Welcome to San Diego's #1 rated real estate and mortgage blog penned exclusively by Scott Taylor and jam packed full of actionable insights about buying and selling real estate, the most creative home loan options, and detailed case studies on how you can buy your next home CHEAPER, sell it for MORE money, and take advantage of little known down payment assistance options (and first time home buyer programs). 

Here's 5 of the most popular real estate and mortgage related articles for 2020 | 2021

Our promise to you is each article and video will be hard hitting and jam packed with "need to know" local San Diego real estate and mortgage information. 

Scott

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Sept. 23, 2020

San Diego VA IRRRL Streamline Refinance Mortgage Loans (2020 | 2021 Update)

What is a VA IRRRL streamline refinance?

VA loans are designed primarily for veterans. Since they are a unique loan program, they are guaranteed by the federal government and issued by pre-approved lenders. Within the umbrella of VA loans, the streamline refinance is undoubtedly the most renowned loan type. It is also officially termed by the government as IRRRL (Interest Rate Reduction Refinance Loan).

The definitive characteristic of VA loans is the fact that veterans having qualifying income and credit are able to buy a home without having to make a down-payment on their own, and this makes purchasing a home highly attractive for people who have military experience under their belt. Apart from this, VA loans further provide flexible requirements, extremely competitive rates for mortgage, and no PMI (private mortgage insurance).

To gain qualification for VA loan, one must have already served 90 days in war time, 181 days in peacetime, or 6 or more years with the National Guard or Reserves. If a veteran gave their life or suffered a disability while serving the country, their spouse also qualifies for the loan.

To sum it up, almost all honorably discharged and active duty service personnel is eligible to get a streamline refinance or VA purchase.

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Sept. 23, 2020

San Diego VA IRRRL Streamline Refinance Mortgage Loan Limits (2020 | 2021 Update)

San Diego CA VA IRRRL Streamline Refinance Mortgage Loan Limits

What is a VA IRRRL streamline refinance?

VA loans are designed primarily for veterans. Since they are a unique loan program, they are guaranteed by the federal government and issued by pre-approved lenders. Within the umbrella of VA loans, the streamline refinance is undoubtedly the most renowned loan type. It is also officially termed by the government as IRRRL (Interest Rate Reduction Refinance Loan).

The definitive characteristic of VA loans is the fact that veterans having qualifying income and credit are able to buy a home without having to make a down-payment on their own, and this makes purchasing a home highly attractive for people who have military experience under their belt. Apart from this, VA loans further provide flexible requirements, extremely competitive rates for mortgage, and no PMI (private mortgage insurance).

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Sept. 23, 2020

5 Reasons A San Diego VA IRRRL Streamline Refinance Mortgage Is Right For You (2020 | 2021 Update)

5 Reasons A San Diego VA IRRRL Streamline Refinance Mortgage Is Right For You (2019 | 2020 Update)

What is a VA IRRRL streamline refinance?

VA loans are designed primarily for veterans. Since they are a unique loan program, they are guaranteed by the federal government and issued by pre-approved lenders. Within the umbrella of VA loans, the streamline refinance is undoubtedly the most renowned loan type. It is also officially termed by the government as IRRRL (Interest Rate Reduction Refinance Loan).

The definitive characteristic of VA loans is the fact that veterans having qualifying income and credit are able to buy a home without having to make a down-payment on their own, and this makes purchasing a home highly attractive for people who have military experience under their belt. Apart from this, VA loans further provide flexible requirements, extremely competitive rates for mortgage, and no PMI (private mortgage insurance).

To gain qualification for VA loan, one must have already served 90 days in war time, 181 days in peacetime, or 6 or more years with the National Guard or Reserves. If a veteran gave their life or suffered a disability while serving the country, their spouse also qualifies for the loan.

To sum it up, almost all honorably discharged and active duty service personnel is eligible to get a streamline refinance or VA purchase.

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Sept. 23, 2020

San Diego VA IRRRL Streamline Refinance Mortgage Pros and Cons (2020 | 2021 Update)

San Diego CA VA IRRRL Streamline Refinance Mortgage Pros and Cons

What is a VA IRRRL streamline refinance?

