4 Reasons Why El Cajon San Diego is a Great Place to Live in 2022 | 2023

Homebuyers looking at housing prices in places like Rancho Santa Fe and La Jolla might get a little bit discouraged. Sales prices of over $1.5 million can be out of the budget of ordinary folks. Some might despair of ever being able to buy a house in San Diego, but please do not think that way.

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San Diego County is bigger than you think. There are many towns and cities within the county borders, and they differ in the price of housing from one municipality to the other. Some of the towns in San Diego have homes that are reasonably priced and very affordable. It requires you to decide which place will be your home.

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It requires that you examine your needs and what your family requires to have a decent quality of life. It is more than just a walk to the beach. Schools, shopping opportunities, and the nightlife are all things to consider as you set out on a house-hunting safari.

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We want to highlight one of those neighborhoods in San Diego that you might accidentally overlook. We think that El Cajon is a fantastic community and a wonderful place to live for the right person.

Here's a quick rundown of our list:

Reason 1 - The Basics of the Neighborhood 

El Cajon has a history that goes back to the days of the Spanish land grants. The city was incorporated in 1912 and was initially known for the agricultural products grown in the area. This suburb is 17 miles east of downtown San Diego, and the city’s name comes from the Spanish word “El Cajon, which means “the box.” It describes the valley in which El Cajon is located

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The 2020 Census figures indicate that El Cajon is not some sleepy little hamlet. On the contrary, the population is 106,215 in the city and has grown steadily since the 1960s. What is interesting about the city’s demographics is that one would expect a high number of Hispanic Americans, and that is not the case. Instead, El Cajon has a large population of Middle Eastern immigrants who started coming to the area during the Iran – Iraq war of the late 1970s.

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The top private employer is GKN-Aerospace Chem-tronics. Other major employers are the Cajon Valley Union School District and the Grossmont-Cuyamaca Community College District. Taylor Guitars is headquartered here for those who enjoy strumming through life.

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Reason 2 - A Little More on Demographics 

Most of the employed residents are white-collar workers, and the average household income for El Cajon is around $75,498. That is a solid middle-class income for San Diego County, and there are more renters than house owners in the city. Family is important. 47% of the population are married, and families occupy nearly ¾ of the households. There are people in El Cajon who have at least some college, but more folks have only high school diplomas.

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The overall picture of El Cajon is a middle-class city where most houses were built in the 1970s. The general housing cost for inhabitants is approximately $1,466 per month. That is very affordable by common San Diego standards.

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Reason 3 - The Attractions of El Cajon 

Okay, the nightlife is not wild and crazy, but El Cajon is not a place to nap. There are things to do and places to see that you will definitely enjoy in this attractive suburb of America’s Finest City.

Museums

Heritage of the Americas is a stop shop for museums in San Diego County. There are distinct collections within the walls of this museum that you and the family will enjoy. Native American artifacts, archaeology, natural history, and anthropology compete with art by Frederic Remington for a visitor’s attention. The Air Force on Commemorative Air Force Museum draws crowds of aviation history fans and military (retired and active) to the annual events and the exhibits. Olaf Wieghorst Museum and Western Heritage Center is a taste of the American West you will love.

The Great Outdoors

San Diego has always been the place to go for nature lovers, and El Cajon has some outdoor gems. Mount Helix Park has a fantastic view of San Diego that will make your jaw drop. Mission Trails Regional Park has over 7,000 acres of natural wonder and has pride of place for being the largest municipal park of its kind in California.

Splendid Restaurants

El Cajon has them just for you and your appetite. El Cajon Bistro & Bakery is a recent El Cajon attraction, and it has the best breakfasts in the county (Try the Eggs Benedict.). If you love vegan cuisine, you will savor the treats that Crafted Greens has for you to enjoy. Marechiaro’s Italian Restaurant is well known in San Diego’s East County, and the lasagna is worth a special trip.

Are you thirsty? You will not be for long in El Cajon. The Burning Beard Brewing Company will wet your dry throat with great suds from one of the best craft breweries in San Diego.

