Welcome to San Diego's #1 rated real estate and mortgage blog penned exclusively by Scott Taylor and jam packed full of actionable insights about buying and selling real estate, the most creative home loan options, and detailed case studies on how you can buy your next home CHEAPER, sell it for MORE money, and take advantage of little known down payment assistance options (and first time home buyer programs). 

Here's 5 of the most popular real estate and mortgage related articles for 2020 | 2021

Our promise to you is each article and video will be hard hitting and jam packed with "need to know" local San Diego real estate and mortgage information. 

Scott

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July 10, 2020

5 Reasons La Mesa San Diego Is a Great Place to Live in 2020 | 2021

5 Reasons Why La Mesa San Diego Is a Great Place to Live in 2019

People seeking a home in Southern California will find a gem of a community in La Mesa. La Mesa is just nine miles east of downtown San Diego, so it is super convenient to all the downtown area has to offer. Yet, it is its own community and offers both a quiet, neighborhood feel with all the amenities of a larger city. 

The area is growing. La Mesa's population was 57,065, according to the 2010 census, rising from 54,749 in 2000. Ranked as number 10 in the list of best suburbs to live in the area, La Mesa has an urban vibe with a number of coffee shops, restaurants and parks. It's also ranked number 58 as best suburbs for millennials in the state, number 126 of most diverse suburbs in the state and number 174 in best suburbs to live in California. 

The median home value in La Mesa is $455,800, so it is a little lower than other areas of San Diego. The median rent is $1,375. Fifty-eight percent of residents rent their homes with 42 percent own their homes. 

The median household income for those living in La Mesa is $59,629 with the number one employer being Grossmont Hospital. Most of those who live there are young families headed by professionals. 

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July 10, 2020

5 Reasons Rancho Penasquitos San Diego Is a Great Place to Live 2020 | 2021

5 Reasons Why Rancho Penasquitos San Diego Is a Great Place to Live in 2019

Rancho Penasquitos is a suburban community in San Diego county. The name, Rancho Penasquitos, originates from the first Mexican land grant in the county, and Penasquitos means “little cliffs” in Spanish. Neighboring communities include Rancho Bernardo, Poway, Carmel Mountain Ranch, and Sabre Springs.

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July 10, 2020

6 Reasons Why Dulzura San Diego is a Great Place to Live 2020 | 2021

6 Reasons Why Dulzura San Diego is a Great Place to Live 2020 | 2021

Dulzura is a small county community in southeast San Diego with a population of about 5000 people. Although this town is mostly rural, it has some urban element hence regarded as a hybrid town. The area covers an area of approximately 168 square miles and is located south of Sweetwater River and Loveland reservoir. It is about 10 miles north of the US- Mexican border. The town has several semi-rural communities including Steel Canyon, Jamul, Barret Junction and Dulzura. Jamul is the largest of these communities and is surrounded by valleys and Hills. If you are considering to settle in southeastern and you are looking for a town to settle, then Dulzura can be an ideal place. Below we are going to give you 6 reasons why Dulzura is a great place to live.

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July 10, 2020

9 Reasons Torrey Pines San Diego is A Great Place to Live 2020 | 2021

9 Reasons Torrey Pines San Diego is A Great Place to Live 2019 | 2020

Torrey Pines is more than just a community in San Diego. It’s a neighborhood filled with natural beauty that’s located right on the Pacific Ocean. Thanks to its location, slightly to the northwest of San Diego, residents can enjoy the best of both worlds. They can make the short commute to the city proper while living in this upscale neighborhood right on the ocean. Some of the many things that make Torrey San Diego great include good schools, plenty of parklands, and plenty of jobs.

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July 10, 2020

5 Reasons Rancho Bernardo San Diego Is a Great Place to Live in 2020 | 2021

Rancho Bernardo is a planned community in San Diego county. The community offer a well developed and upscale living opportunity with several housing subdivisions and a large senior living community. There are three golf courses, community spaces, and local hot spots include the RB Alive! Street Fair and the Rancho Bernardo Inn. As part of one of the largest school districts in San Diego County, Rancho Bernardo is a great place to live an elegant work and home life.

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July 10, 2020

9 Reasons Solana Beach San Diego Is a Great Place to Live in 2020 | 2021

9 Reasons Why Solana Beach San Diego Is a Great Place to Live in 2019

When it comes to listing the reasons why you want to live in Solana Beach, the general consensus is – why wouldn’t you? This small town of around 12,000 residents has an amazing coastline, plenty of interesting things to do, and even a celebrity connection in the form of Bing Crosby. Even though Solana Beach is located near San Diego (close enough to commute) it still has a small town vibe and overall relaxed atmosphere that many people find appealing. Here are several of the many reasons why this town is a great place to live. 

