraded...
4
Beds
3
Baths
3,650
Sq.Ft.
1978
Year Built
1
Day on Site
305716274
MLS
TWO HOMES IN ONE! Views From Every Room! TWO Full Kitchens! Upstairs is a Main Suite with 2 additional bedrooms and two full bathrooms. The downstairs can potentially bring in additional income as a...
4
Beds
2
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1,248
Sq.Ft.
1970
Year Built
1
Day on Site
305716279
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Beautiful home with a 2 car garage, nicely landscaped back yard with a rose garden and large patio covered area for outdoor entertaining. This home has central air for those hot summer days....
3
Beds
2
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1,200
Sq.Ft.
1980
Year Built
1
Day on Site
305716285
MLS
Must see upgraded home! Beautiful kitchen with tile floors, granite countertops, & stainless steel appliances. Master bedroom with full bath. Living room and bonus room with new modern floors perfect...
$787,500
Neighborhood: San Diego Country Estates
3
Beds
3
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2,476
Sq.Ft.
1989
Year Built
1
Day on Site
305716171
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Beautiful home at the end of a cul-de-sac in San Diego Country Estates. Features 3br/3ba, 2476 sq.ft., formal living room + family room with fireplace & laminate wood floors, upgraded kitchen with...
$2,449,000
Neighborhood: Carlsbad Village
3
Beds
2F11/2
Baths
2,112
Sq.Ft.
2022
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1
Day on Site
305716348
MLS
BRAND NEW CONSTRUCTION - Anticipated completion early September 2022. In the heart of Carlsbad Village, Grand Jefferson is located steps from popular shops, restaurants & the beach. Residents will...
2
Beds
2
Baths
1,050
Sq.Ft.
1975
Year Built
1
Day on Site
305716390
MLS
Great opportunity to update this home to your taste as a primary, second home, or as an income property. This 2 bed/2 FULL bath with gated, covered patio/carport that has a view to the south hills....
$1,299,999
Neighborhood: Mount La Jolla
3
Beds
2
Baths
1,700
Sq.Ft.
1971
Year Built
1
Day on Site
305716404
MLS
BEAUTIFUL SINGLE STORY end unit townhome WITH NO SHARED WALLS! Rarely on the market this end unit on a cul-de-sac feels like a single family home with the most beautiful strawberry & mulberry trees,...
3
Beds
2F11/2
Baths
2,100
Sq.Ft.
1975
Year Built
1
Day on Site
305716432
MLS
SOLAR OWNED with EV car charger. Remodeled and Updated home in the beautiful hill of Vista. Enjoy views from each room through the Custom Crafted Shutters from Hunter Douglas. Newer Double pain...
3
Beds
2
Baths
1,374
Sq.Ft.
1962
Year Built
1
Day on Site
305716455
MLS
Welcome to this absolute gem! Single story, San Marcos home. Featuring 3 beds 2 baths, located on secluded / private street. Flat 12,000 SF usable lot. Half moon driveway! New owner could potentially...
3
Beds
3
Baths
1,451
Sq.Ft.
2001
Year Built
1
Day on Site
305716456
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Three bedroom, sought after floor plan with two master suites. Backyard set up for entertaining with built in BBQ, firepit, flagstone patio and upgraded hardscaping. Great location, walk to town,...
4
Beds
2
Baths
1,412
Sq.Ft.
1979
Year Built
1
Day on Site
305716457
MLS
Welcome to this stunning single story, fully renovated home, located in a quiet pocket of Oceanside. GORGEOUS VIEWS! Just a short drive to the beach. 4beds 2baths, Spacious open floor plan, large...
3
Beds
2
Baths
1,542
Sq.Ft.
1961
Year Built
1
Day on Site
305716459
MLS
Welcome to your new stunningly renovated, single story Vista home! Located near great schools, easy access to the freeway, police station, tons of parks and is just a short drive to the beach. This...
4
Beds
3
Baths
2,414
Sq.Ft.
1999
Year Built
2
Days on Site
305709446
MLS
No description available...
$899,990
Neighborhood: Fairmount Village
5
Beds
3
Baths
1961
Year Built
2
Days on Site
220020537
MLS
Wonderful opportunity with this two home property, located in one of San Diego's best up and coming areas! Long term tenants pay lower rents; fabulous opportunity to raise rents over time! The...
Open 8/13
8152 Roy Street Lemon Grove, CA 91945
$689,000
Neighborhood: Lemon Grove
3
Beds
1
Baths
1,006
Sq.Ft.
