Dear Reader, 

Welcome to San Diego's #1 rated real estate and mortgage blog penned exclusively by Scott Taylor and jam packed full of actionable insights about buying and selling real estate, mortgage updates, and detailed case studies on how you can buy your next home CHEAPER, sell it for MORE money, and take advantage of little known FREE money grants.

Here's 3 of the most popular real estate and mortgage related articles/videos updated for 2018:

My promise to you is each article and video will be hard hitting and jam packed with "need to know" local San Diego real estate and mortgage information. 

Scott

PS - My team and I have developed the cutting edge process on finding out which programs are best for you, filling out a (quick) online application, running your credit, and giving you the ability to immediately upload all your needed supporting documents for (one of) the fastest processes in the San Diego mortgage business.

Nov. 18, 2018

3 Reasons Why You Should Hire Me As Your San Diego Mortgage Loan Officer (2019 Update)

Hey, what’s going on?

It’s Scott Taylor, with sandiegorealestatehunter.com.

Licensed to the state of California, for both real estate and mortgages, with the emphasis on San Diego.

Now, with a lot of choices to represent you on your next home purchase or refinance in San Diego, I wanted to lay out three great reasons why you should choose me as your loan officer.

Number (1), access to all types of programs.

So, I have the access to everything that's available in the state of California.

I have access to down payment assistance and closing cost assistance and first time home buyer programs and the M.C.C. tax credits.

I have access to conventional and F.H.A. and V.A. and conforming and the home ready and the home possible and the F.H.A. two or three K.

I have access to all these different types of programs.

Probably programs that you have never heard about, probably programs that most loan officers have never heard about.

You know why?

Because, number (2), I am not retail, I am wholesale. 

Here's how this works.

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Nov. 18, 2018

San Diego County CA FHA Approved Condos For Sale (2019 Update)

San Diego County CA FHA Approved Condos For Sale (2017 Update)

Dear Reader,

When you are considering a property purchase in San Diego, and you are also looking into FHA loans, there are some things that you need to be aware of. 

One of these is that the rules for FHA approved condos have recently changed. A condo must meet certain stipulations to be eligible for this type of loan. 

Here is a look at these stipulations and everything else you’ll need to know if you are trying to find the best condo for your needs and your budget.

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Nov. 18, 2018

Free and Instant San Diego CA Home Seller Valuations (2019 Update) (What's Yours Worth?)

Let me ask you a question.

Can you guess what your San Diego home is worth in today's fast moving market?

I ask as things are always changing.

It might have been worth "X" mid or end of summer because it was high time to sell and a few neighbors sold at or above asking -

...but, as soon as the school year starts, the holidays are around the corner, and there are fewer buyers looking - it could just as easily go for 5%, 10%, or 15% less.

Maybe an owner of a house like yours a few doors down lost their job and now need to do a short sale and will drive down comps?

Or, Maybe you are in an area with not many direct comparables and not too far from you a house was listed and sold way above what anyone thought it would - therefore providing a higher cost per square foot than you thought possible?

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Nov. 18, 2018

Case Study: How To Buy a Home in San Diego For $300,000 With $0 Down, $0 in Closing Costs (Out of YOUR Pocket), Getting $23,755.47 in COMPLETELY FREE Money, While Paying $1,975 Per Month...

Today's message will be a case study. 

Much like when I showed you the exact numbers on my last case study where you can buy a $250,000 home or condo in San Diego with ZERO down, ZERO in closing costs, and paying $1,645 +/- per month, - we're going to up the purchase price. 

Even though we're increasing the purchase price $50,000 to $300,000 - you'll see it's very much attainable if you're paying $2,000 a month right now in rent.

And, if you're single, married with no kids, or have roommates - I would even make the argument that if you're paying even $1,000 a month right now yourself - you can still buy a home or condo in San Diego for $300,000 - just get a roommate or two to pay you rent - and you're set.

Depending where you live now - you might think a $300,000 purchase price is cheap - or expensive - but, let's take a look at what that get's you in:

1) East County Homes and Condos 

2) North County Coastal Homes and Condos 

3) North County Inland Homes and Condos

4) San Diego Central Homes and Condos 

5) San Diego Coastal Homes and Condos

6) South Bay Homes and Condos

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Nov. 18, 2018

San Diego County CA VA Approved Condos For Sale (2019 Update)

If you have previously been in the military and are looking for a new home, you may want to check out available condos, when you’re searching for your next address. 