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July 10, 2020

8 Reasons San Marcos San Diego Is a Great Place to Live 2020 | 2021

8 Reasons Why San Marcos San Diego Is a Great Place to Live in 2019

The city of San Marcos, California, which also consists of Lake San Marcos, an unincorporated community within the city’s limits, has over 80,000 residents. It’s located to the northeast of San Diego, close enough so that it’s residents can easily commute to that larger city, but far enough away to give it an identity of its own. San Marcos has a number of interesting houses, as well as a few larger employers. All of these – and the many things to do in the city – make it a great place to live.

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July 10, 2020

5 Reasons Little Italy Downtown San Diego is a Great Place to Live 2020 | 2021

5 Reasons Little Italy Downtown San Diego is a Great Place to Live 2020 | 2021

There are many things that those who live in Little Italy love about this neighborhood. From its gelato to watching fireworks at sea every night in the summer, those who made this neighborhood their home say it is filled with food, fun and culture. 

Little Italy is true to its name, historically. It was first settled by mostly Italian and Portuguese fishermen and their families. Now, it has expanded on that culture to fill the neighborhood with Italian restaurants, grocery stores and a ton of boutique shops. It also has residential units mixed in with the commerce. 

This is one of the most active San Diego neighborhoods with a lot of festivals and a weekly farmer's market called the Mercato. 

Geographically, Little Italy is at the northwest part of downtown San Diego. It is north of Columbia and south of Middletown. Core borders it on the southeast and Bankers Hill/Park West flank the area's southwest. Cortez Hill is to its west. Specifically, it is bordered by West Laurel Street, West ash street, Interstate 5, Front Street and the San Diego Bay.

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July 10, 2020

5 Reasons Borrego Springs San Diego is a Great Place 2020 | 2021

5 Reasons Borrego Springs San Diego is a Great Place 2020

Borrego Springs is an excellent destination for people seeking some time off their busy schedules. With its low population, remote location, and the vast Anza Borrego Desert surrounding it, it is ideal for both adventure and as a second home. Its commitment towards conservation and maintenance, enabling it to retain its small-town feel over the years. 

Borrego Springs is 90 miles off downtown San Diego and the popular lights of California. Only two hours commute from the city; the remote hideout is vacation-worthy for a myriad of reasons. It is surrounded by the vast 600,000-acre desert, a renowned tourist attraction for hikes and golfing. 

The land is rich in history, which has contributed significantly to the origin of its name. Initially inhabited by Kumeyaay Indians in the 1770s, the region bore the name Borrego, Spanish for the bighorn sheep seen roaming freely on the land. The surrounding desert acquired its name from a traveler Juan Baustiste de Anza. 

A highly ranked lieutenant visited the spring in 1772 in search of military deserters and camped with the Kumeyaay. In 1774, Anza traveled from Sonora Mexico in search of alternative entry routes to different regions of California. He, alongside twenty-five others, came across the vast desert and were impressed, thus spreading the word on its existence. The Kumeyaay Indians narrated the stories over the years; therefore, the region attained its name Anza Borrego Desert.

It would be a century later that homesteading began, albeit at a sluggish rate. Following the digging of the first well in the mid-1920s, farming, the main economic activity grew drastically. The region was further opened up by the stationing of the military base during World War II. The decision necessitated the construction of the paved road later, which later made Borrego attractive to developers.

Due to its remoteness, Borrego Springs was unknown and did not appear on the map of San Diego up until 1833. Therefore, it has never been incorporated as a town and thus has no mayor or any other body of governance.

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July 10, 2020

5 Reasons South Bay San Diego is a Great Place to Live 2020 | 2021

5 Reason South Bay San Diego is a Great Place to Live

South Bay San Diego is known for its beaches and water, but there are many choices of places to live within the region and all have their own vibe. 

South Bay is in the southwest part of San Diego County. It includes several cities along with some unincorporated communities. This area is a mix of residential developments with shipyards and industrial complexes near its beaches. 

Communities included in this region are Bonita, Imperial Beach, Lincoln Acres, Chula Vista, South San Diego and National city. While many of these cities are industrialized, there are some more pristine. One of those, Imperial Beach, labels itself as a classic southern California town because it remains mostly untouched by urbanization. 

The borders of South Bay include both the Pacific Ocean and San Diego Bay. The border between the United States and Mexico serves as its southern border and its northern border is National City and Coronado. Otay Lakes borders it to the east. 

South Bay is called the gateway to Baja California with good reason. It is the beginning of many areas to explore, has a ton of outdoor activities available and excellent Mexican food. 

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