Welcome to San Diego's #1 rated real estate and mortgage blog penned exclusively by Scott Taylor and jam packed full of actionable insights about buying and selling real estate, the most creative home loan options, and detailed case studies on how you can buy your next home CHEAPER, sell it for MORE money, and take advantage of little known down payment assistance options (and first time home buyer programs). 

Here's 5 of the most popular real estate and mortgage related articles for 2020 | 2021

Our promise to you is each article and video will be hard hitting and jam packed with "need to know" local San Diego real estate and mortgage information. 


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June 5, 2020

5 Ways to Get the Best Mortgage Rates in San Diego (2020 | 2021 Update)

5 Ways to Get the Best Mortgage Rates in San Diego (2018 Update)

Knowledge is power, particularly when potential homeowners apply for a mortgage.

Preparation is key to finding the best rates, which can save you tens of thousands of dollars over the next few decades, a windfall few of us would pass up.

In this article, I explain how to put yourself in the best possible financial situation to start the process and how to know if you’re truly getting the best mortgage rates available to stake your claim in the San Diego real estate market.

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June 5, 2020

7 Reasons Chula Vista San Diego is a Great Place to Live in 2020 | 2021

7 Reasons Why Chula Vista San Diego is a Great Place to Live in 2019

There are lots of reasons why people love to live in Chula Vista, but there are changes coming in 2020 | 2021 that are making it an even better place to call home. 

The name, Chula Vista, means “beautiful view” and this city certainly offers scenic views from its location between the San Diego bay and mountain foothills. It is the second largest city in the San Diego area and takes its spot as the seventh largest in southern California. It is the 14th largest city in the state and 74th larges nationwide. So, those who live here like some of the big city feel. 

Chula Vista's population is 260,598 according to the last census. The median home value is $402,000. The median household income is $66,956 and the median homeowner income is $88,371. The median income for renters is $41,885. It is an incredibly rich economic area, as it sits in the center of one of richest areas of the U.S. It is also known as one of the most diverse areas in the country.

This city is close to downtown San Diego, located just 7.5 miles away. It is also the same distance from the Mexican border, located in the South Bay region of the metropolitan area. 

The website WalletHub ranked Chula Vista at 123rd in its list of “Best Cities for Jobs 2020 | 2021.”

Chula Vista was established in the early 1800s and has a fast population growth. It boasts of one of the country's year-round United States Olympic Training centers. Some places to visit on a trip here include Aquatica San Diego, Mattress Firm Ampitheatre, Chula Vista Marina and the Living Coast Discovery Center.

Even with all that, there are even more reasons to live in Chula Vista in 2020 | 2021. 

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June 5, 2020

San Diego HomeReady Mortgage Loan Pros and Cons (2020 | 2021 Update)

San Diego HomeReady Mortgage Loan Pros and Cons (2017 Update)

Part of learning about a loan program is knowing about what makes it great and what can make it terrible.

We’ve made these lists to make sure that you’re getting the most out of your program.

If you are interested in the HomeReady mortgage loan after reading through this article, you will be able to find more info in the main article, the question and answer article, and an explanation of the loan limits that you will find with this loan.

If you’re really on the fence, then we’ve also got a list of the reasons why this program might be best for you.

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June 5, 2020

San Diego FHA Mortgage Loan Pros and Cons (2020 | 2021 Update)

San Diego FHA Mortgage Loan Pros and Cons (2017 Update)

If you’re starting to look for a house, then you know the importance of getting the right type of mortgage loan.

While I have mentioned all the different types of loans that you can get on my blog, you may still need some help deciding which type of mortgage loan is right for you.

Let’s start talking about the FHA mortgage loan.

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June 5, 2020

5 Reasons Pine Valley San Diego is a Great Place to Live in 2020 | 2021

5 Reasons Pine Valley San Diego is a Great Place to Live

Pine Valley is a remote district in the southern part of San Diego County, with an estimated population of 1, 878. It has been home to several gold mines since the early 1900s with others coming up in the recent years with deposits comprising of either native gold or sulfides. The primary mines are Descanso, Free Coinage, Gold Standard, Good Luck, and Oak Canyon mines.

Pine Valley is about 3,736 feet above sea level bordering Interstate 8 to the south, the Laguna Summit, and the Sunrise Highway to the east. It earned its name from the unique strands of the Jeffrey Pine, an indigenous species found along Pine Valley Creek. The town’s low population, warm-summer Mediterranean climate, and a somewhat rural vibe have profoundly contributed to its continued population growth with every resident owning their home.