The Casino

Some enjoy a chance at the gaming tables, and El Cajon can fill that need. While not Las Vegas, the Sycuan Casino is one of the best in San Diego County. It has 80 tables for blackjack and poker and close to 3,000 slot machines—all of this and some of the best entertainment you can find.

Own a home in El Cajon and you want to get a personalized home valuation for it to see how much you can walk away in profit in this exciting market? See Now ›

Reason 4 - The Housing Situation 

You might decide that the best course of action is to rent in El Cajon. There are some benefits to doing this.

  1. Renting permits you to save more money towards a down payment. You will not derive the tax advantage of owning a house, but you do have the opportunity to have a year or two to check out the community. The worst thing in the world would be to buy a home in a San Diego suburb and discover that you hate where you live.

  2. You still get the chance to enjoy the amenities and attractions of the city. This is more than just the museums and the restaurants. Niche.com gives El Cajon a B+ for the public schools where your children will go. Grossmont Middle College High School, Preuss School UCSD, and Helix Charter High School received an A+ from Niche.com for their services to the community.

  3. The rent is affordable in El Cajon. The median rent is approximately $1,339 per month. Some people might think that is a little steep but compared to places like Rancho Santa Fe (median rent: $3,025 per month), Del Mar ($2,320 per month), and La Jolla ($2,553 per month), the cost is a housing bargain! Besides, the time you spend renting gives the San Diego housing market a chance to cool down a little bit. You might be able to get a lower mortgage interest rate later.

Find out what the latest and greatest El Cajon home loans are right now. Detailed video and post reveals all. See it Now ›

Okay, now let’s look at the main attraction: the house prices in El Cajon. The median sale price of a house in this San Diego suburb is $787,500. It is an 18.7% increase when compared to the selling prices of 2021. That may seem a substantial increase until you look at places like La Jolla, where the median sale price is $2,545,000, and that is a 49.7 increase compared to 2021. So, you can see right away that El Cajon is proof that there is affordable housing in San Diego County. Of course, El Cajon is not right on the beach, but honestly, who cares? You do not have to drive that far to get to the surf and the sand.

READ: 7 Reasons to Buy a Home in San Diego in 2022 | 2023

We admit some trade-offs must be thought of when considering El Cajon. It is not as close to the shore as Del Mar, and the schools are better in Rancho Santa Fe. Those are upscale communities, however, and the price of housing reflects that. El Cajon is very reasonably priced. It is a town where someone buying their first home can make the house payments every month without getting multiple jobs (although a two-income family is essential in San Diego County).

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Affordability goes beyond just housing. Healthcare is cheaper than the national average, and transportation is less expensive than the California average. The schools are good, and the community is a diverse group of people who pretty much get along.

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Even though house prices are very reasonable, there is no reason at all to sit back and not get too excited about house hunting. The housing market in El Cajon is very competitive, and the homes are on the market for only 8 days. Therefore, you will miss out on the house you want if you do not move quickly.

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If you live in San Diego County, we will assume that you have scrimped and saved enough money to afford a down payment. That is just the first step. Where you are going to get a mortgage loan from. There are many options to explore. The conventional loan from a bank is not bad, but you must remember that inflation is causing mortgage interest rates to creep slowly north. The Federal Housing Administration (FHA) is usually the first resort for first-time homebuyers. The difficulty there is the inspections and the amount of bureaucratic red tape. A seller can quickly lose interest in dealing with you if they must jump through hoops. A veteran can get an outstanding loan from the Veterans Administration (VA), and the US Department of Agriculture (USDA) does have mortgage loan opportunities. However, you still have to move fast to outrun the competition.

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You have, no doubt, scouted out the neighborhoods in El Cajon, and you found that home you want. Do you know anything about closing costs? It is sad, but a first-time homebuyer who is anxious to close on a deal will not negotiate. You could pay thousands of dollars more in-home repairs and improvements that could be negotiated down. We want to point out that if you are trying to buy the house all by yourself, you will be at the mercy of a seller who happens to have a sharp real estate agent. A good agent will fleece you.

