Welcome to San Diego's #1 rated real estate and mortgage blog penned exclusively by Scott Taylor and jam packed full of actionable insights about buying and selling real estate, the most creative home loan options, and detailed case studies on how you can buy your next home CHEAPER, sell it for MORE money, and take advantage of little known down payment assistance options (and first time home buyer programs). 

Here's 5 of the most popular real estate and mortgage related articles for 2020 | 2021

Our promise to you is each article and video will be hard hitting and jam packed with "need to know" local San Diego real estate and mortgage information. 

Scott

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Dec. 2, 2020

5 Reasons Santee San Diego is a Great Place to Live in 2020 | 2021

5 Reasons Why Santee San Diego is a Great Place to Live in 2019

People who are sports oriented should look to the city of Santee for a possible dream home destination. Santee, located in the East County region of San Diego, is close to the ocean, has a lot of trails to hike and is home to a major sports complex as well as a number of parks. 

The population of Santee is 57,376. Most of those living there are young professionals and young families. It is more politically neutral than some of the other neighborhoods around San Diego with most residents listing themselves as moderate in political ideology. 

See the best Santee purchase home loans...

Those looking for homes will notice those in Santee are priced lower than other areas of the region. The median home value is $547,200 and the median rent is $2,293. Sixty-nine percent of residents own their homes. 

The median household income is $81,430, well above the national average of $55,322.

Santee’s history goes back to the Kumeyaay tribe. They founded the village named Sinyeweche along the San Diego River where Santee is located today. The town is named after Milton Santee. He was the second husband of Jennie Blodgett, who had already established a name for herself as the wife of a well-known San Diego businessman named George Cowles. 

Modern Santee is growing and added almost 5,000 residents from 2010 to 2017.  It has upscale housing, shopping centers and a major corporate business park. 

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Dec. 2, 2020

San Diego's 10 "Must Know" Real Estate Negotiation Tips 2020 | 2021

San Diego's 10 "Must Know" Real Estate Negotiation Tips

Whether you’re looking to purchase real estate to rent it out or to live in, one of the most daunting parts of the process can be the negotiation process.

There’s a lot that you need to know and a lot more that might not be information that people regularly give out.

You don’t want to walk away with a bad dead, but it can be hard to find the line that the seller doesn’t want to cross.

Following is a list of tips that should help you up your negotiation game and get you the best deal on real estate.

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Dec. 2, 2020

San Diego Self Directed IRA LLC With Checkbook Control For Real Estate Investing 2020 | 2021

San Diego Self Directed IRA LLC With Checkbook Control For Real Estate Investing

For those out there that are working on getting their retirement ready for themselves, you may be trying to think of new ways to make your money work for you.

One place that a lot of people like to invest their money is buying real estate.

However, for those that have their retirement saved up and growing in an IRA, it might seem impossible to build up capital in order to invest in real estate.

But there is a way that you can use that money that you’re saving up for real estate investment.

The 5 shocking facts of owning versus renting you will *not* believe...

When most people think of an IRA, they think of an account that they pour money into.

They might ask the person or company looking after the account, also known as the custodian, to use that money to buy stocks or mutual funds or other similar investment types.

While this is stable, it is rather slow and might not gain as much money as you might like.

But there is a way that you can make more money with that money that’s holed up in the account that you have created.

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Dec. 2, 2020

7 Creative Ways to Slash Your San Diego Mortgage Payment (2020 | 2021 Update)

7 Creative Ways to Slash Your San Diego Mortgage Payment (2019 | 2020 Update)

Chances are you love your house, but you hate your mortgage payment. 

This is a fact of life for many, but it doesn’t have to be a nightmare. 

While you most likely have to obtain a mortgage to purchase a nice home, you may not have to deal with payments that are no longer viable for you.

If you live in San Diego and want to slash your mortgage payment, there are quite a few ways you can do so. 

Here’s a look at 7 ways to lower these payments, which can make your life a whole lot easier. 