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June 5, 2020

5 Reasons Del Cerro San Diego Is a Great Place to Live in 2020 | 2021

5 Reasons Why Del Cerro San Diego Is a Great Place to Live in 2019

Del Cerro, located on the eastern side of San Diego is considered highly rated to live, especially if you are raising a family. The name means “of the hill” and the area is a hilly neighborhood of wealthy homes for around 5,600 residents. It is a relatively modern community, compared with more historical areas in the area, with most development occurring in the 1950s through the 1970s.

Most of the single-story homes from the original development remain in the community. Those are on the flat side of area, south of the hill. However, now the community also has lots of homes in other parts of the community. The community has many second-generation residents and is also drawing young professionals and families.

The suburb of Del Cerro is near the San Diego State University as well as other areas like Allied Gardens, Grantville and La Mesa. It is near Interstate 8, so access to San Diego and other communities is an easy task.

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June 5, 2020

5 Reasons Coronado San Diego Is a Great Place to Live in 2020 | 2021

5 Reasons Why Coronado San Diego Is a Great Place to Live in 2019

When it comes to living the dream, dreams don’t get much better than coming home to Coronado, San Diego.

Coronado, North Island, and the Silver Strand (which connects Coronado to the mainland) create San Diego Bay. Residents, therefore, enjoy both the waters of the Bay and the ocean surf.

The name Coronado means “crowned one,” and there are few ways the place doesn’t live up to its name. With the completion of the famous Hotel del Coronado in 1888, the island began its long history as a resort destination. By 1900, a “Tent City” was established for more modest vacationers, and the fun has continued as the island burgeoned into an established residential community with resort flair.

It’s also home to the Naval Air Station North Island, the Naval Amphibious Base Coronado, and a training center for Navy Seals, who one can often see training on the beaches in the distance. Therefore, it should come as no surprise the population is full of military men and women.

If you’re looking for great views, ample opportunities to enjoy the outdoors, a close-knit community, access to downtown, or everything in one, perfect package, Coronado Island is the place to be.

To get into specifics, though, here are five reasons why you’ll want to explore the real estate possibilities available in this jewel of an area.

It isn’t called “The Crown” for nothing.

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June 5, 2020

5 Reasons Santee San Diego is a Great Place to Live in 2020 | 2021

5 Reasons Why Santee San Diego is a Great Place to Live in 2019

People who are sports oriented should look to the city of Santee for a possible dream home destination. Santee, located in the East County region of San Diego, is close to the ocean, has a lot of trails to hike and is home to a major sports complex as well as a number of parks. 

The population of Santee is 57,376. Most of those living there are young professionals and young families. It is more politically neutral than some of the other neighborhoods around San Diego with most residents listing themselves as moderate in political ideology. 

Those looking for homes will notice those in Santee are priced lower than other areas of the region. The median home value is $397,200 and the median rent is $1,593. Sixty-nine percent of residents own their homes. 

The median household income is $81,430, well above the national average of $55,322.

Santee’s history goes back to the Kumeyaay tribe. They founded the village named Sinyeweche along the San Diego River where Santee is located today. The town is named after Milton Santee. He was the second husband of Jennie Blodgett, who had already established a name for herself as the wife of a well-known San Diego businessman named George Cowles. 

Modern Santee is growing and added almost 5,000 residents from 2010 to 2017.  It has upscale housing, shopping centers and a major corporate business park. 

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June 5, 2020

5 Reasons Normal Heights San Diego is a Great Place to Live in 2020 | 2021

5 Reasons Why Normal Heights San Diego is a Great Place to Live in 2019

For those looking for a vibrant and diverse San Diego neighborhood to call home, Normal Heights is the place to be.

Read on to discover all this walkable mid-city neighborhood has to offer its residents in 2020 and beyond.

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June 2, 2020

7 Hot San Diego Beach Towns to Buy a Home in 2020 | 2021

7 Hot San Diego Beach Towns to Buy a Home in

If the thought of living on or near a beach in the San Diego thrills you, then you’ll be happy to know that not only is it entirely possible to find the perfect house in this area, but you also have a number of different towns to choose from. Each of these hot beach towns in the area has its own unique atmosphere, making it easy to find just the right one for you.

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