Do you own a home in El Cajon and want a fast, free, and automated home valuation in 30 seconds or less? Get One Now ›

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You will save money overall if you use a real estate agent’s service. You also save considerable amounts of time. That will be extremely important in the race to get the house you want. Candidly, there are some great real estate agencies in San Diego County and some that are not so good. We happen to be one of the absolute best.

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Our track record goes back years. We are mortgage loan originators, and we can provide that service while many real estate firms cannot. You will get a very reasonable mortgage interest rate when you deal with us. The primary reason is that we know how to apply for the best rates, and we will guide you through the process. We will also source the kind of mortgage that best fits your budget.

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Every client is special to us. We will investigate the properties you select and check to see if there are any difficulties, such as housing code problems or title complications. We will solve such issues before you arrive at the closing. The paperwork that is so much a part of a real estate transaction will be in order when the deal is finally closed. Rest assured, we will look at the closing costs and see which ones can be better handled by the seller. There will be no financial surprises to darken that happy day.

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We provide a full range of services to clients, of which you may not know anything about. We are transparent in our dealings with all clients, and we are ready to explain everything to you. So, it is well worth your while to at least hear what we have to say. A meeting with us will only cost you your time and might save you thousands of dollars.

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The next step is yours to take. Please give us a call at your convenience, and we can set up a mutually agreeable time for discussion. We think that we can get you the best bargain in El Cajon. So have a chat with us, and you will discover why we know we can.

? I would love to help assist you with your home purchase, home sale, or home loan - please feel free to give me a call, text, or use the form below. 

