Dear Reader, 

Welcome to San Diego's #1 rated real estate and mortgage blog penned exclusively by Scott Taylor and jam packed full of actionable insights about buying and selling real estate, mortgage updates, and detailed case studies on how you can buy your next home CHEAPER, sell it for MORE money, and take advantage of little known FREE money grants.

Here's 3 of the most popular mortgage related articles updated for 2017:

My promise to you is each article will be hard hitting and jam packed with "need to know" local San Diego real estate and mortgage information. 

Scott

PS - My team and I have developed the cutting edge process on finding out which programs are best for you, filling out a (quick) online application, running your credit, and giving you the ability to immediately upload all your needed supporting documents for (one of) the fastest processes in the San Diego mortgage business.

Nov. 13, 2017

San Diego Capital Gains Tax on a Second Home (2017 Update)

San Diego Capital Gains Tax on a Second Home (2017 Update)

Dear Reader, 

Having a second home is a luxury that not everyone gets to experience, but for those that do, it can have its ups and downs. 

Like nearly everything else in life that can be bought, there are pros and cons to owning one, as well as selling one.

As with the sale of any asset, it can come with taxes, paperwork, and more. 

For many of us, this can be these aspects can be the stuff of nightmares, but it does not have to be that way. 

The process can be straightforward and easy to understand, once you know the rules that govern it. 

They are specific for this type of property, so it is important to be familiar with them if you own more than one home.

This is especially true if your second home has never been used for rental or investment purposes

Keep reading for everything you should be aware of regarding capital tax gains on a second home. 

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Nov. 11, 2017

San Diego HomeReady Mortgage Loan Pros and Cons (2017 Update)

San Diego HomeReady Mortgage Loan Pros and Cons (2017 Update)

Dear Reader,

Part of learning about a loan program is knowing about what makes it great and what can make it terrible.

We’ve made these lists to make sure that you’re getting the most out of your program.

If you are interested in the HomeReady mortgage loan after reading through this article, you will be able to find more info in the main article, the question and answer article, and an explanation of the loan limits that you will find with this loan.

If you’re really on the fence, then we’ve also got a list of the reasons why this program might be best for you.

If you’re interested in the program or have more questions about it, then just contact me. 

I’ll help you through the process.

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Nov. 11, 2017

San Diego HomeReady Mortgage Loan Q and A (2017 Update)

San Diego HomeReady Mortgage Loan Q and A (2017 Update)

Dear Reader,

Getting a loan can be a tough process.

There are a lot of questions that you will want to ask before you commit to any loan.

We’ve got some of the most common questions and answers to them so that you can make the best decision possible.

If you are interested in the HomeReady program after reading through this article, you will be able to find more info in the pros and cons article, the basics about the HomeReady program, and an explanation of the loan limits that you will find with this loan.

If you’re really on the fence, then we’ve also got a list of the reasons why this program might be best for you.

If you’re interested in the program or have more questions about it, then just contact me. 

I’ll help you through the process.

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Nov. 11, 2017

4 Reasons a San Diego HomeReady Mortgage Loan Makes Sense (2017 Update)

4 Reasons a San Diego HomeReady Mortgage Loan Makes Sense (2017 Update)

Dear Reader,

When you’re looking at loans, you’ll probably find yourself caught up in all of the numbers and details that you have to deal with.

But there’s more to a loan than just all of those numbers and qualifications.

You have to know that the HomeReady program will work with you while you’re trying to work with it.

If you are interested in the program after reading through this article, you will be able to find more info in the pros and cons article, the question and answer article, and an article that covers the basics of the loan program.

You’ll probably also want to take a look at the limits of the loan program as well.

If you’re interested in the program or have more questions about it, then just contact me. 

I’ll help you through the process.

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Nov. 11, 2017

San Diego HomeReady Mortgage Loan Limits (2017 Update)

San Diego HomeReady Mortgage Loan Limits (2017 Update)

Dear Reader,

When you’re looking for a loan, you need to know what’s going on with the limits that you are going to be dealing with.

Knowing the limits can help make sure that you know what’s going on with the loan.

This means that you can get a better idea of what the loan will really be able to do for you.

If you are interested in the HomeReady program after reading through this article, you will be able to find more info in the pros and cons article, the question and answer article, and an article that covers the basics of the loan program.