VA loans are designed primarily for veterans. Since they are a unique loan program, they are guaranteed by the federal government and issued by pre-approved lenders. Within the umbrella of VA loans, the streamline refinance is undoubtedly the most renowned loan type. It is also officially termed by the government as IRRRL (Interest Rate Reduction Refinance Loan).

The definitive characteristic of VA loans is the fact that veterans having qualifying income and credit are able to buy a home without having to make a down-payment on their own, and this makes purchasing a home highly attractive for people who have military experience under their belt. Apart from this, VA loans further provide flexible requirements, extremely competitive rates for mortgage, and no PMI (private mortgage insurance).

View More
Sept. 23, 2020

San Diego VA IRRRL Streamline Refinance Mortgage Loans Q and A (2020 | 2021 Update)

San Diego CA VA IRRRL Streamline Refinance Mortgage Loans Question and Answer

What is a VA IRRRL streamline refinance?

VA loans are designed primarily for veterans. Since they are a unique loan program, they are guaranteed by the federal government and issued by pre-approved lenders. Within the umbrella of VA loans, the streamline refinance is undoubtedly the most renowned loan type. It is also officially termed by the government as IRRRL (Interest Rate Reduction Refinance Loan).

5 San Diego mortgage trends I am seeing now...

The definitive characteristic of VA loans is the fact that veterans having qualifying income and credit are able to buy a home without having to make a down-payment on their own, and this makes purchasing a home highly attractive for people who have military experience under their belt. Apart from this, VA loans further provide flexible requirements, extremely competitive rates for mortgage, and no PMI (private mortgage insurance).

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Sept. 23, 2020

San Diego VA Mortgage Loans Pros and Cons (2020 | 2021 Update)

Like anything in life - there's Pros and Cons to think about when shopping for your San Diego VA mortgage loan

Because of this - I wanted to compile the most common good and bad to consider. 

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Sept. 23, 2020

6 Must-Know San Diego VA Mortgage Loan Tips (2020 | 2021 Update)

There’s never been a better time for veterans to buy a home in San Diego, thanks to expanded eligibility for VA mortgages.

If you’re a veteran with plans to relocate to the San Diego area or are currently renting and looking for property to call your own, you’ll want to see what 2020 has to offer those who worked  so hard to keep our country safe.

We’ll look at the advantages of using a VA loan, who qualifies for CalVet’s excellent programs, and valuable information buyers using VA loans should know going into the process.

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Sept. 23, 2020

San Diego County CA VA Approved Condos For Sale (2020 | 2021 Update)

If you have previously been in the military and are looking for a new home, you may want to check out available condos, when you’re searching for your next address. 

A great thing about condos is that they are easier to keep up with in terms of maintenance, and they are often located in the heart of what is going on in the city.

While they are a little different than traditional houses, they can come with some major perks. 

For example, it’s not too hard to purchase one, if you’re eligible for a VA loan. 

Here’s a look at the process of finding a VA approved condo in San Diego, so you can see if it’s something that may suit your family’s needs. 

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Sept. 23, 2020

San Diego VA Mortgage Loans (2020 | 2021 Update)

San Diego VA Mortgage Loans (2019 | 2020 Update)

What is the San Diego VA mortgage loan?

The VA mortgage loan was created by the US government to assist returning service members that wanted to purchase a home.

The loan is issued by the Veterans United Home Loans and is guaranteed by the federal government.

The VA loan has helped several million people to date to find affordable homes.

With lending requirements as strict as they are, a VA loan is a more affordable and doable way of purchasing a home for many. 

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Sept. 23, 2020

5 Reasons Why a San Diego VA Mortgage Loan Makes Sense (2020 | 2021 Update)

5 Reasons Why a San Diego VA Mortgage Loan Makes Sense (2018 Update)

If you’ve been looking for a loan that will fit you, then I would suggest that you take a look at the VA loan.  

If these reasons apply to you, then take a look at the specifics of a VA loan, or look at the pros and cons of the loan.

If you would like to see the kind of loan limits that you’ll get if you get a VA loan, then check out our post explaining the limits.

If you find that a VA loan is really the loan for you, then contact me and I’ll help you get started on finding that perfect home in San Diego.

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