Your El Cajon Insider, 

Scott

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192 Properties
Page 1 of 6
$829,000
Neighborhood: El Cajon
4
Beds
2
Baths
1,771
Sq.Ft.
1977
Year Built
2
Days on Site
305712466
MLS
Don't miss out on this single level 4 Bedroom / 2 Bathroom El Cajon home. Upgraded kitchen with stainless steel appliances, island, granite countertops, eating area, sliding doors to the outside and...
Coming Soon on 09/05
1587 Greenfield El Cajon, CA 92020
$679,000
Neighborhood: Olive Hills
3
Beds
2
Baths
1,196
Sq.Ft.
1959
Year Built
2
Days on Site
220021362
MLS
This beautiful single level home is located in the quiet olive hills neighborhood. The home boasts an upgraded kitchen with granite countertops and stainless steel appliances. Both bathrooms have...
5
Beds
3F11/2
Baths
2,340
Sq.Ft.
1980
Year Built
2
Days on Site
305723788
MLS
CHECK OUT THIS ONE-OF-A-KIND PROPERTY! Great value add opportunity. This property is perfect for investors, first-time home buyers, and/or for a flip. This property sits on over a 1-acre lot, it is...
$424,900
Neighborhood: El Cajon
2
Beds
2
Baths
896
Sq.Ft.
1980
Year Built
2
Days on Site
305723836
MLS
SELLER WILL ENTERTAIN OFFERS BETWEEN $409,900-$424,900- TOTALLY REMODELED CONDO FEATURING BOTH FRONT PATIO AND PRIVATE BACK YARD! ONLY A FEW UNITS IN THE COMPLEX HAVE BACK YARD SPACE! RARELY ON...
Open 8/20
3183 Dehesa Rd #18 El Cajon, CA 92019
$559,000
Neighborhood: Dehesa
3
Beds
2
Baths
1,448
Sq.Ft.
2001
Year Built
2
Days on Site
220021372
MLS
Come check out this beautiful single story condo, located in the highly desirable gated community in Singing Hills Golf Course! This home offers 3 beds, 2 baths, just under 1500 square feet. Open...
Open 8/21
1769 Vista Grande Rd El Cajon, CA 92019
$850,000
Neighborhood: Vista Grande
3
Beds
2
Baths
1,974
Sq.Ft.
1978
Year Built
2
Days on Site
220021415
MLS
Location, location, location! Fantastic opportunity to own this beautiful home situated on .73 acres in the hills of Vista Grande with stunning panoramic views. This private Cul de Sac property...
Coming Soon on 09/02
2471 Nielsen St 92020, CA 92020
$750,000
Neighborhood: Fletcher Hills
4
Beds
2F11/2
Baths
1,506
Sq.Ft.
1986
Year Built
3
Days on Site
220021298
MLS
Welcome to the highly sought after Fletcher Hills Meadows community. This Twin-home with open floor plan layout with vaulted ceilings provides the desirable, spacious and open feel. The fireplace...
Open 8/20
2131 Packard Pl El Cajon, CA 92019
$1,050,000
Neighborhood: Rancho San Diego
3
Beds
2F11/2
Baths
2,248
Sq.Ft.
1985
Year Built
3
Days on Site
220021304
MLS
Two-story stunner situated in sunny Rancho San Diego! Enter the home to find a cathedral vaulted ceilings with an abundance of natural lighting throughout. This charming property boasts: recessed...
Coming Soon on 08/18
1153 Timberpond Dr El Cajon, CA 92019
$969,000
Neighborhood: Rancho San Diego
4
Beds
2F11/2
Baths
2,380
Sq.Ft.
1980
Year Built
3