1952
Year Built
2
Days on Site
220020538
MLS
PRIDE OF OWNERSHIP. This charming home lets you experience indoor and outdoor living. It has beautiful hard wood floors, an updated eat-in kitchen with a glass pocket door, modern bathroom and lots...
Coming Soon on 08/10
3844 Albatross St San Diego, CA 92103
$2,895,000
Neighborhood: Mission Hills
4
Beds
3F11/2
Baths
3,254
Sq.Ft.
2022
Year Built
2
Days on Site
220020539
MLS
Stunning NEW Construction! Contemporary in design, yet earthy at the heart, the sleek lines and a picturesque wooded scenery are a rare find! Enjoy the abundance of indoor/outdoor living, with over...
Coming Soon on 08/09
5440 Kiowa Dr #22 La Mesa, CA 91942
$599,000
Condo: Murray Hill
2
Beds
2F11/2
Baths
1,194
Sq.Ft.
1977
Year Built
2
Days on Site
220020540
MLS
Situated adjacent to Lake Murray this completely remodeled & turn-key town home is what you've been waiting for! The two-story home has the feel of a single family residence with a fully fenced back...
$2,200,000
Neighborhood: Bankers Hill
3
Beds
2
Baths
1,926
Sq.Ft.
2017
Year Built
2
Days on Site
220020542
MLS
A refreshing take on city living, the Penthouse at Hangar 5 offers a rare chance to acquire one of the most exciting residence in Banker's Hill. Unobstructed city, bay, and ocean views,...
$1,299,000
Neighborhood: Westwood
4
Beds
2F11/2
Baths
1,979
Sq.Ft.
1990
Year Built
2
Days on Site
220020543
MLS
A fully remodeled home settled privately on a cul-de-sac with great canyon & mountain views. Open floor plan with vaulted ceiling & an abundance of windows. This meticulously maintained home has 3...
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11616 Caminito Magnifica San Diego, CA 92131
$2,300,000
Neighborhood: Scripps Crown Pointe
4
Beds
3
Baths
4,002
Sq.Ft.
1982
Year Built
2
Days on Site
220020546
MLS
Beautifully bright spacious home with private resort outdoor space, within Crown Pointe gated community. This home has 4 bedrooms and a huge bonus room, 3 full bathrooms (with one bed and bath on the...
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16837 Wren Haven Way #2 San Diego, CA 92127
2
Beds
2F11/2
Baths
1,108
Sq.Ft.
2003
Year Built
2
Days on Site
220020547
MLS
A bright and freshly updated townhome located in the fabulous gated community of Sitella at Bernardo Springs is ready its new owner. Enter into the home and enjoy the high ceilings and open floor...
$1,775,000
Neighborhood: Palacio Del Mar
4
Beds
3
Baths
1,912
Sq.Ft.
1998
Year Built
2
Days on Site
220020548
MLS
Single story detached home in the gated community of Palacio Del Mar. Golf course views and sunny southern exposure with an open floor-plan and vaulted ceilings. Convenient 56 freeway access but...
Coming Soon on 08/15
822 Ida Solana Beach, CA 92075
$1,249,000
Condo: Del Mar Downs
2
Beds
2F11/2
Baths
1,170
Sq.Ft.
1987
Year Built
2
Days on Site
220020549
MLS
First Time on the market.....Ocean and Del Mar Racetrack views from this tastefully remodeled turn-key townhome in a small gated community West of I-5. 2 bedroom 2-1/2 bathroom with separate office...
$649,000
Neighborhood: Santee
3
Beds
2
Baths
950
Sq.Ft.
1959
Year Built
2
Days on Site
220020553
MLS
Here is your chance to purchase a single-family home in Santee. The same family has lived in this home for 45 years! Great for a Cash buyer or a new family looking for a home to purchase and rehab....
$2,000,000
Condo: Seabluffe
3
Beds
2
Baths
1,710
Sq.Ft.
1974
Year Built
2
Days on Site
220020556
MLS
Fantastic opportunity to live at the beach in the secluded and gate-guarded oceanfront enclave of SeaBluffe! Ideal beach house or seasonal rental, this charming 3BR/2BA + loft, garden view end unit...
$1,888,800
Neighborhood: La Costa Ridge
4
Beds
3F11/2
Baths
3,571
Sq.Ft.
2009
Year Built
3
Days on Site
305701441
MLS
Spectacular Masterpiece in prestigious, gated La Costa Ridge. Pristinely manicured grounds welcome you to your own private oasis. Tucked at the end of a small cul de sac street with no through...

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