A great thing about condos is that they are easier to keep up with in terms of maintenance, and they are often located in the heart of what is going on in the city.

While they are a little different than traditional houses, they can come with some major perks. 

For example, it’s not too hard to purchase one, if you’re eligible for a VA loan. 

Here’s a look at the process of finding a VA approved condo in San Diego, so you can see if it’s something that may suit your family’s needs. 

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Nov. 18, 2018

San Diego County CA 1031 IRC Tax Deferred Like Kind Exchange (2019 Update)

San Diego County CA 1031 IRC Tax Deferred Like Kind Exchange

When it comes to real estate and knowing all the rules that apply or what regulations you need to follow, the whole thing can be pretty confusing.

There are so many programs that you may be able to benefit from, if you can figure out what they are.

Here’s a look at one such program, a 1031 Exchange, and how you can take advantage of this unique tax exchange. 

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Nov. 18, 2018

3 Reasons Why You Should Refinance Your San Diego Mortgage (2019 Update)

Hey, what’s going on? It's Scott Taylor, with www.sdrehunter.com

Licensed in the state of California for both real estate and mortgages, with an emphasis on San Diego.

Okay now, you're in San Diego, you own a house right now.

Things aren’t getting any less expensive, things are getting more expensive; gas is getting more expensive, bills are getting more expensive, you might have a car loan or credit cards etc.

So, I went and create a video.

Here's 3 reasons why now might be a great time to refinance your San Diego mortgage.

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Nov. 18, 2018

3 Insider Secrets Revealed About Today's San Diego Mortgage Rates (2019 Update)

Hey, what’s going on?

It’s Scott Taylor with sandiegorealestatehunter.com.

Licensed in the state of California, for both real estate and mortgages, with an emphasis on San Diego.

Now, if you’re like most people living in San Diego, you’re tied to the new, or you're tied to interest rates or what's going on in the world right.

And you hear all these different things of rates have to go up, there's no other way, they get all these reasons why and you're like, “you know what, that makes sense, rates are going to go up.”

And then you hear something else and you’re like, “wait a minute, prices get too high and if rates go up and then payments are too high, then you know I really think that rates are going to go down, it’s like, ah”.

And that makes sense you know, rates could go down and you're thinking well, maybe rates don’t have to go down or rates don't have to go up or yeah, it makes sense, rates are going to stay the same. 

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Nov. 18, 2018

3 Reasons Not To Use The San Diego Housing Commission (2019 Update)

Hey, what's going on?

It's Scott Taylor, with sandiegorealestatehunter.com.

Licensed in this in state of California, for both real estate and mortgages, with an emphasis on San Diego.

Now, you’re watching this in San Diego and things are expensive. You’re seeing condos, townhomes, homes; very expensive in San Diego.

Let's be honest, the average median income of a family of four is something around seven, nine thousand dollars per year.

You go online, you search things like first time home buyer or down payment assistance or closing cost assistance, you come to websites like, the San Diego Housing commission or my website, sandiegorealestatehunter.com.

And you’re reading all these articles and you're wondering, “what I do?” and you start reading the San Diego Housing Commission one.

And you’re like, “well, my income is over that, but maybe I'm not a first time home buyer, maybe I don't want to live in those zip codes.”

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Nov. 18, 2018

Buy in High Cost Per Square Feet Areas of San Diego and Expand (2019 Update)

Hey, what’s going on?

It’s Scott Taylor, with sandiegorealestatehunter.com.

Licensed in the City of California, for both real estate in mortgages, with an emphasis on San Diego.

Now, if you're looking to buy a home right now or if you own a home and looking to sell that and stay in San Diego, you're looking around, you're saying, “There’s a pretty low inventory”; very, very true.

And things can cost a lot for what you get.

Unfortunately, it's kind of true.

When you look at the inventory that we had up to the last boom in two thousand and seven, our inventory today as compared to then, is down something around seventy to eighty percent less homes available to buy today, than ten, eleven, twelve years ago. 

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