Days on Site
220021323
MLS
AVOCADO ESTATES AT ITS FINEST! Rebuilt in 2002, this split level home offers the tranquility you are seeking within this gated community and all the updated architectural features of a more recently...
Open 8/20
117 E Noakes El Cajon, CA 92019
$799,000
Neighborhood: Harbison Canyon
3
Beds
2
Baths
2,100
Sq.Ft.
2005
Year Built
3
Days on Site
220021325
MLS
Welcome to this beautiful Harbison Canyon home with land!!! This home is adjacent to Old Ironsides park, perfect for picnics and time outdoors. This stunning single level home will not disappoint....
Open 8/20
1233 Navello Street El Cajon, CA 92021
$689,000
Neighborhood: Bostonia
3
Beds
2
Baths
1,500
Sq.Ft.
1959
Year Built
4
Days on Site
220021171
MLS
BOSTONIA SINGLE STORY 3 BED 2 BATH VERY UPGRADED WITH LIVING AND FAMILY ROOM ONE OWNER HOME CENTRAL AIR AND HEAT ATTACHED 2 CAR GARAGE WITH ROLL UP METAL DOOR INDOOR LAUNDRY ALL APPLIANCES STAY. LUSH...
Open 8/20
2420 Euclid Ave El Cajon, CA 92019
$1,269,000
Neighborhood: Granite Hills
6
Beds
4
Baths
3,402
Sq.Ft.
1933
Year Built
4
Days on Site
220021172
MLS
SUPER MOTIVATED SELLER GRANITE HILLS TOP OF THE HILL ON EUCLID ONE OF THE BEST ADDRESSES IN THE AREA CRAFSTMAN STYLE ON 4.1 GATED ACRES WITH VIEWS OF EL CAJON VALLEY AND SINGING HILLS AND THE SEQUAN...
$1,200,000
Neighborhood: Monarch Ridge
5
Beds
3
Baths
2,917
Sq.Ft.
1991
Year Built
4
Days on Site
305722165
MLS
An abundance of volume and natural light abound in this chic and refreshed home in the gated community of Monarch Ridge. Thoughtful modern details are woven throughout every space and emanate a...
$665,000
Neighborhood: El Cajon
3
Beds
1
Baths
980
Sq.Ft.
1956
Year Built
4
Days on Site
220021189
MLS
Charming 3 bedroom, 1 bath single family home on EXTRA LARGE almost half acre lot! Property sits on a 19,229 sqft lot (RARE for the area) and features a long driveway, 2 car garage, shady front yard,...
$849,000
Neighborhood: El Cajon
4
Beds
3
Baths
19,022
Sq.Ft.
1943
Year Built
4
Days on Site
220021190
MLS
2-unit property on a RARE almost half acre, 19,022 sqft lot! Ample driveway parking and 2-car garage so both sets of occupants have garage usage for storage or parking. 2 bedroom, 1 bath front house...
4
Beds
3
Baths
2,604
Sq.Ft.
1972
Year Built
4
Days on Site
305722363
MLS
Modern Ranch style home located in the highly desirable community of Rancho San Diego. When you first step in this fully renovated home you will be drawn to the vaulted ceilings and beautiful...
Open 8/21
620 E Lexington Ave #22 El Cajon, CA 92020
$329,000
Neighborhood: El Cajon
1
Beds
1
Baths
660
Sq.Ft.
1990
Year Built
4
Days on Site
220021216
MLS
Charming upper level condo situated within the gated Palmero Complex. Enter this renovated retreat to find upgrades throughout, including: an open concept kitchen with granite counters, newer...
5
Beds
2
Baths
2,612
Sq.Ft.
1960
Year Built
4
Days on Site
305722472
MLS
Property is sold in as is condition, needs TLC