If you’re really on the fence, then we’ve also got a list of the reasons why this program might be best for you.

If you’re interested in the program or have more questions about it, then just contact me. 

I’ll help you through the process.

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Nov. 9, 2017

San Diego Capital Gains Tax on Rental Property (2017 Update)

San Diego Capital Gains Tax on Rental Property (2017 Update)

Dear Reader, 

When it comes to selling anything, you are likely aware that there will be taxes involved. 

These taxes and the amounts of them change dramatically, depending on what type of building or investment is involved. 

For instance, selling a rental property is a little bit different than selling a primary residence, but both are subject to capital gains tax. 

If you don’t know what capital gains are, that is a profit you make off of selling an asset. 

You must pay taxes on any capital gain.

In the case of rental property, there are a few things you must calculate, in order to determine the dollar amount of your capital gain. 

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Nov. 5, 2017

Chula Vista San Diego's Best 17 Restaurants in 2017

Chula Vista San Diego's Best 17 Restaurants in 2017

Dear Reader,

Whether you're looking to buy, sell, or get a mortgage loan in San Diego – my team and I keep you updated with all the latest alerts, trends, and up to the minute information you need to know to stay one step ahead of everyone else.

And, this is exactly why we like to compile a list of San Diego's Best so you know exactly which companies to use in case you have to survey land, design your dream house, improve your garden, or build your house.

But, you don't just move into a new home just because of it's plumbing concern, need new hardwood floors, a great handyman, or a fantastic moving company. 

That's why we scour Yelp, Tripadvisor, Opentable, ask around, and eat out to our hearts content to find the most yummy local restaurants to recommend to our valued clients.

Without further ado – let's jump into our list of Chula Vista San Diego's Best 17 Restaurants in 2017.

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Nov. 5, 2017

Imperial Beach San Diego's Best 17 Restaurants in 2017

Dear Reader,

Whether you're looking to buy, sell, or get a mortgage loan in San Diego – my team and I keep you updated with all the latest alerts, trends, and up to the minute information you need to know to stay one step ahead of everyone else.

And, this is exactly why we like to compile a list of San Diego's Best so you know exactly which companies to use in case you have to survey land, design your dream house, improve your garden, or build your house.

But, you don't just move into a new home just because of it's fences & Gates, need new doors, fireplace services, or organize your home. 

That's why we scour Yelp, Tripadvisor, Opentable, ask around, and eat out to our hearts content to find the most yummy local restaurants to recommend to our valued clients.

Without further ado – let's jump into our list of Imperial Beach San Diego's Best 17 Restaurants in 2017.

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Nov. 5, 2017

National City San Diego's Best 17 Restaurants in 2017

National City San Diego's Best 17 Restaurants in 2017

Dear Reader,

Whether you're looking to buy, sell, or get a mortgage loan in San Diego – my team and I keep you updated with all the latest alerts, trends, and up to the minute information you need to know to stay one step ahead of everyone else.

And, this is exactly why we like to compile a list of San Diego's Best so you know exactly which companies to use in case you have to survey land, design your dream house, improve your garden, or build your house.

But, you don't just move into a new home just because of it's waterproofing, tree services, tiling services, or concerns with utilities. 

That's why we scour Yelp, Tripadvisor, Opentable, ask around, and eat out to our hearts content to find the most yummy local restaurants to recommend to our valued clients.

Without further ado – let's jump into our list of National City San Diego's Best 17 Restaurants in 2017.

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Nov. 5, 2017

Bonita San Diego's Best 17 Restaurants in 2017

Bonita San Diego's Best 17 Restaurants in 2017

Dear Reader,

Whether you're looking to buy, sell, or get a mortgage loan in San Diego – my team and I keep you updated with all the latest alerts, trends, and up to the minute information you need to know to stay one step ahead of everyone else.

And, this is exactly why we like to compile a list of San Diego's Best so you know exactly which companies to use in case you have to survey land, design your dream house, improve your garden, or build your house.

But, you don't just move into a new home just because of it's Drywall Installation, Fire Protection Services, Furniture Assembly, or Garage Door Services. 

That's why we scour Yelp, Tripadvisor, Opentable, ask around, and eat out to our hearts content to find the most yummy local restaurants to recommend to our valued clients.

Without further ado – let's jump into our list of Bonita San Diego's Best 17 Restaurants in 2017.

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