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Dec. 2, 2020

6 Reasons Logan Heights San Diego Is a Great Place to Live in 2020 | 2021

6 Reasons Why Logan Heights San Diego Is a Great Place to Live in 2019

In the world of real estate, those with vision often come out the biggest winners.

For that reason, we invite you to explore the burgeoning potential of Logan Heights, a neighborhood with an incredibly rich cultural history, plenty of challenges, yet many residents who believe there’s no better place to be and are willing to stand by that claim.

See the best Logan Heights purchase loans now...

As one of San Diego’s oldest neighborhoods, Logan Heights has seen its fair share of change. Evidence of the community’s successful efforts to persevere exist and its prime location are helping guide it towards a bright future.

Here are six reasons why Logan Heights is worth a look to those interested in finding a place to call home in San Diego.

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Dec. 2, 2020

6 Secrets Revealed When Buying a San Diego Home With Low Income (2020 | 2021 Update)

6 Secrets Revealed When Buying a San Diego Home With Low Income (2019 Update)

Despite San Diego’s spot as one of the country’s top housing markets, there are ways of making your dreams of home ownership come true without being a millionaire.

We’ll help you find the resources you need to make homeownership a reality with a few secrets of buying a home despite a low income.

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Dec. 2, 2020

8 Tips For Being A Successful San Diego Landlord (2020 | 2021 Update)

 8 Tips For Being A Successful San Diego Landlord (2019 | 2020 Update)

After finding a property to purchase and finding a tenant that wants to live there, you are officially a landlord.

This can be a lot of work for someone.

Not only are there federal laws that you have to abide by, but local laws that you need to look up sometimes.

The first time that you start being a landlord, you might find yourself feeling a little overwhelmed when it comes to how much work you need to do to get everything together to be a good landlord for the tenant that you’ve found.

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Dec. 2, 2020

8 Hacks on Drastically Improving Your Credit Score Fast (2020 | 2021 Update)

8 Hacks on Drastically Improving Your Credit Score Fast

Most of us know that your credit score is very important in your day to day life. 

It can keep you from being able to buy things you want or get financed for a home of your dreams. 

At the same time, you may be at a loss as to how this score is calculated, and how you can improve it if it is limiting what you can do. 

There are many ways you can improve it, and many can be done as soon as possible, so you don’ have to wait long to see positive changes. 

Here’s a look at some hacks to help improve your credit score, which won’t take years to accomplish.

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Dec. 2, 2020

San Diego Central CA Foreclosure Update

San Diego Central CA Foreclosure Update - February 2017

If you need up-to-date, real-time statistics about the San Diego Central foreclosure market that you can easily read, understand and utilize, I’ve got you covered with all 11 cities and hundreds of local communities.

Each month I’ll be updating all the latest foreclosure numbers and highlighting a property or two in each city to give you snap shot of what your money can buy in each location.

I hope this information assists you in any investment or real estate decisions you make.

See the best San Diego Central home purchase loans...

Keep in mind that the San Diego Central real estate market is constantly changing, especially in foreclosures, and things I am writing to you about right now can just as easily be gone by tomorrow.

As always, the best way for you to know when each and every foreclosure hit's the market is to get signed up for them – and you will get foreclosures via email daily..

Without further ado – let's jump into this months numbers.

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Dec. 2, 2020

3 Reasons Carmel Mountain Ranch San Diego Is a Great Place to Live in 2020 | 2021

3 Reasons Why Carmel Mountain Ranch San Diego Is a Great Place to Live in 2019

Carmel Mountain Ranch, also known as Carmel Mountain or CMR, is a community and neighborhood in San Diego county. Carmel Mountain Ranch is in the shadows of Black Mountain with Poway, Rancho Bernardo, and Sabre Springs as neighboring communities. CMR shares a recreation center with Sabre Springs but has their own library branch.

Carmel Mountain Ranch is an established community with plenty of shopping and community events. This neighborhood offers many of the same commodities as a bigger city while being located in a more suburban area. This is a great place to live and to raise a family because everything is within reach and the community supports the neighborhood with a busy social calendar and focused residential community association.

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