Property is sold in as is condition, needs TLC
Coming Soon on 08/20
1750 Berrydale St El Cajon, CA 92021
$498,300
Neighborhood: El Cajon
3
Beds
1
Baths
942
Sq.Ft.
1959
Year Built
4
Days on Site
220021239
MLS
No description available...
$898,500
Neighborhood: Blossom Valley
4
Beds
3
Baths
2,398
Sq.Ft.
2000
Year Built
6
Days on Site
220020973
MLS
Welcome to this amazing 2 story panoramic view home located on a quiet Cul-de-Sac nestled in Blossom Valley with 4 bedrooms, 3 bathrooms and RV/boat/recreational vehicle parking. You cannot help but...
3
Beds
2
Baths
1,056
Sq.Ft.
1947
Year Built
6
Days on Site
305721428
MLS
Welcome to this beautifully renovated single story home, located on large 7900 SF, FLAT USABLE lot fenced. Close to great schools and shopping. 1 single cargarage & Car port on the other side of the...
$749,995
Neighborhood: Granite Hills
4
Beds
2
Baths
1,914
Sq.Ft.
1960
Year Built
6
Days on Site
220021130
MLS
Spacious 4 Bedroom 2 Bath, 2 Car Garage home with large fully fenced backyard in Granite Hills, priced to sell quick. Large Master Bedroom with Jacuzzi Tub and walk-in closet. Central location close...
4
Beds
2F11/2
Baths
2,382
Sq.Ft.
1980
Year Built
7
Days on Site
305720453
MLS
Welcome home to this beautifully REMODELED home nestled in the foothills at the end of a quiet cul-de-sac neighborhood. You will immediately see the attention to detail throughout this spacious home....
$675,000
Neighborhood: Greenfield
3
Beds
1
Baths
1,050
Sq.Ft.
1954
Year Built
7
Days on Site
305718048
MLS
Extraordinary opportunity to own a single story on an oversized lot in desirable Greenfield Terrace. This home has been kept in immaculate condition and retains the elements of mid-century design in...
$729,000
Neighborhood: El Cajon
4
Beds
2
Baths
1,266
Sq.Ft.
1957
Year Built
7
Days on Site
220021024
MLS
ATTENTION: INVESTORS/ALL BUILDERS, This property is R-3 Restricted, Multiple zoning/ Residential Multi Family location. Huge, usable and leveled lot, fully fenced, convenient area close to all...
Coming Soon on 08/31
12190 Cuyamaca College Dr E #1509 El Cajon, CA 92019
$559,000
Neighborhood: Rancho San Diego
3
Beds
2
Baths
1,069
Sq.Ft.
1995
Year Built
7
Days on Site
220021025
MLS
Rarely available 3 bedrooms 2 bath 1st floor condo. Centrally next to Cuyamaca College, shopping and Restaurants. Ground Floor Unit. Kitchen has stainless steel appliances, Unit comes with Water and...
$1,188,000
Neighborhood: Lexington Gardens
7
Beds
4
Baths
2,697
Sq.Ft.
1990
Year Built
7
Days on Site
220021033
MLS
RARE FIND!!! Don't miss this multi family living opportunity in Granite Hills area of El Cajon. SOLAR OWNED to keep electricity bills low, each floor has a dedicated heating and cooling system....
Coming Soon on 08/19
204 Cajon View Dr El Cajon, CA 92020
$2,500,000
Neighborhood: Rancho San Diego
4
Beds
3
Baths
3,641
Sq.Ft.
1970
Year Built
7
Days on Site
220021039
MLS
Welcome to this midcentury classic home located in he bluffs of El Cajon Valley. This one of a kind home offers 180 degree views of the entire city. Inside the home you'll be immediately reminded of...
$320,000
Neighborhood: El Cajon
1
Beds
1
Baths
597
Sq.Ft.
1995
Year Built
7
Days on Site
220021063
MLS
Welcome home to this lovely condo with plentiful natural light, located a quiet, gated complex. The new owners will enjoy the open floor plan, comfortable bedroom, and a patio with a view. Other...
$1,050,000
Neighborhood: Granite Hills
4
Beds
2F11/2
Baths
2,750
Sq.Ft.
2004
Year Built
7
Days on Site
220021072
MLS
Beautiful two story home nestled on top of hidden peaks with exclusive elevated mountain views, endless sunsets, and city illuminations. These views and more from nearly every window. Situated in a...
2
Beds
2
Baths
852
Sq.Ft.
1989
Year Built
7
Days on Site
305482108
MLS
Beautiful 2 Bed/2 Bath Unit, in the gorgeous Mirasol Complex of Rancho San Diego that include pools, jacuzzi, and BBQ's. This unit features great natural light and large patio with great scenic views....
$749,000
Neighborhood: Main Ranch
3
Beds
2F11/2
Baths
1,665
Sq.Ft.
2019
Year Built
8
Days on Site
305719783
MLS
Desirable home located in the newly developed Main Ranch community!This is one of the most attractive floorplans giving you the option of a 4th bedroom loft area! Spacious beautiful kitchen with...
$725,000
Neighborhood: Fletcher Hills
3
Beds
2
Baths
1,061
Sq.Ft.
1951
Year Built
8
Days on Site
220020877
MLS
This is a fantastic home in FLETCHER HILLS ready for you to come enjoy and become part of the community! The open floorplan is ideal for entertaining and the large laundry room makes wash a breeze!...
$769,000
Neighborhood: Fletcher Hills
3
Beds
2
Baths
1,300
Sq.Ft.
1950
Year Built
8
Days on Site
220020910
MLS
COME SEE THIS FULLY RENOVATED 3BR-2BA WITH GARAGE. LIGHT AND BRIGHT KITCHEN W/QUARTZ COUNTERTOPS AND SS APPLIANCES. SPACIOUS BEDROOMS WITH LARGE MASTERBATH DOUBLE SINKS AND WALK IN CLOSET. 3 MINI...
$779,000
Neighborhood: Granite Hills
4
Beds
1F11/2
Baths
1,474
Sq.Ft.
1961
Year Built
8
Days on Site
220020912
MLS
This Granite Hills home shows wonderful pride of ownership. It has been fully renovated by the owners and truly is turn-key. It is bright, airy and the open floor-plan flows perfectly. The kitchen...
Open 8/20
1896 Olivia Street El Cajon, CA 92021
$779,000
Neighborhood: Main Ranch
4
Beds
2F11/2
Baths
1,724
Sq.Ft.
2019
Year Built
8
Days on Site
220020959
MLS
Absolutely stunning home! It offers incredible upgrades, an open floor plan, tons of natural light and energy efficient features. 3 bedroom with a upstairs loft Family room area which could be...

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