San Diego Mortgage Loans - Rates, Terms, Limits 2020 | 2021

Jan. 28, 2020

San Diego FHA 203(k) Construction Mortgage Loan Q and A (2020 | 2021 Update)

San Diego FHA 203(k) Construction Mortgage Loan Q and A (2019 | 2020 Update)

A San Diego FHA 203(k) Construction mortgage loan is a fantastic way to either buy your next home and/or refinance your existing FHA mortgage to pay for construction costs. 

I wanted to compile a list of the most commonly asked questions. 

Here's a quick rundown ...

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Jan. 28, 2020

San Diego HARP Mortgage Loans (2020 | 2021 Update)

What is HARP? 

The Home Affordable Refinance Program, or HARP, was started in April 2009 and has so far helped over 3 million Americans to refinance and have a lower payment and rate even if what they owe is more than their house’s worth.

The program can be a ...

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Jan. 28, 2020

San Diego GSFA Down Payment Assistance Program Pros and Cons (2020| 2021 Update)

San Diego GSFA Down Payment Assistance Program Pros and Cons (2017 Update)

When you’re looking at the GSFA down payment assistant program, you might not be sure if it will be the best fit for you.

The best way to know if a program is going to be good for you is by balancing out the pros and the cons of the ...

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Jan. 28, 2020

San Diego GSFA Down Payment Assistance Program Q and A (2020 | 2021 Update)

San Diego GSFA Down Payment Assistance Program Q and A (2017 Update)

When you’re researching the GSFA down payment assistance program, you might have some questions about the program and what it can do for you.

While many of the answers can be found in our main article on the topic, here’s an outline of some of the most common questions that ...

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Jan. 28, 2020

San Diego GSFA Residential Energy Retrofit Program (2020 | 2021 Update)

San Diego GSFA Residential Energy Retrofit Program (2017 Update)

If you have recently taken a look around your home and thought about making it more energy efficient, there is a great program you can take advantage of in San Diego.

The GSFA Residential Energy Retrofit Program can help you upgrade many aspects of your house to make it more ...

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Jan. 28, 2020

San Diego VA Mortgage Loans Q and A (2020 | 2021 Update)

San Diego VA Mortgage Loans Q and A (2018 Update)

If you've served in the armed forces - chances are going with a va mortgage to buy your next home in San Diego is your best bet. 

You can qualify with zero down payment, lower interest rates, and no private mortgage insurance. 

Of course, I am sure you ...

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Jan. 28, 2020

San Diego VA Mortgage Loan Limits (2020 | 2021 Update)

San Diego VA Mortgage Loan Limits (2019 | 2020 Update)

One important thing to keep in mind when shopping for your home and utilizing a VA mortgage is loan amount. 

Specifically, what loan amounts work for a home or condo/townhome. 

And, if you're shopping for a duplex, triplex, or quadplex. 

Keep reading and you will ...

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Jan. 28, 2020

San Diego VA IRRRL Streamline Refinance Mortgage Loans Q and A (2020 | 2021 Update)

San Diego CA VA IRRRL Streamline Refinance Mortgage Loans Question and Answer

What is a VA IRRRL streamline refinance?

VA loans are designed primarily for veterans. Since they are a unique loan program, they are guaranteed by the federal government and issued by pre-approved lenders. Within the umbrella of VA loans, the streamline refinance is undoubtedly the most renowned loan type. It ...

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Jan. 28, 2020

4 Reasons a San Diego HomeReady Mortgage Loan Makes Sense (2020 | 2021 Update)

4 Reasons a San Diego HomeReady Mortgage Loan Makes Sense (2017 Update)

When you’re looking at loans, you’ll probably find yourself caught up in all of the numbers and details that you have to deal with.

But there’s more to a loan than just all of those numbers and qualifications.

You have to know that the HomeReady program will work with you ...

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Jan. 28, 2020

San Diego Jumbo Mortgage Loans (2020 | 2021 Update)

San Diego CA Jumbo Mortgage Loans (2018 Update)

What is a jumbo mortgage loan?

Jumbo mortgage or a super non-conforming mortgage is a home loan with an amount exceeding conforming loan limits set by the two government-sponsored enterprises that purchase loans from lenders, including Fannie Mae and Freddie Mac.

In order to fully understand Jumbo Mortgages or Non-conforming ...

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